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Question: 16.3.7. What form of attestation clause does the lender use?

Lender Answer
Accord Buy to Let "Executed as a deed by affixing the Common Seal of Accord Mortgages Limited in the presence of:

By Authority of the Board of Directors".
Accord Mortgages Ltd "Executed as a deed by affixing the Common Seal of Accord Mortgages Limited in the presence of:

By Authority of the Board of Directors".
Adam & Company Executed as a Deed by its lawful attorney for and on behalf of Adam & Company
.......................
Adam & Company International Executed as a Deed by its lawful attorney for and on behalf of Adam & Company International
.......................
Ahli United Bank (UK) plc The common seal of Ahli United Bank (UK) PLC was affixed in the presence of:
Authorised Signatory...................... Authorised Signatory......................
Aldermore Bank PLC Executed as a Deed and delivered on the date of this Deed by Aldermore Bank PLC acting by its authorised attorney in the presence of the witness named below:

Attorney:
Attorney (print name):
Witness:
Allied Irish Bank (GB), a trading name of AIB Group (UK) Executed as a deed by
AIB Group (UK) Plc
Acting by its lawful Attorneys:

Name:

Name:
As Attorneys for AIB Group (UK) Plc

Witness

………………………………..
AIB Group (UK) plc, Central Securities (GB), 92 Anne Street, Belfast, BT1 3H
April Mortgages Signed as a Deed by April Mortgage Limited by its Attorneys............and………....in the presence of:
Atom Bank plc Executed as a deed by ….. as attorney for and on behalf of Atom Bank plc in the presence of ...
Aviva Equity Release UK Ltd Executed as a Deed by Aviva Equity Release UK Limited acting by its attorney (leave space for name) in the presence of:
1 attorney
1 witness
Bank of China To be signed by a Director in the presence of a witness.
Bank of Ireland (UK) plc "THE COMMON SEAL OF BANK OF IRELAND (UK) PLC was affixed hereto by authority of the Directors:"
Bank of Ireland as Bank of Ireland Mortgages "THE COMMON SEAL OF THE GOVERNOR AND COMPANY OF THE BANK OF IRELAND was affixed hereto by authority of the Directors:"
Bank of Scotland Beginning A Executed as a deed by

An authorised signatory for and on behalf of Bank of Scotland plc.

PLEASE NOTE we require you to confirm the effective date of the transfer before we can update our records ? failure to do so will mean that we will continue to correspond with the original parties to the mortgage.
Bank of Scotland Beginning O Executed as a deed by

An authorised signatory for and on behalf of Bank of Scotland plc.

PLEASE NOTE we require you to confirm the effective date of the transfer before we can update our records ? failure to do so will mean that we will continue to correspond with the original parties to the mortgage.
Bank of Scotland Private Banking  
Barclays Bank UK PLC “Signed as a deed by [ ]
as attorney for Barclays Bank UK PLC

Signature ……………………………………………..
as attorney for Barclays Bank UK PLC

In the presence of:


………………………………………….
Signature of Witness


………………………………………….
Name of Witness


…………………………………………
Barnsley Building Soc, a trading name Yorkshire Building Soc ?Executed as a deed by affixing the Seal of Yorkshire Building Society in the presence of:

By Authority of the Board of Directors".
Better HomeOwnership (Mortgages) "Executed as a deed by affixing the Common Seal of BHO in the presence of:


By Authority of the Board of Directors".
Birmingham Bank  
Birmingham Midshires Executed as a Deed by

as attorney for and on behalf of Bank of Scotland plc in the presence of:

Witness:
Name:
Address:

PLEASE NOTE we require you to confirm the effective date of the transfer before we can update our records ? failure to do so will mean that we will continue to correspond with the original parties to the mortgage.
Bluestone Mortgages Executed as a deed by XXX as attorney for and on behalf of Bluestone Mortgages Limited in the presence of YYY.
Bradford & Bingley Limited Signed and delivered as a deed by ?????????????.
As attorney for and on behalf of ?????????????? [insert mortgagee's name as given on Charge Certificate]
Britannia, a trading name of The Co-operative Bank plc Signed as a Deed by The Co-operative Bank Plc trading as Britannia acting by ........................duly authorised by the Board of Directors
Buckinghamshire Building Society Signed as a deed by the Buckinghamshire Building Society acting by .....duly authorised by the board of directors.
Chelsea Building Society (a trading name of Yorkshire BS) "Executed as a deed by affixing the seal of Yorkshire Building Society in the presence of:

