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Question: 6.8.1. Contact point if necessary easements are absent.
| Lender | Answer |
|---|---|
| Accord Mortgages Ltd |
As 4.1.1.2. If the defect in title cannot be rectified by appropriate documentation we will require indemnity insurance to be in place at completion. |
| Atom Bank plc | Please raise a query via Secure Link which is accessed through Conveyancer Zone and the panel membership dashboard, or contact us via telephone at 03333 990055, or via email at conveyancing@digitalmortgages.net. |
| Aviva Equity Release UK Ltd |
See 1.10 |
| Bank of Ireland (UK) plc | See 1.10. |
| Bank of Ireland as Bank of Ireland Mortgages | See 1.10. |
| Bank of Scotland Beginning A |
Address & telephone number on Mortgage Offer |
| Bank of Scotland Beginning O |
Address & telephone number on Mortgage Offer |
| Barclays Bank UK PLC |
Issuing Office |
| Birmingham Midshires |
Completions Team at office issuing mortgage instructions. |
| Bradford & Bingley Limited |
As 1.10a |
| Britannia, a trading name of The Co-operative Bank plc |
Britannia New Lending Britannia House Leek Staffordshire Moorlands ST13 5RG or Britannia New Lending Britannia DX16351 Leek Telephone and fax Numbers as shown on the letter enclosing the Offer of Advance |
| Chelsea Building Society (a trading name of Yorkshire BS) | As 4.1.1.2. If the defect in title cannot be rectified by appropriate documentation we will require indemnity insurance to be in place at completion. |
| CHL Mortgages | Customer Services, Capital Home Loans Ltd, Admiral House, Harlington Way, Fleet, Hants GU51 4YA |
| Co-operative Bank plc | See 1.10a earlier. |
| Coventry Building Society | CBS Instructing Office. |
| Danske Bank |
You must confirm that the Property has the benefit of all necessary rights of access with or without vehicles at all times to and from adopted roads. Where such access is over, through, and along lands in the ownership of a third party, you must obtain satisfactory written evidence of the existence of such easement and send it to the Bank with the documents of title. We expect you to approve the written evidence on behalf of the Bank. If you consider that there is any risk to our security then you must effect a suitable indemnity insurance policy. Please refer to the section on indemnity insurance for further guidance. Where the route of any services to the Property (such as water, electricity, sewage) is over, through or along lands in the ownership of a third party, you must confirm that the Property has the benefit of all necessary rights, easements and wayleaves in respect of all such usual services and obtain satisfactory written evidence of the existence of all appropriate easements for those services and send it to the Bank with the documents of title. We expect you to approve the written evidence on behalf of the Bank. In relation to soakaways, you must comply with the Law Society’s Home Charter Scheme Practice Direction 2015/2. For all other services, if you consider that there is any risk to our security then you must effect a suitable indemnity insurance policy. Please refer to the section on indemnity insurance for further guidance. All such rights must be enforceable by the Borrower and the Borrower’s successors in title. |
| DB UK Bank Ltd |
db mortgages PO Box 890 Newport NP20 9LZ Tel: 0845 650 6281 DX Address - not available |
| Ecology Building Society |
As in 1.10 |
| First Direct | See 1.10b for contact points |
| First Trust Bank |
Mortgage Business Team AIB NI 92 Ann Street Belfast BT1 3HH Telephone no. 0345 600 5925 Mortgage.completions@aib.ie |
| GE Money Home Lending Ltd | GE Money Home Lending has withdrawn from the UK mortgage market. |
| Godiva Mortgages Ltd | GML Instructing Office. |
| Halifax | Customer Service Centre, (see offer for address and telephone/fax numbers). |
| Halifax Loans Ltd | Halifax Loans Limited, Trinity Road, Halifax, HX1 2RG. |
| Hampden & Co. plc | |
| HSBC UK Bank plc | See 1.10b for contact points |
| HSMS |
As 1.10a |
| Intelligent Finance |
Securities, Intelligent Finance, PO Box 890, Leeds, LS1 9UG |
| ITL Mortgages | ITL Instructing Office. |
| Kensington Mortgage Company Ltd | Kensington Mortgages, New Business Operations Centre, Ascot House, Maidenhead Office Park, Maidenhead, SL6 3QQ. Tel: 03444 990011 Fax: 03444 990022. |
| Landmark Mortgages Limited |
New Mortgage Completions Landmark Mortgages PO Box 656 Durham DH1 9LY Tel - 0330 159 7152 |
| Leeds Building Society | As per 1.10a. |
| Lloyds Bank plc | Mortgage Processing. Please see 1.10. |
| Lloyds TSB Scotland plc | Mortgage Processing. Please see 1.10a |
| M&S Bank | M&S Bank, PO Box 12, Skipton, BD23 2HL. Telephone Number 0345 002 1128 Fax 0345 111 0322 |
| Mortgage Express |
As 1.10a |
| Mortgage Express (No 2) |
As 1.10a |
| National Westminster Bank plc | As detailed above in 1.10 |
| Nationwide Building Society |
Issuing Office |
| New Street Mortgages | New Street Mortgages, PO Box 4761, Maidenhead, SL60 1HW. Tel: 0333-300-3100, Fax: 0333-300-3132, email: enquiries@newstreetmortgages.com |
| NRAM Ltd | As 1.10a |
| Platform (a trading name of The Co-operative Bank p.l.c.) |
Refer to office issuing mortgage instructions. |
| Rooftop Mortgages Ltd |
The address and contact details shown on the mortgage offer |
| Sainsbury's Bank | Contact point as detailed in 1.10a |
| Santander UK plc | Refer to the Mortgage Operations office instructing you. |
| Scottish Widows Bank | New Business Processing (see 1.10). |
| The Mortgage Business |
The Mortgage Business plc, PO Box 548, Leeds LS1 1WU |
| The Royal Bank of Scotland plc |
As detailed above in 1.10. |
| TSB Bank plc | Mortgage Processing. Please see 1.10a |
| UCB Home Loans Corporation Ltd |
See 1.10 |
| Ulster Bank |
As detailed above in 1.10 |
| Virgin Money |
Send details to: Mortgage Processing Operations Virgin Money Gosforth Newcastle upon Tyne NE3 4PL Solicitor Helpline: 0845 604 4858 Solicitor Email: postoffer@virginmoney.com If the borrower owns adjoining land and access or services for the Property run over the adjoining land, we will need the adjoining land to be charged to us too. |
| Yorkshire Building Society |
As 4.1.1.2. If the defect in title cannot be rectified by appropriate documentation we will require indemnity insurance to be in place at completion. |