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Question: 6.6.1. What new home warranty schemes are acceptable to the lender?
| Lender | Answer |
|---|---|
| Accord Mortgages Ltd |
We accept the following new home warranty schemes: * NHBC * Premier Guarantee * LABC * Building Life Plans (BLP). These policies are underwritten by Allianz Global but written by BLP. * Checkmate/Castle 10 (nb. where out buildings such as a detached garage are also being constructed an endorsement to include these in cover is required). * Build-Zone * Build Assure (New Home Structural Defects Insurance) * Global Home Warranties (Structural Defects Insurance) * The Q Policy for Residential Properties * The Q Policy for Bespoke Properties (detached only) * Protek * Advantage ( Insurer:Elite Insurance Company) There must be no more than 10 units in any complete structure * International Construction Warranties (ICW) * Ark Residential New Build Latent Defects Insurance. Where a detached garage/outbuilding has been constructed at the same time as the main building, the policy must include an endorsement confirming cover for the detached garage/outbuilding * Aedis (nb. There must be no more than 20 units in the structure) * One Guarantee * HomeProof (nb. There must be no more than 20 units in the structure) |
| Atom Bank plc |
The following home warranty schemes (or alternative) are acceptable:- - Compariqo - NHBC; - Zurich Municipal (no longer offered for new property sales); - Premier Guarantee; - Building Life Plans; - Building Zone; - LABC New Home Warranty; - Checkmate Warranty; - Construction Register; - HAPM; - Advantage; - Aedis - ICW; - Q Assure; - One Guarantee; - Global Homes; - ARK Residential - ABC+ Warranty - CADIS - Professional Consultant's Certificate from a suitable architect/surveyor that are corporate members of the Royal Institute of British Architects or Royal Institution of Chartered Surveyors with appropriate current professional indemnity insurance. |
| Aviva Equity Release UK Ltd |
The following structural warranties are acceptable for new builds/self builds/conversions/renovations. The warranty must have been issued as a result of periodic checks of the property during the construction or conversion process – a retrospectively applied for and issued building warranty insurance is not acceptable. NHBC Zurich Premier Building Life Plan Build Zone LABC Checkmate/Castle 10 ABC+ Advantage Ark Build Assure Global Home Warranties Home Proof ICW (International Construction Warranties) One Guarantee Protek The Q Policy |
| Bank of Ireland (UK) plc |
- NHBC - Zurich Municipal - Build-Zone - Global Home Warranties Limited - Premier Guarantee: Providing the insurance cover offered is greater than, or equal to, the market value or insurance figure, whichever is the greater. - Building Life Plans: Providing the cover includes the contaminated land and health & safety for occupiers options. - LABC - Construction Register (CRL) - Castle 10 from Checkmate: Providing any outbuildings also being constructed are included in the cover by endorsement. - The Q Policy for Residential Properties, Bespoke Properties & Completed Properties. - International Construction Warranties (ICW) - Protek - Advantage HCI - Aedis Warranties Limited |
| Bank of Ireland as Bank of Ireland Mortgages |
- NHBC - Zurich Municipal - Build-Zone - Global Home Warranties Limited - Premier Guarantee: Providing the insurance cover offered is greater than, or equal to, the market value or insurance figure, whichever is the greater. - Building Life Plans: Providing the cover includes the contaminated land and health & safety for occupiers options. - LABC - Construction Register (CRL) - Castle 10 from Checkmate: Providing any outbuildings also being constructed are included in the cover by endorsement. - The Q Policy for Residential Properties, Bespoke Properties & Completed Properties. - International Construction Warranties (ICW) - Protek - Advantage HCI - Aedis Warranties Limited |
| Bank of Scotland Beginning A |
ABC+ Advantage HCI Aedis Warranties/HomeProof Ark Insurance Build Warranty Group Building Life Plans (BLP) Buildzone Cadis Checkmate CIR Compariqo FMB Insurance/Build Assure Global Home Warranties International Construction Warranties (ICW) NHBC One Guarantee Premier Guarantee (including LABC Hallmark & LABC New Home Warranties) Protek Q Assure Thomas Miller We only require cover under a building standards indemnity scheme for a new property being occupied for the first time. |