By Authority of the Board of Directors".
CHL Mortgages Please contact us on the details below :
Customer Services Department, CHL Mortgages, Admiral House, Harlington Way, Fleet, Hants, GU51 4YA
customerservices@chl.org.uk
Clydesdale Bank plc "Executed as a Deed by LEAVE BLANK as attorney for and on behalf of Clydesdale Bank Plc."
OR "Executed as a Deed by LEAVE BLANK as attorney for and on behalf of Clydesdale Bank Plc trading as Yorkshire Bank"

Co-operative Bank plc Executed as a deed by

..................................................
as a duly appointed attorney of
The Co-operative Bank p.l.c. .....................................................

in the presence of:

Witness name: ................................................

Witness address: .......................................................

.......................................................

.......................................................

.......................................................

Witness signature: ....................................................
Coutts Executed as a Deed by its lawful attorney for and on behalf of Coutts & Co

.......................
Coutts Finance Co The Common Seal of Coutts Finance Co was hereunto affixed in the presence of:

...................
Coventry Building Society THE COMMON SEAL of Coventry Building Society was hereunto affixed in the presence of:
By authority of the Board of Directors.
Cynergy Bank Executed as a deed by Cynergy Bank acting by its duly authorised signatories

Signature ......................................

Name (in BLOCK CAPITALS) ....................................

Position ........................................


Signature .....................................

Name (in BLOCK CAPITALS) ...................................

Position .........................................
Danske Bank The Common Seal of Northern Bank Limited was hereunto affixed in the presence of: …
Darlington Building Society "This document was executed by authority of the Board of Directors of Darlington Building Society".
DB UK Bank Ltd Signed by an Authorised Signatory for and on behalf of
for DB UK Bank Limited
(2 authorised signatories)
Dudley Building Society The Common Seal of Dudley Building Society was affixed in the presence of:
Ecology Building Society "The Common Seal of Ecology Building Society was affixed in the presence of:
Family Building Soc (a trading name of National Counties BS) Executed as a Deed by affixing the Common Seal of National Counties Building Society by Order of the Board of Directors in the presence of:-

By Authority of the Board of Directors
First Direct This will not be required in transfer of equity cases as a new charge will be taken in all cases
Fleet Mortgages Not applicable.
Foundation Home Loans Signed as a Deed by Paratus AMC Limited by its Attorneys............and………....in the presence of:
Furness Building Society The Common Seal of Furness Building Society was hereby affixed by Order of the Board of Directors in the presence of:
Authorised Signatory:_______________
GE Money Home Lending Ltd "signed as a deed by GE Money Home Lending acting by its attorney in the presence of?"
Gen H Executed as a Deed for and on behalf of Imagine Mortgages Limited by a duly authorised signatory.
Godiva Mortgages Ltd Executed as a deed by affixing the Common Seal of Godiva Mortgages Limited in the presence of:
By Authority of the Board of Directors
Habito "Executed as a deed by affixing the Common Seal of Hey Habito Limited in the presence of:

By Authority of the Board of Directors""."
Halifax Executed as a Deed by

as attorney for and on behalf of Bank of Scotland plc in the presence of:

Witness:
Name:
Address:

PLEASE NOTE we require you to confirm the effective date of the transfer before we can update our records ? failure to do so will mean that we will continue to correspond with the original parties to the mortgage.
Halifax Loans Ltd as attorney for and on behalf of Halifax Loans Ltd in the presence of:

Witness:
Name:
Address:

PLEASE NOTE we require you to confirm the effective date of the transfer before we can update our records ? failure to do so will mean that we will continue to correspond with the original parties to the mortgage.
Hampden & Co. plc Not applicable.
Handelsbanken THE BANK

