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Question: 14.2.2. Which documents must I send after completion?
| Lender | Answer |
|---|---|
| Accord Mortgages Ltd |
*All those set out in our standard deeds schedule. *All those specified in the Handbook and in these responses. *Any other documents specified in the mortgage offer. All documents are sent to us at your risk.Please note any unnecessary pre-registration deeds should not be sent to us. |
| Atom Bank plc |
Electronic copies of: - Receipt for Application to Register - Folio showing Charge and Inhibition - Mortgage Deed |
| Aviva Equity Release UK Ltd |
Original Mortgage Deed/Legal Charge Original Mortgage Offer Solicitors certificate (if applicable) Occupants Deed (if applicable) Declaration of Buildings Insurance Original Lease Title Deeds |
| Bank of Ireland (UK) plc |
For LMS managed cases : Within 30 days of legal completion Law Firms are required to upload Receipt for Application to Register. Once Registration is complete the Law Firms are required to upload: Registered Land: Folio showing Charge and Inhibition and Mortgage Deed. Unregistered Land: Mortgage Deed showing Register of deeds stamp. Where you have been unable to register the charge within thirty days of completion you are required to update the LMS system with a reason for the delay at least every thirty days until registration is complete and the required documents have been uploaded. For all other cases, the title information document and all other documents you have been asked to send us under these Part 2 answers. This includes where applicable: Professional Consultant’s Certificate; Defective Title Indemnity policy; Power of Attorney; Mortgage Deed (First Start cases only); Certified copy of existing Tenancy Agreement (if a Buy-to-Let remortgage). For leasehold title deeds we also require the Receipted Notice of Transfer/Mortgage; and Management Company documentation. |
| Bank of Ireland as Bank of Ireland Mortgages |
For LMS managed cases : Within 30 days of legal completion Law Firms are required to upload Receipt for Application to Register. Once Registration is complete the Law Firms are required to upload: Registered Land: Folio showing Charge and Inhibition and Mortgage Deed. Unregistered Land: Mortgage Deed showing Register of deeds stamp. Where you have been unable to register the charge within thirty days of completion you are required to update the LMS system with a reason for the delay at least every thirty days until registration is complete and the required documents have been uploaded. For all other cases, the title information document and all other documents you have been asked to send us under these Part 2 answers. This includes where applicable: Professional Consultant’s Certificate; Defective Title Indemnity policy; Power of Attorney; Mortgage Deed (First Start cases only); Certified copy of existing Tenancy Agreement (if a Buy-to-Let remortgage). For leasehold title deeds we also require the Receipted Notice of Transfer/Mortgage; and Management Company documentation. |
| Bank of Scotland Beginning A |
The Land Certificate, Original Mortgage Deed and any other documents necessary to support the Title |
| Bank of Scotland Beginning O |
The Land Certificate, Original Mortgage Deed and any other documents necessary to support the Title |
| Barclays Bank UK PLC |
All the documents detailed in paragraph 14.2.1 of the Handbook and these instructions |
| Birmingham Midshires |
As soon as your application has been submitted to Land Registry of Northern Ireland, send us a copy of the Folio Acknowledgement detailing the application number. We require the original title documents, including original Mortgage Deeds, NI Folio/Land Certificate and Assignment/Indenture, to be sent to us showing our interest has been secured by way of first charge within three months of completion. We will contact you for updates on the progress of registration and will continue to do so until we have received the original title documents. " |
| Bradford & Bingley Limited |
All appropriate documents. Please do not send us pre-registration deeds and documents (other than searches made in connection with the Loan) unless they contain information of value on a future sale of the Property. |
| Britannia, a trading name of The Co-operative Bank plc |
All unregistered or registered title documents as applicable |
| Chelsea Building Society (a trading name of Yorkshire BS) |
* All those set out in our standard deeds schedule. * All those specified in the Handbook and in these responses. * Any other documents specified in the mortgage offer. All documents are sent to us at your risk.Please note any unnecessary pre-registration deeds should not be sent to us. |
| CHL Mortgages |
The documents specified in the Deeds Schedule and any other documents necessary to support the title - the prescribed CHL Deeds Schedule must be sent with the title deeds pack. |
| Co-operative Bank plc |
- All those documents, where applicable, as set out in our standard Deeds Schedule for Northern Ireland. - All those documents as specified in this Lenders' Handbook and in these responses; and - All other documents as may be specified in the borrower's Mortgage Offer document as required by us. |