| Bank of Scotland Beginning O |
ABC+ Advantage HCI Aedis Warranties/HomeProof Ark Insurance Build Warranty Group Building Life Plans (BLP) Buildzone Cadis Checkmate CIR Compariqo FMB Insurance/Build Assure Global Home Warranties International Construction Warranties (ICW) NHBC One Guarantee Premier Guarantee (including LABC Hallmark & LABC New Home Warranties) Protek Q Assure Thomas Miller We only require cover under a building standards indemnity scheme for a new property being occupied for the first time. |
| Barclays Bank UK PLC |
NOTE: For our purposes the definition of a new home (or new-build) is a property that was first registered two or fewer years ago OR a property that is subject to first sale by the developer, irrespective of how much time has passed since the property was first registered or any rental usage in the interim (e.g. this may be because the property is a new construction, a conversion or a renovation from an earlier use): • ABC+, • Advantage/ AHCI, (only warranties underwritten by CGICE) • ARK 10 Year Structural Defects Insurance, • Build Assure (New Homes Structural Defects Insurance), • Build-Zone Structural Warranty (including Build-Care), • CADIS • Checkmate Castle 10 New Home Warranty, • Global Home Warranties 10 Year Structural Defects Insurance, • Protek, • HomeProof (previously AEDIS Warranties Ltd), ( Only warranties underwritten by Millenium, SCOR or Titanium Insurance Company) • ICW (International Construction Warranties), • LABC New Home Warranty, • NHBC, • One Guarantee, • Premier Guarantee, and • Q Policy CRL (no longer trading): Policies backed by Casualty & General, or ARK are still acceptable BLP: Policies underwritten by AGCS for business accepted by BLP up to 27th November 2020 are acceptable If the property does not have the benefit of a new home warranty scheme the building work must be monitored or (if completed) have been monitored by a professional consultant with adequate professional indemnity insurance and the professional consultant has provided the Professional Consultant’s Certificate (PCC) in the format set by UKF, however, please note: • Where a PCC is being provided this must not have been issued retrospectively or issued by a warranty provider that is not on the approved list in section 6.6.1, and • We will only accept a PCC for developments of no more than 5 houses and we will not accept a PCC for flats A PCC must not be changed from the UKF standard template. |
| Birmingham Midshires |
ABC+ Advantage HCI Aedis Warranties/HomeProof Ark Insurance Build Warranty Group Building Life Plans (BLP) Buildzone Cadis Checkmate CIR Compariqo FMB Insurance/Build Assure Global Home Warranties International Construction Warranties (ICW) NHBC One Guarantee Premier Guarantee (including LABC Hallmark & LABC New Home Warranties) Protek Q Assure Thomas Miller We only require cover under a building standards indemnity scheme for a new property being occupied for the first time. |
| Bradford & Bingley Limited |
- NHBC - Zurich Municipal - HAPM - Premier Guarantee - Other new home warranty schemes - please refer these to the address shown in 1.10a |
| Britannia, a trading name of The Co-operative Bank plc |
- NHBC - HAPM if suitable qualification is held (see part 1) - Zurich Municipal - Premier Guarantee - Building Life Plans - LABC Hallmark - Checkmate Castle 10 - FMB Latent Defects - Build-Zone - Q Assure Build (Q Policy for Residential Properties) - International Construction Warranties (ICW) - HomeProof New Build 10 (formerly AEDIS HomeProof New Build 10) - Advantage Home Construction Insurance (AHCI) - Ark Residential New Build Latent Defects Insurance |
| Chelsea Building Society (a trading name of Yorkshire BS) |