Signed for and on behalf of the Bank




Authorised Signatory Authorised Signatory


Date
Harpenden Building Society Executed as a deed by affixing the common seal of Harpenden Building Society in the presence of:
Hinckley and Rugby Building Society The Common Seal of Hinckley and Rugby Building Society was hereunto affixed by Order of the Board of Directors and authority of the Board of Directors.
Hodge Executed as a Deed by [ ] as Attorney for and on behalf of [Julian Hodge Bank Limited/Hodge Life Assurance Company Limited] in the presence of…
Hodge Equity Release Executed as a Deed by [ ] as Attorney for and on behalf of [Julian Hodge Bank Limited/Hodge Life Assurance Company Limited] in the presence of…
Holmesdale Building Society THE COMMON SEAL OF THE HOLMESDALE BUILDING SOCIETY was hereunto affixed by order of the Board of Directors in the prescence of....Director and ....Authorised Signatory by Authority of the Board of Directors.
HSBC UK Bank plc This will not be required in transfer of equity cases as a new charge will be taken in all cases
Intelligent Finance Executed as a Deed by

as attorney for and on behalf of Bank of Scotland plc in the presence of:

Witness:
Name:
Address:

PLEASE NOTE we require you to confirm the effective date of the transfer before we can update our records ? failure to do so will mean that we will continue to correspond with the original parties to the mortgage.
Investec Bank plc Please refer to Part 1 B, paragraph 13 of the Standing Instructions.
ITL Mortgages Executed as a deed by affixing the Common Seal of ITL Mortgages Limited in the presence of:
By Authority of the Board of Directors
JPMorgan Chase Bank, N.A. The standard form will be used.
Kensington Mortgage Company Ltd Executed as a Deed by [Kensington Mortgage Company Limited]
In the presence of [witness]
Kent Reliance (a trading name of OneSavings Bank plc) Signed on behalf of OneSavings Bank plc
Acting by its *Director / *Attorney
(please delete as appropriate)

in the presence of:
Witness Name:
Witness Address:
Witness Occupation:
Keystone Property Finance Please refer to Keystone Property Finance Limited, P O Box 1175 Harmon House 1 George Street Uxbridge, UB8 9BY Tel: 0345 877 8913 to discuss
Landbay Partners Limited We currently do not permit transfers of equity.
Landmark Mortgages Limited EXECUTED AS A DEED by affixing
the Common Seal of Landmark Mortgages Limited by order of the Board of Directors in the
presence of:
Signed:
Name:
Group B Signatory
By authority of the Board of Directors.
Leeds Building Society The Common Seal of Leeds Building Society was hereto affixed in the presence of??.. duly authorised by the Board of Directors.
Legal & General Home Finance Ltd Executed as a Deed by ......... as Director of ..............

in presence of

Witness .............
LendInvest Please refer to us for specific instructions if not already provided, see 1.11a.
LiveMore Capital Please refer to us for specific instructions if not already provided, see 1.11a.
Lloyds Bank plc pre fixed 20/40 Executed as a Deed by []as Attorney for and on behalf of Lloyds Bank plc in the presence of:

PLEASE NOTE we require you to confirm the effective date of the transfer before we can update our records ? failure to do so will mean that we will continue to correspond with the original parties to the mortgage.
Lloyds Bank plc pre fixed 50/30/77 Executed as a Deed by [] as Attorney for and on behalf of Lloyds Bank plc in the presence of:

PLEASE NOTE we require you to confirm the effective date of the transfer before we can update our records ? failure to do so will mean that we will continue to correspond with the original parties to the mortgage.
Lloyds TSB Scotland plc Executed as a deed by [] as Attorney for and on behalf of Lloyds TSB Scotland plc in the presence of:
M&S Bank Executed as a Deed by Marks & Spencer Financial Services plc, acting by its appointed Attorney.
Magellan Homeloans Executed as a Deed by

.............

as attorney for and on behalf of Magellan Homeloans which is a trading name of Mars Capital Finance Limited in the presence of

...............

............... Witness

............... Name

............... Address
Manchester Building Society In witness whereof the seal of the Manchester Building Society is hereto affixed this day of 20 .
Authorised Signatory
By authority of the Board of Directors
Market Harborough Building Society The common seal of Market Harbrough Building Society was hereunto affixed by authority of the Board of Directors in the presence of

Authorised signatory
Masthaven Bank Executed as a deed by XXX as attorney for and on behalf of Masthaven Bank Limited in the presence of YYY.
Metro Bank plc Execution

Signed for and on behalf of
Metro Bank PLC
acting by its duly authorised
signatory: ??????????????

