Answers for Northern Ireland

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Question: 5.3.2. Does the lender require an original/copy building regulation consents?

Lender Answer
Accord Mortgages Ltd Yes, to be sent with the deeds after completion.
Atom Bank plc No, however we may request a copy if the property has been converted since 1st January 1973 and we require you to keep a copy with the title deeds in all cases.
Aviva Equity Release UK Ltd Yes
Bank of Ireland (UK) plc No.
Bank of Ireland as Bank of Ireland Mortgages No.
Bank of Scotland Beginning A No, please forward to the borrower.
Bank of Scotland Beginning O No, please forward to the borrower.
Barclays Bank UK PLC Yes, for self build properties. No, in all other cases
Birmingham Midshires No, please forward to the borrower.
Bradford & Bingley Limited Yes after completion with the title deeds.
Britannia, a trading name of The Co-operative Bank plc Yes with the deeds
Chelsea Building Society (a trading name of Yorkshire BS) Yes, to be sent with the deeds after completion.
CHL Mortgages Yes, after completion. Please place with the title documents
Co-operative Bank plc Yes, placed with the deeds after completion.
Coventry Building Society No.
Danske Bank Yes, please place with the title deeds and return to:

Danske Bank
Mortgage Customer Support Team
Mortgage Completion Team
Killeaton House
41 Mosside Road, Dunmurry
Belfast, BT17 9HH
DX 2015 NR BELFAST 2
DB UK Bank Ltd Please forward with the Title Deeds
Ecology Building Society Yes
First Direct We do not require a copy of the building consents. If any breach of building regulations is still within any applicable enforcement period, we will rely upon your professional judgement to protect any risk to the Bank. If you consider indemnity insurance is required, this should be obtained in accordance with Section 9 of the UK Finance Handbook. If not, we do not need to be notified.
First Trust Bank Yes, please forward with title deeds upon completion.
GE Money Home Lending Ltd GE Money Home Lending has withdrawn from the UK mortgage market.
Godiva Mortgages Ltd No.
Halifax No, please forward to the borrower.
Halifax Loans Ltd No, please forward to the borrower.
Hampden & Co. plc  
HSBC UK Bank plc We do not require a copy of the building consents.

If any breach of building regulations is still within any applicable enforcement period, we will rely upon your professional judgement to protect any risk to the Bank. If you consider indemnity insurance is required, this should be obtained in accordance with Section 9 of the UK Finance Handbook. If not, we do not need to be notified.
HSMS No
Intelligent Finance No, please forward to the borrower.
ITL Mortgages No.
Kensington Mortgage Company Ltd Yes. A copy is acceptable. To be forwarded to: Deeds Administration, Kensington Mortgage Company Ltd, PO Box 4760, Maidenhead, SL60 1HU following completion with the title deeds.
Landmark Mortgages Limited Yes, after completion with the Title Deeds.
Leeds Building Society No, but please retain a copy on your file.
Lloyds Bank plc No.
Lloyds TSB Scotland plc No
M&S Bank no, however we may request a copy if the property has been converted in the last 10 years
Mortgage Express Yes after completion with the title deeds.
Mortgage Express (No 2) Yes after completion with the title deeds.
National Westminster Bank plc Yes after completion.
Nationwide Building Society Yes
New Street Mortgages No, you should satisfy yourself as our representative that appropriate building regulation consents were granted.
NRAM Ltd  
Platform (a trading name of The Co-operative Bank p.l.c.) Yes-placed with the deeds
Rooftop Mortgages Ltd Yes, please place with the title deeds
Sainsbury's Bank Yes, these should be sent to us at completion.
Santander UK plc Yes.
Scottish Widows Bank Yes, after completion.
The Mortgage Business No, please forward to the borrower.
The Royal Bank of Scotland plc Yes, after completion.
TSB Bank plc No
UCB Home Loans Corporation Ltd Yes - copy with the deeds.
Ulster Bank Yes, after completion
Virgin Money The documents we need post-completion are listed in our current Deeds Schedule.
Yorkshire Building Society Yes, to be sent with the deeds after completion.