| Coventry Building Society | All those mentioned in Part 1 plus any others specifically mentioned in your instructions. |
| Danske Bank | All appropriate title deeds and documents, including documents you have been asked to send us under these Part 2 answers. |
| DB UK Bank Ltd |
db mortgages PO Box 890 Newport NP20 9LZ Tel: 0845 650 6281 DX Address - not available |
| Ecology Building Society | Official copy of the register, original Mortgage Deed and all necessary title documents including those specified in these Instructions |
| First Direct |
UNREGISTERED LAND- Copy legal charge only where an Indirect A2 mortgage deed has been taken Copy lease (if leasehold) Vacated/receipted/discharged charge in favour of the previous lender A copy of any signed Letter of Consent A copy of any Indemnity Policy. Title Deeds Deeds Schedule All documents to be sent to Collateral Management Utility (CMU). Level 2, Grosvenor House, 1 Wellington Street, Sheffield, S1 4NB REGISTERED LAND – Copy legal charge only where an INDIRECT A2 Mortgage Deed has been taken Copy folio, Land Registry Map and copies of any relevant searches or deed documents relating to the property Land Certificate A copy of any signed Letter of Consent – A copy of any Indemnity Policy Deeds Schedule All documents should be sent to: HSBC UK Bank plc trading as first direct, Customer Service Centre, BX8 5HB |
| First Trust Bank | All original documents of title including the Land Certificate(s), original Mortgage Deed(s)/Certificate(s) of Charge and any other documents necessary to support the title or to comply with the requirements of the Handbook. |
| GE Money Home Lending Ltd | GE Money Home Lending has withdrawn from the UK mortgage market. |
| Godiva Mortgages Ltd | All those mentioned in Part 1 plus any others specifically mentioned in your instructions. |
| Halifax | The Land Certificate, Original Mortgage Deed and any other documents necessary to support the Title. |
| Halifax Loans Ltd | The Land Certificate, Original Mortgage Deed and any other documents necessary to support the Title. |
| Hampden & Co. plc | |
| HSBC UK Bank plc |
UNREGISTERED - the Bank's legal charge - the lease (if leasehold) -the vacated/receipted/discharged charge in favour of the previous lender - a copy of any signed Letter of Consent REGISTERED - the Land Certificate -a copy of the Bank's legal charge -a copy of any signed Letter of Consent -any relevant searches or deed documents relating to the Property Instructions received from Legal Marketing Services Ltd (LMS): All documents should be added to the LMS Conveyancer Zone |
| HSMS | |
| Intelligent Finance |
Our schedule Originals (where applicable);mortgage deed, personal guarantee (our form L4(NI)(IF));consent to mortgage. Copies (where applicable): official copy entries(please write the Intelligent Finance plan number on these); licence to assign; receipted notice of mortgage served on the landlord or evidence of service; memorandum and articles of association of management company;section 442 agreement. DO NOT SEND US ANY OTHER DOCUMENTS(nb WE DO NOT NEED THE LEASE WHERE THE TITLE IS LEASEHOLD). PLEASE FORWARD THESE TO THE BORROWER. |
| ITL Mortgages | All those mentioned in Part 1 plus any others specifically mentioned in your instructions. |
| Kensington Mortgage Company Ltd |
Official Land Register registration confirmation Original Mortgage Deed Copy signed Certificate of Title Certified copy of buildings insurance And where applicable: Conveyance and Examined Abstract/Epitome in the case of unregistered land Lease (and assignment) Certified copy Head lease Original Occupier’s Deed of Consent Notice of Charge to Landlords Ground rent and service charge receipts NHBC or similar Deed of Gift Indemnity Policy Deed of Postponement Share certificate and original undated executed stock transfer form Where the borrower is a Limited Company, we also require: Certificate of Registration from Companies House (if the borrower is a Limited Company) Original Limited Company Personal Guarantee(s) |
| Landmark Mortgages Limited |
Refer to the current Deeds Schedule and this document. |
| Leeds Building Society |
You are required to upload the following documents to LMS via their S.T.A.R.S system: • Receipt for Application Register; • Folio showing Charge and Inhibition; and • Mortgage Deed. You must also provide the above documents to the Society direct. Where you have been unable to register the charge within thirty days of completion you are required to update the LMS system with a reason for the delay at least every thirty days until registration is complete and the required documents have been uploaded. |
| Lloyds Bank plc |
Original Mortgage Deed Official copies Mortgage Loan Agreement(s) Deed of Guarantee* Title Indemnity* Certified copy Power of Attorney* Occupiers Waiver* * if applicable. |
| Lloyds TSB Scotland plc |
Mortgage Loan Agreement(s) Deed of Guarantee* Title Indemnity* Certified copy Power of Attorney* Occupier Waiver* * If applicable The Land Registry will advise us electronically that the charge has been registered, however you will still need to ensure that the chargehas been registered correctly. You must notify us of any subsequent charge which will be in existence or entered into on completion of the mortgage. Please do so by adding the details to the schedule ensuring that the account number is shown in all cases. |