Print Name: ??????????????.

Witnessed: ??????????????.

Name: ??????????????.

Address . ??????????????.

Occupation ??????????????..

ModaMortgages Signed for and on behalf of ModaMortgages, a trading name of Chetwood Financial Limited.
______________________________
Molo Finance Please enquire, at the contact details in 1.11a
Monmouthshire Building Society N/A
Mortgage Agency Services Signed as a deed by authorised signatory of Mortgage Agency Services Number (insert the relevant company number) Limited pursuant to a resolution of the Board of Directors of MAS (insert the number of the company) in the presence of
Mortgage Express "Signed and delivered as a deed by ?????????????.
As attorney for and on behalf of ??????????????.[insert mortgagee's name as given on Charge Certificate]"
Mortgage Express No 2  
MPowered Mortgages N/A
National Counties Building Society Executed as a Deed by affixing the Common Seal of National Counties Building Society by Order of the Board of Directors in the presence of:-

By Authority of the Board of Directors
National Westminster Bank plc Signed and delivered as a Deed for and on behalf of the Lender by a duly authorised signatory.
Nationwide Building Society n/a
Nedbank Private Wealth Ltd These matters should be referred to us for specific instructions if not already provided.
New Street Mortgages Executed as a Deed by [Kensington Mortgage Company Limited trading as New Street Mortgages]
Acting by its Attorney [Acenden Limited]
In the presence of [witness]
NRAM Ltd EXECUTED AS A DEED by affixing the Common Seal of NRAM Ltd by order of the Board of Directors in the presence of:

Signed:

Name:
Group B signatory

By authority of the Board of Directors
Paragon Buy to Let Mortgages Executed as a deed by Paragon Finance PLC acting by two authorised signatories as attorney for [insert name of lender]

Signature

Authorised signatory

Signature

Authorised signatory
Paragon Residential Owner-Occupied Mortgages Executed as a deed by Paragon Finance PLC acting by two authorised signatories as attorney for Paragon Bank PLC
Signature
Authorised signatory
Signature
Authorised signatory
Paratus AMC Ltd Signed as a Deed by Paratus AMC Limited by its Attorneys............and………....in the presence of:
Parity Trust The Common Seal of Portsmouth Area Regeneration Trust was affixed in the presence of:
Pepper Money """Signed as a deed by..............................,as authorised signatory for and on behalf of UK Mortgage Lending Ltd (trading as Pepper Money) in the presence of a witness:

Authorised signatory......................

Witness .......................

Witness name (print).........................

Witness address......................"" "
Pepper Money (PUK) """Signed as a deed by..............................,as authorised signatory for and on behalf of Pepper (UK) Limited (trading as Pepper Money) in the presence of a witness:

Authorised signatory......................

Witness .......................

Witness name (print).........................

Witness address......................"" "
Perenna SIGNED AS A DEED by you in the presence of the Witness.

You Signature:

Name

Witness (signature, name, and address) Signature:

Name & Address:


Witness (signature, name, and address) Signature:

Name & Address:
Platform (a trading name of The Co-operative Bank p.l.c.) The standard form will be used.
Precise Mortgages (Charter Court Financial Services Ltd) Executed as a deed by___________as attorney for and on behalf of Charter Court Financial Services Limited in the presence of_________.
Principality Building Society Executed as a deed by affixing the common seal of
PRINCIPALITY BUILDING SOCIETY
by order of the Board of Directors in the presence of :


Authorised Official
Reliance Bank Ltd NA
Rooftop Mortgages Ltd The standard form will be used.
Saffron Building Society Executed as a deed by affixing the common seal of Saffron Building Society in the presence of :
By authority of the Board of Directors

PLEASE NOTE: we require you to confirm the effective date of the transfer before we can update our records. Failure to do so will mean that we will continue to correspond with the original parties to the mortgage.
Sainsbury's Bank “Executed as a Deed by [ ] as Attorney for and on behalf of Sainsbury’s Bank Plc in the presence of…”
Santander UK plc The common seal of Santander UK plc was hereunto affixed by Order of the Board in the presence of:

Authorised Signatory
Scottish Building Society The Common Seal of Scottish Building Society was hereto affixed in the presence of .................. duly authorised by the Board of Directors.
Scottish Widows Bank N/A
Secure Trust Bank PLC Executed as a Deed and delivered on the date of this Deed by Secure Trust Bank PLC acting by its authorised attorney in the presence of the witness named below:

Attorney:
Attorney (print name):
Witness:
Skipton Building Society "Executed ( but not delivered until the date hereof) as a deed by affixing the Common Seal of Skipton Building Society in the presence of :
By authority of the Board of Directors
St James Place Bank Executed as a Deed by

as attorney for and on behalf of Bank of Scotland plc in the presence of:

Witness:
Name:
Address:
State Bank of India UK Executed as a Deed by the said [name] in the presence of:
WITNESS Signature: ???????????..
Name: ?????????????????.
Address: ????????????????.

Occupation: ??????????????.
Swansea Building Society In witness hereof the seal of the Swansea Building Society is hereto affixed this day of
The Mortgage Business as attorney for and on behalf of The Mortgage Business in the presence of:

Witness:
Name:
Address:

PLEASE NOTE we require you to confirm the effective date of the transfer before we can update our records ? failure to do so will mean that we will continue to correspond with the original parties to the mortgage.
The Mortgage Lender Limited Executed as a Deed by

.............

as attorney for and on behalf of The Mortgage Lender Limited in the presence of

...............

............... Witness

............... Name

............... Address
The Mortgage Works Signed as a deed by The Mortgage Works (UK) PLC by two duly authorised officials
The Royal Bank of Scotland plc Signed and delivered as a Deed for and on behalf of the Bank by a duly authorised signatory.
The Royal Bank of Scotland plc Direct Line Mortgages Not applicable. See 16.3.1 above.
The Royal Bank of Scotland plc Direct Line One Not applicable. See 16.3.1 above.
The Royal Bank of Scotland plc First Active Not applicable. See 16.3.1 above.
The Royal Bank of Scotland plc Natwest one Account Not applicable. See 16.3.1 above.
The Royal Bank of Scotland plc One Account Signed and delivered as a Deed for and behalf of the Bank by a duly authorised signatory.
The Royal Bank of Scotland plc Virgin One Not applicable. See 16.3.1 above.
The Tipton & Coseley Building Society The Common Seal of Tipton and Coseley Building Society was affixed in the presence of

............. Authorised Signatory

............ Authorised Signatory.
Together Personal Finance Limited Signed as a deed by the Lender acting by way of a Director in the presence of a Witness. (Full witness details, including name and address, and signature to be provided).
Topaz Finance Ltd Signed as a deed on behalf of Topaz Finance PLC.

.....Authorised Signatory
.....Authorised Signatory
TSB Bank plc Executed as a Deed by [     ] as Attorney for and on behalf of TSB Bank plc in the presence of:
Ulster Bank Signed and delivered as a Deed for and on behalf of the Lender by a duly authorised signatory.
Vida Homeloans Please contact us ( see 1.11a) if this is required.
Virgin Money Signed as a deed by ......................................
as attorney for Clydesdale Bank PLC

In the presence of
Signature of witness ......................................
Name of witness ......................................
Address ......................................
......................................
Whistletree (a trading name of TSB Bank plc) EXECUTED AS A DEED by affixing
the Common Seal of TSB Bank plc by order
of the Board of Directors in the
presence of:

Signed:

Name:
Group B Signatory

By authority of the Board of Directors.
Yorkshire Bank Home Loans Ltd "Executed as a Deed by LEAVE BLANK as attorney for and on behalf of Yorkshire Bank Home Loans Limited"
Yorkshire Building Society "Executed as a deed by affixing the Seal of Yorkshire Building Society in the presence of:

By Authority of the Board of Directors".
Zephyr Homeloans Signed as a deed on behalf of Topaz Finance PLC.

.....Authorised Signatory
.....Authorised Signatory