We accept the following new home warranty schemes: * NHBC * Premier Guarantee * LABC * Building Life Plans (BLP). These policies are underwritten by Allianz Global but written by BLP. * Checkmate/Castle 10 (nb. where out buildings such as a detached garage are also being constructed an endorsement to include these in cover is required). * Build-Zone * Build Assure (New Home Structural Defects Insurance) * Global Home Warranties (Structural Defects Insurance) * The Q Policy for Residential Properties * The Q Policy for Bespoke Properties (detached only) * Protek * Advantage - There must be no more than 10 units in any continuous structure * International Construction Warranties (ICW) * Ark Residential New Build Latent Defects Insurance. Where a detached garage/outbuilding has been constructed at the same time as the main building, the policy must include an endorsement confirming cover for the detached garage/outbuilding * Aedis (nb. There must be no more than 20 units in the structure) * One Guarantee * HomeProof (nb. There must be no more than 20 units in the structure) |
| CHL Mortgages |
- NHBC - Zurich Municipal - HAPM - refer to Completions Team - Premier Guarantee - Other new home warranty schemes - refer to Customer Services |
| Co-operative Bank plc |
- NHBC Certificate - Zurich Municipal policy - Premier Guarantee - Building Life Plans (BLP) - LABC New Home Warranty - Hallmark New Home Warranty - Build Zone Structural Warranty - FMB Latent Defects policy - Checkmate Castle 10 - International Construction Warranties (ICW) - Q Assure (The Q Policy) - HomeProof New Build 10 - changed (formerly AEDIS HomeProof New Build 10) - Advantage Home Construction Insurance (AHCI Ltd) - Ark Residential New Build Latent Defects Insurance |
| Coventry Building Society |
NHBC Build Zone including Self Build Zone (excluding self-builds under construction) Premier Guarantee Building Life Plans (excluding self-builds under construction) LABC Castle 10/Checkmate (where outbuildings are included in the construction e.g. a detached garage, an endorsement to include these in the cover is required) The Q Policy for Residential Properties Build Assure (New Homes Structural Defects Insurance) Aedis Group Advantage HCI ICW Protek New Homes Warranty ARK Residential New Build Latent Defects Insurance ABC+ Global Home Warranties Limited (10 year Structural Defects Insurance Policy) One Guarantee The warranty must have been issued as a result of periodic checks of the property during the construction or conversion process – a retrospectively applied for and issued building warranty insurance is not acceptable. Refer all other warranty schemes to New Lending Department, Oakfield House, PO Box 600, Binley, Coventry, CV3 9YR |
| Danske Bank |
The following schemes are acceptable to us: • ABC+ Warranty • AHCI Limited (Advantage) • Ark Insurance Group Ltd • Build-Zone Insurance (a trading name of Sennocke International Insurance Services Limited) • Checkmate (Lockton LLP) - Castle 10 • Global Home Warranties Ltd • International Constructions Warranties Ltd (ICW) • LABC Warranty (MD Insurance Services Ltd is the scheme administer for LABC Warranty) • NHBC certificate • One Guarantee Limited • Premier Guarantee • Protek Group Limited • Zurich Municipal (provided there is already a warranty in place or the property is in a development which has already commenced - in both cases, Zurich must confirm that it will honour the warranty) • Architect/Surveyor (Professional Consultant) Certificate - Where the property is situated in a new development of up to six units, the Bank will accept a valid Professional Consultants Certificate in place of a warranty. The Certificate must follow the format provided for in the appendix to this Handbook and Indemnity cover should be verified by the solicitor as specified. |
| DB UK Bank Ltd |
NHBC Zurich Municipal Premier Guarantee, yes subject to the certificate not containing any 'reservations' |
| Ecology Building Society |
As a minimum, a certificate issued by an architect registered with the Architects Registration Board and holding adequate and current professional indemnity cover will be required for a new property. There are no restrictions on an architect certifying his/her own property. Where appropriate, other forms of new homes warranty such as NHBC, Premier Guarantee or LABC may also be acceptable, but any others should be referred to the Society. A Local Authority Building Regulations Practical Completion Certificate or verification from a Chartered Building Surveyor may be acceptable in certain circumstances, but these should first be referred to the Society (as in 1.10) |
| First Direct |
• ABC+ • Advantage HCI • Aedis Warranties Ltd • Ark Insurance Group Ltd • Build Assure New Homes/Build Assure 10 • Building Life Plans (BLP) • Build-Zone New Home Warranty • Checkmate Castle 10 Home Warranty • Global Home Warranties Ltd • International Construction Warranties Ltd (ICW) • Local Authority Building Control (LABC) New Home Warranty • NHBC • One Guarantee • Premier Guarantee • Protek • The Q Policy • Zurich Municipal |