| M&S Bank |
UNREGISTERED - the Bank's legal charge - the lease (if leasehold) -the vacated/receipted/discharged charge in favour of the previous lender - a copy of any signed Letter of Consent REGISTERED - the Land Certificate -a copy of the Bank's legal charge -a copy of any signed Letter of Consent -any relevant searches or deed documents relating to the Property All documents should be sent to: M&S Bank, PO Box 12, Skipton, BD23 2HL. Telephone Number 0345 002 1128 Fax 0345 111 0322 |
| Mortgage Express |
All appropriate deeds and documents. Please do not send us pre-registration deeds and documents (other than searches made in connection with the Loan) unless they contain information of value on a future sale of the Property |
| Mortgage Express (No 2) |
All appropriate deeds and documents. Please do not send us pre-registration deeds and documents (other than searches made in connection with the Loan) unless they contain information of value on a future sale of the Property |
| National Westminster Bank plc |
Please provide a copy of the Land Registry acknowledgement as soon as it is received. Thereafter please forward the undernoted documents as soon as they are received - the original land certificate, the charge certificate and other relevant title deeds, as well as those mentioned herein, including any guarantee(s) referred to in the valuation/specialist report. If any matters delay the registration of our security, please let us know. If we have not received either the acknowledgement or the Title Deeds from you within three months, we will write to you for an update. PLEASE SEND ALL TITLE DEEDS BY RECORDED DELIVERY |
| Nationwide Building Society |
REGISTERED PROPERTIES Land Certificate Mortgage deed Lease (if applicable) UNREGISTERED PROPERTIES Mortgage Deed Indenture, Conveyance or assignment Lease if applicable |
| New Street Mortgages |
Copies of the following (where appropriate): Mortgage Deed Buildings Insurance Schedule Occupier's Consent Form New Home Warranty Documentation Professional Consultants Certificate Indemnity Insurance Certificate |
| NRAM Ltd | Refer to the Deeds Schedule in this document. |
| Platform (a trading name of The Co-operative Bank p.l.c.) |
All those set out in Part 1 of the Lenders Handbook and in our standard deeds schedule |
| Rooftop Mortgages Ltd |
Those set out in our standard deeds schedule, any document detailed in Part 2 of the Lender's Handbook, and any guarantees relating to, or works carried out to, the security of the property |
| Sainsbury's Bank | You must provide a copy of the Land Registry acknowledgement as soon as it is received. If any matters delay registration of the security document(s) please let us know as soon as possible. Thereafter please forward the original Certificate of Charge together with all title deeds and other ancillary documentation which you are required to obtain under the terms of the CML Handbook. |
| Santander UK plc | All registered and unregistered title deeds and documents, as applicable, and as set out in part 1 of the Lenders' Handbook and in our standard Deeds Schedule. |
| Scottish Widows Bank | All documents stated in 14.2.1 including the Original Mortgage Deed. |
| The Mortgage Business |
The Land Certificate, Original Mortgage Deed and any other documents necessary to support the Title. |
| The Royal Bank of Scotland plc |
The original land certificate, the charge certificate and other relevant title deeds, as well as those mentioned herein, including any guarantee(s) referred to in the valuation/specialist report. |
| TSB Bank plc |
Deed of Guarantee* Title Indemnity* Certified copy Power of Attorney* Occupier Waiver* * If applicable You will need to ensure that the chargehas been registered correctly. You must notify us of any subsequent charge which will be in existence or entered into on completion of the mortgage. Please do so by adding the details to the schedule ensuring that the account number is shown in all cases. |
| UCB Home Loans Corporation Ltd |
Mortgage Deed (with red Land Registry folio stamp on reverse), Land Certificate with folio number matching stamp. |
| Ulster Bank |
Please provide a copy of the Land Registry acknowledgement as soon as it is received. This can be faxed to 01475 551146. Thereafter please forward the undernoted documents as soon as they are received - the original land certificate, the charge certificate and other relevant title deeds, as well as those mentioned herein, including any guarantee(s) referred to in the valuation/specialist report. If any matters delay the registration of our security, please let us know. If we have not received either the acknowledgement or the Title Deeds from you within three months, we will write to you for an update. PLEASE SEND ALL TITLE DEEDS BY RECORDED DELIVERY |
| Virgin Money | The documents we need post-completion are listed in our current Deeds Schedule. |
| Yorkshire Building Society |
* All those set out in our standard deeds schedule; * All those specified in the Handbook and in these responses; * Any other documents specified in the mortgage offer. All documents are sent to us at your risk. Please note any unnecessary pre-registration deeds should not be sent to us. |