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Question: 5.10.10. Do you require a clear ground rent/service charge receipt to be sent to you?
| Lender | Answer |
|---|---|
| Accord Mortgages Ltd | No |
| Atom Bank plc | No. |
| Aviva Equity Release UK Ltd |
No |
| Bank of Ireland (UK) plc |
No. However, please ensure you obtain one on or before completion. |
| Bank of Ireland as Bank of Ireland Mortgages |
No. However, please ensure you obtain one on or before completion. |
| Bank of Scotland Beginning A |
No, please forward to the borrower. |
| Bank of Scotland Beginning O |
No, please forward to the borrower. |
| Barclays Bank UK PLC |
No |
| Birmingham Midshires |
No, please forward to the borrower. |
| Bradford & Bingley Limited |
Yes, after completion with the title deeds. |
| Britannia, a trading name of The Co-operative Bank plc |
Yes with the deeds |
| Chelsea Building Society (a trading name of Yorkshire BS) |
No. |
| CHL Mortgages |
Yes, after completion. Please place with the title documents |
| Co-operative Bank plc | Yes, placed with the deeds after completion. |
| Coventry Building Society | No. |
| Danske Bank |
Yes, please place with the title deeds and return to: Danske Bank Mortgage Customer Support Team Mortgage Completion Team Killeaton House 41 Mosside Road, Dunmurry Belfast, BT17 9HH DX 2015 NR BELFAST 2 |
| DB UK Bank Ltd | No |
| Ecology Building Society |
Yes |
| First Direct |
No, we do not require a clear ground rent or service charge receipt to be sent to us. Where the final service charge accounts have not been issued for the applicable year, and therefore, an estimated service charge is in use, if deemed appropriate by the conveyancer and agreed by the customer(s), the bank has no objection to the use of a retention held by the customer(s) conveyancer, such retention must be time limited to no more than 30 days after the issuance of the final service charge accounts. |
| First Trust Bank | Yes |
| GE Money Home Lending Ltd | GE Money Home Lending has withdrawn from the UK mortgage market. |
| Godiva Mortgages Ltd | No. |
| Halifax | No, please forward to the borrower. |
| Halifax Loans Ltd | No, please forward to the borrower. |
| Hampden & Co. plc | |
| HSBC UK Bank plc |
No, we do not require a clear ground rent or service charge receipt to be sent to us. Where the final service charge accounts have not been issued for the applicable year, and therefore, an estimated service charge is in use, if deemed appropriate by the conveyancer and agreed by the customer(s), the bank has no objection to the use of a retention held by the customer(s) conveyancer, such retention must be time limited to no more than 30 days after the issuance of the final service charge accounts. |
| HSMS | |
| Intelligent Finance | No. |
| ITL Mortgages | No. |
| Kensington Mortgage Company Ltd | Yes. A copy is acceptable. To be forwarded to : Deeds Administration, Kensington Mortgage Company Ltd, PO Box 4760, Maidenhead, SL60 1HU following completion. |
| Landmark Mortgages Limited |
Yes, after completion with the Title Deeds. |
| Leeds Building Society | No, but please retain a copy on your file. |
| Lloyds Bank plc | No. |
| Lloyds TSB Scotland plc | No |
| M&S Bank | no |
| Mortgage Express |
Yes, after completion with the title deeds. |
| Mortgage Express (No 2) |
Yes, after completion with the title deeds. |
| National Westminster Bank plc | Yes after completion. |
| Nationwide Building Society |
No |
| New Street Mortgages | No, you should satisfy yourself as our representative that the ground rent/service charge account is clear. |
| NRAM Ltd | |
| Platform (a trading name of The Co-operative Bank p.l.c.) |
Yes, placed with deeds |
| Rooftop Mortgages Ltd |
Yes, please place with the title deeds |
| Sainsbury's Bank | Yes, this should be sent to us at completion. |
| Santander UK plc | No, but you should ensure that you comply with your instructions in paragraph 5.10.10 part 1. |
| Scottish Widows Bank | No. |
| The Mortgage Business |
No, please forward to the borrower. |
| The Royal Bank of Scotland plc |
Yes, after completion. |
| TSB Bank plc | No |
| UCB Home Loans Corporation Ltd |
No. |
| Ulster Bank |
Yes, after completion |
| Virgin Money | The documents we need post-completion are listed in our current Deeds Schedule. |
| Yorkshire Building Society |
No. |