| First Trust Bank |
- NHBC Buildmark agreement - CRL Management Limited - ICW Limited - Other new home warranty schemes may be satisfactory, please contact: Mortgage Business Team First Trust Bank 92 Ann Street Belfast BT1 3HH Telephone no: 0345 600 5925 Mortgage.completions@aib.ie |
| GE Money Home Lending Ltd | GE Money Home Lending has withdrawn from the UK mortgage market. |
| Godiva Mortgages Ltd |
NHBC Build Zone including Self Build Zone (excluding self-builds under construction) Premier Guarantee Building Life Plans (excluding self-builds under construction) LABC Castle 10/Checkmate (where outbuildings are included in the construction e.g. a detached garage, an endorsement to include these in the cover is required) The Q Policy for Residential Properties Build Assure (New Homes Structural Defects Insurance) Aedis Group Advantage HCI ICW Protek New Homes Warranty ARK Residential New Build Latent Defects Insurance ABC+ Global Home Warranties Limited (10 year Structural Defects Insurance Policy) One Guarantee The warranty must have been issued as a result of periodic checks of the property during the construction or conversion process – a retrospectively applied for and issued building warranty insurance is not acceptable. Refer all other warranty schemes to New Lending Department, |
| Halifax |
ABC+ Advantage HCI Aedis Warranties/HomeProof Ark Insurance Build Warranty Group Building Life Plans (BLP) Buildzone Cadis Checkmate CIR Compariqo FMB Insurance/Build Assure Global Home Warranties International Construction Warranties (ICW) NHBC One Guarantee Premier Guarantee (including LABC Hallmark & LABC New Home Warranties) Protek Q Assure Thomas Miller We only require cover under a building standards indemnity scheme for a new property being occupied for the first time. |
| Halifax Loans Ltd |
ABC+ Advantage HCI Aedis Warranties/HomeProof Ark Insurance Build Warranty Group Building Life Plans (BLP) Buildzone Cadis Checkmate CIR Compariqo FMB Insurance/Build Assure Global Home Warranties International Construction Warranties (ICW) NHBC One Guarantee Premier Guarantee (including LABC Hallmark & LABC New Home Warranties) Protek Q Assure Thomas Miller We only require cover under a building standards indemnity scheme for a new property being occupied for the first time. |
| Hampden & Co. plc | |
| HSBC UK Bank plc |
• ABC+ Warranty • Advantage HCI • Ark Insurance Group Ltd • Build Assure New Homes/Build Assure 10 • Building Life Plans (BLP) • Build-Zone New Home Warranty • Checkmate Castle 10 Home Warranty • Global Home Warranties Ltd • Homeproof – formerly known as Aedis Warranties Ltd • International Construction Warranties Ltd (ICW) • Local Authority Building Control (LABC) New Home Warranty • NHBC • One Guarantee • Premier Guarantee • Protek • The Q Policy |
| HSMS |
- NHBC - Any New Home Warranty documentation applicable to the property should be placed with the title deeds after completion. - HAPM - Premier Guarantee - after completion with the title deeds. - other new home warranty schemes - as 1.10a |
| Intelligent Finance |
ABC+ Advantage HCI Aedis Warranties/HomeProof Ark Insurance Build Warranty Group Building Life Plans (BLP) Buildzone Cadis Checkmate CIR Compariqo FMB Insurance/Build Assure Global Home Warranties International Construction Warranties (ICW) NHBC One Guarantee Premier Guarantee (including LABC Hallmark & LABC New Home Warranties) Protek Q Assure Thomas Miller We only require cover under a building standards indemnity scheme for a new property being occupied for the first time. |
| ITL Mortgages |
NHBC Build Zone including Self Build Zone (excluding self-builds under construction) Premier Guarantee Building Life Plans (excluding self-builds under construction) LABC Castle 10/Checkmate (where outbuildings are included in the construction e.g. a detached garage, an endorsement to include these in the cover is required) The Q Policy for Residential Properties Build Assure (New Homes Structural Defects Insurance) Aedis Group Advantage HCI ICW Protek New Homes Warranty ARK Residential New Build Latent Defects Insurance ABC+ Global Home Warranties Limited (10 year Structural Defects Insurance Policy) One Guarantee The warranty must have been issued as a result of periodic checks of the property during the construction or conversion process – a retrospectively applied for and issued building warranty insurance is not acceptable. Refer all other warranty schemes to New Lending Department, Oakfield House, PO Box 600, Binley, Coventry, CV3 9YR |
