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Question: 16.4.1. Does a copy of a proposed tenancy need to be sent to you?
| Lender | Answer |
|---|---|
| Accord Mortgages Ltd | Yes |
| Atom Bank plc | No |
| Aviva Equity Release UK Ltd |
No. The tenancy must have a fixed term of six months, terminable at the end of the term upon the giving of two months’ notice The tenancy agreement must be a Tenancy Agreement, only in the precise form of the Northern Ireland’s Housing Executive model |
| Bank of Ireland (UK) plc |
Yes, except in Buy to Let cases where the tenancy agreement complies with the requirements set out in the relevant offer condition. |
| Bank of Ireland as Bank of Ireland Mortgages |
Yes, except in Buy to Let cases where the tenancy agreement complies with the requirements set out in the relevant offer condition. |
| Bank of Scotland Beginning A |
No |
| Bank of Scotland Beginning O |
No |
| Barclays Bank UK PLC |
No |
| Birmingham Midshires |
Please check the terms of the mortgage offer to determine whether or not lettings are allowed. If the mortgage is a buy to let product, any letting must comply with the mortgage conditions. We do not need to see a copy of any proposed lease. |
| Bradford & Bingley Limited |
Yes |
| Britannia, a trading name of The Co-operative Bank plc |
Please see the requirements within our letting pack (application). |
| Chelsea Building Society (a trading name of Yorkshire BS) |
Yes. |
| CHL Mortgages |
Yes, if it is anything other than an acceptable tenancy - see clause 6.5.1 above |
| Co-operative Bank plc | Please see requirements within our lettings pack. |
| Coventry Building Society | Yes. |
| Danske Bank | Yes |
| DB UK Bank Ltd |
db mortgages PO Box 890 Newport NP20 9LZ Tel: 0845 650 6281 DX Address - not available |
| Ecology Building Society |
Yes |
| First Direct | We do not lend on tenanted properties. If a tenancy is present or proposed please report it to us |
| First Trust Bank | Please check the terms of the mortgage offer/Terms and Conditions to determine whether or not lettings are allowed. If the mortgage is a buy to let product, any letting must comply with the mortgage conditions. |
| GE Money Home Lending Ltd |
Yes - Any request to rent the security property will be subject to review of circumstances & product type. |
| Godiva Mortgages Ltd | Yes. |
| Halifax | No. |
| Halifax Loans Ltd | No. |
| Hampden & Co. plc | |
| HSBC UK Bank plc | No |
| HSMS | |
| Intelligent Finance | No. |
| ITL Mortgages | Yes. |
| Kensington Mortgage Company Ltd | You need to confirm to us in writing before Completion that the tenancy is in an acceptable form and in accordance with the requirements laid out in the Kensington Mortgage Conditions 2020. The completed tenancy must be placed with the title deeds. |
| Landmark Mortgages Limited | Yes |
| Leeds Building Society | No. |
| Lloyds Bank plc | No. |
| Lloyds TSB Scotland plc | No |
| M&S Bank | We do not lend on properties that are subject to a tenancy |
| Mortgage Express |
No, provided that it is a valid Assured Shorthold Tenancy. |
| Mortgage Express (No 2) |
No, provided that it is a valid Assured Shorthold Tenancy. |
| National Westminster Bank plc | No unless the proposed agreement fails to conform with the requirements set out in the Offer of Loan. |
| Nationwide Building Society |
No |
| New Street Mortgages | No, however you should ensure that the AST is for no longer than 12 months with a 6 month break clause for any over 6 months in duration. |
| NRAM Ltd | Yes. |
| Platform (a trading name of The Co-operative Bank p.l.c.) |
Yes |
| Rooftop Mortgages Ltd |
Yes |
| Sainsbury's Bank | No, however, we will only accept Assured Shorthold Tenancy Agreements. |
| Santander UK plc | No. |
| Scottish Widows Bank | Yes. |
| The Mortgage Business |
No, provided it is a Shorthold tenancy complying with the Housing (Northern Ireland) Order 1983 and having a term of between six and twelve months. |
| The Royal Bank of Scotland plc |
No, unless the proposed agreement fails to conform with the requirements set out in the Offer of Loan. |
| TSB Bank plc | No |
| UCB Home Loans Corporation Ltd |
No. |
| Ulster Bank |
No, unless the proposed agreement fails to conform with the requirements set out in the Offer of Loan. |
| Virgin Money | Yes. |
| Yorkshire Building Society |
Yes. |