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Question: 6.5.2. Do you require counterpart/certified copy tenancy agreement to be sent to you?
| Lender | Answer |
|---|---|
| Accord Mortgages Ltd | No. |
| Allied Irish Bank (GB), a trading name of AIB Group (UK) | |
| Atom Bank plc | No. To be held on file with the title deeds and documents after completion unless otherwise stated in the offer. |
| Aviva Equity Release UK Ltd | No |
| Bank of Ireland (UK) plc |
Yes, to be placed with the title deeds after completion. |
| Bank of Ireland as Bank of Ireland Mortgages |
Yes, to be placed with the title deeds after completion. |
| Bank of Scotland Beginning A |
Yes, after completion. Please place with the Title documents |
| Bank of Scotland Beginning O |
Yes, after completion. Please place with the Title documents |
| Barclays Bank UK PLC |
No |
| Birmingham Midshires | No, please forward to the borrower. |
| Bradford & Bingley Limited |
No, but counterpart of long leases should be included. |
| Britannia, a trading name of The Co-operative Bank plc | No |
| Chelsea Building Society (a trading name of Yorkshire BS) |
No. |
| CHL Mortgages |
Yes, certified copy to be placed with the title documents |
| Co-operative Bank plc | Yes, placed with the deeds after completion. |
| Coventry Building Society | No. |
| Danske Bank | Yes |
| DB UK Bank Ltd | Yes |
| Ecology Building Society |
Yes |
| First Direct | We do not lend on property that is let or is to be let at completion |
| First Trust Bank | Yes, this should be forwarded to us along with the title documents. |
| GE Money Home Lending Ltd | GE Money Home Lending has withdrawn from the UK mortgage market. |
| Godiva Mortgages Ltd | No. |
| Halifax | Yes, certified copy after completion. Please place with the Title documents. |
| Halifax Loans Ltd | Yes, certified copy after completion. Please place with the Title documents. |
| Hampden & Co. plc | |
| HSBC UK Bank plc |
HSBC - No first direct - we do not lend on tenanted properties. If a tenancy is present please report it to Mortgage Services |
| HSMS |
Yes |
| Intelligent Finance | No. |
| ITL Mortgages | No. |
| Kensington Mortgage Company Ltd | Yes. A copy is acceptable. To be forwarded to: Deeds Administration Department, Kensington Mortgage Company Ltd, PO Box 831, Redhill, RH1 9NJ following completion. |
| Landmark Mortgages Limited |
Yes, Counterpart after completion with the Title Deeds. |
| Leeds Building Society |
No, but please retain a copy on your file. |
| Lloyds Bank plc | No. |
| Lloyds TSB Scotland plc | No |
| M&S Bank | We do not lend on tenanted properties. If a tenancy is present please report to us |
| Mortgage Express |
No, but counterpart of long leases should be included. |
| Mortgage Express (No 2) |
No, but counterpart of long leases should be included. |
| National Westminster Bank plc | No |
| Nationwide Building Society |
Yes |
| New Street Mortgages |
No, as our representative you should satisfy yourself that the following is fulfilled: Only lettings on a single Assured Shorthold Tenancy agreement (AST) per house or flat for no more than 12 months with a 6 month break clause for any over 6 months in duration are acceptable. Multiple lets, bedsits, tenants of local authorities/DSS/housing associations/Corporate are not acceptable. The maximum rental figure acceptable is £100,000 per annum. Properties cannot be let to family members |
| NRAM Ltd | Yes, Counterpart after completion with the Title Deeds. |
| Platform (a trading name of The Co-operative Bank p.l.c.) | Yes |
| Rooftop Mortgages Ltd | n/a |
| Sainsbury's Bank | No but please retain a copy for your file and ensure the terms of the tenancy agreement comply with our terms and conditions. We may request a copy of the agreement if we require it. |
| Santander UK plc | No, unless your individual instructions on a particular case require this. |
| Scottish Widows Bank | Yes. |
| The Mortgage Business |
Yes, after completion. Please place with the Title documents. |
| The Royal Bank of Scotland plc | No |
| TSB Bank plc | No |
| UCB Home Loans Corporation Ltd | No |
| Ulster Bank |
No. |
| Virgin Money | The documents we need post-completion are listed in our current Deeds Schedule. |
| Yorkshire Building Society |
No. |