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Question: 9. Do you require the indemnity insurance policy to be sent to you?
| Lender | Answer |
|---|---|
| Accord Mortgages Ltd |
Yes, to be sent with the deeds after completion. |
| Atom Bank plc | No - to be held on file with the title deeds and documents after completion |
| Aviva Equity Release UK Ltd |
Yes |
| Bank of Ireland (UK) plc |
Yes, to be placed with the title deeds after completion. |
| Bank of Ireland as Bank of Ireland Mortgages |
Yes, to be placed with the title deeds after completion. |
| Bank of Scotland Beginning A |
No, please forward to the borrower. |
| Bank of Scotland Beginning O |
No, please forward to the borrower. |
| Barclays Bank UK PLC |
Only after completion with the title deeds. It should not be sent to the bank before for us to comment upon. It is considered the conveyancers duty to make sure the policy complies with the requirements in 9.2 below. |
| Birmingham Midshires | No, please forward to the borrower. |
| Bradford & Bingley Limited |
Yes, after completion, with the title deeds. |
| Britannia, a trading name of The Co-operative Bank plc |
Yes with the deeds |
| Chelsea Building Society (a trading name of Yorkshire BS) |
Yes, to be sent with the deeds after completion. |
| CHL Mortgages | Yes, certified copy with original mortgage deed, associated documents and papers. Please note we require indemnity policies to cover our successors in title, including purchasers from us in possession. |
| Co-operative Bank plc | Yes, placed with the deeds after completion. |
| Coventry Building Society | Yes, after completion. |
| Danske Bank |
Yes, please place with the title deeds and return to: Danske Bank Mortgage Customer Support Team Mortgage Completion Team Killeaton House 41 Mosside Road, Dunmurry Belfast, BT17 9HH DX 2015 NR BELFAST 2 |
| DB UK Bank Ltd | Yes |
| Ecology Building Society | Yes |
| First Direct | Yes |
| First Trust Bank | Yes, should be sent with title deeds upon completion |
| GE Money Home Lending Ltd | GE Money Home Lending has withdrawn from the UK mortgage market. |
| Godiva Mortgages Ltd | Yes, after completion. |
| Halifax | No, please forward to the borrower. |
| Halifax Loans Ltd | No, please forward to the borrower. |
| Hampden & Co. plc | |
| HSBC UK Bank plc | Yes |
| HSMS |
Electronically |
| Intelligent Finance | No, please forward to the borrower. |
| ITL Mortgages | Yes, after completion. |
| Kensington Mortgage Company Ltd | Yes. A copy is acceptable. To be forwarded to: Deeds Administration, Kensington Mortgage Company Ltd, PO Box 4760, Maidenhead, SL60 1HU following completion. |
| Landmark Mortgages Limited | Yes, after completion with the Title Deeds. |
| Leeds Building Society |
No, but please retain a copy on your file. |
| Lloyds Bank plc | Yes, schedule only with the deeds. |
| Lloyds TSB Scotland plc | The schedule only after completion |
| M&S Bank | yes |
| Mortgage Express |
Yes, after completion, with the title deeds. |
| Mortgage Express (No 2) |
Yes, after completion, with the title deeds. |
| National Westminster Bank plc | Yes after completion. |
| Nationwide Building Society |
Yes Please note that we do not require an indemnity policy to be taken out when the purchaser has received a cash gift which forms part or all of their deposit. |
| New Street Mortgages | Yes, a copy should be sent to New Street Mortgages, PO Box 4761, Maidenhead, SL60 1HW and the original forwarded to the borrower |
| NRAM Ltd | Yes - after completion with the Title Deeds |
| Platform (a trading name of The Co-operative Bank p.l.c.) |
Yes, placed with deeds |
| Rooftop Mortgages Ltd |
Yes, please place with the title deeds |
| Sainsbury's Bank | Yes, this should be sent to us after completion. |
| Santander UK plc | No. Please only provide the name of the insurer, the policy number and the type of policy. |
| Scottish Widows Bank | Yes, after completion. |
| The Mortgage Business |
No, please forward to the borrower. |
| The Royal Bank of Scotland plc |
Yes, after completion. |
| TSB Bank plc | The schedule only after completion |
| UCB Home Loans Corporation Ltd |
Yes, policy to be sent with the deeds. |
| Ulster Bank |
Yes, after completion |
| Virgin Money | The documents we need post-completion are listed in our current Deeds Schedule. |
| Yorkshire Building Society |
Yes, to be sent with the deeds after completion. |