| Kensington Mortgage Company Ltd |
-NHBC -Architects Certificate (Professional Consultant's Certificate) -Zurich Municipal, Premier Guarantee -BLP Limited Guarantees -Checkmate Castle 10 -LABC New Home Warranty -Build Zone -Advantage HCI -HomeProof -Global Home Warranties -International Construction Warranties (ICW) -Protek -Ark -One Guarantee -ABC+. Other new home warranty schemes may be considered on their merits, and details should be sent to the address: Kensington Mortgages, New Business Operations Centre, Ascot House, Maidenhead Office Park, Maidenhead, SL6 3QQ. Tel: 03444 990011 Fax: 03444 990022. |
| Landmark Mortgages Limited |
- NHBC - Zurich Municipal - Premier Guarantee - Building Life Plans - Build-Zone Limited - Local Authority Building - Control New Home Warranty |
| Leeds Building Society |
NHBC One Guarantee Global Home Warranties Zurich Architect Supervised ICW (International Construction Warranties) Other new home warranty schemes – Refer to Mortgage Lending Department (as per 1.10a). |
| Lloyds Bank plc |
ABC+ Advantage HCI Aedis Warranties/HomeProof Ark Insurance Build Warranty Group Building Life Plans (BLP) Buildzone Checkmate FMB Insurance/Build Assure Global Home Warranties International Construction Warranties (ICW) NHBC One Guarantee Premier Guarantee (including LABC Hallmark & LABC New Home Warranties) Protek Q Assure We only require cover under a building standards indemnity scheme for a new property being occupied for the first time. |
| Lloyds TSB Scotland plc |
ABC+ Advantage HCI Aedis Warranties/HomeProof Ark Insurance Build Warranty Group Building Life Plans (BLP) Buildzone Cadis Checkmate CIR Compariqo FMB Insurance/Build Assure Global Home Warranties International Construction Warranties (ICW) NHBC One Guarantee Premier Guarantee (including LABC Hallmark & LABC New Home Warranties) Protek Q Assure Thomas Miller We only require cover under a building standards indemnity scheme for a new property being occupied for the first time. |
| M&S Bank |
• Advantage HCI • Aedis Warranties Ltd • Build Assure New Homes / Build Assure 10 • Building Life Plans (BLP) • Build-Zone New Home Warranty • Checkmate Castle 10 Home Warranty • Global Home Warranties Ltd • International Construction Warranties Ltd (ICW) • Local Authority Building Control (LABC) New Home Warranty • NHBC • Premier Guarantee • Protek • The Q Policy • Zurich Municipal |
| Mortgage Express |
- NHBC - Zurich Municipal - HAPM - Premier Guarantee - Other new home warranty schemes. Please refer these to the address shown in 1.10a |
| Mortgage Express (No 2) |
- NHBC - Zurich Municipal - HAPM - Premier Guarantee - Other new home warranty schemes - please refer these to the address shown in 1.10a |
| National Westminster Bank plc |
• NHBC • Global Home Warranties UK Limited • Building LifePlans • Checkmate – Castle 10 • Build Assure New Homes Structural Defects Insurance (Aon Benfield) • Premier Guarantee • The Q Policy for Residential Properties, Bespoke Properties & Completed Properties • Aedis Group Warranties – (HomeProof) • Protek New Home Warranty Policy • Zurich Municipal • Advantage Warranty • International Construction Warranties • Ark Residential New Build Latent Defects Insurance |
| Nationwide Building Society |
- NHBC - Premier Guarantee - including self builds - One Guarantee - ABC+ - BLP formerly known as Building Life Plans (excluding self-builds under construction). These policies are underwritten by Allianz Global but written by BLP. - Build-Zone - CADIS - Checkmate's Castle 10 (where out buildings such as a detached garage are also being constructed an endorsement to include these in cover is required) - Build Assure (New Home Structural Defects Insurance) - Global Home Warranties (Structural Defects Insurance - The Q Policy for Residential Properties - The Q Policy for Bespoke Properties (detached only) - Protek - International Construction Warranties (ICW) (If the property has a flat roof greater than 10sqm an endorsement will be required to include it in the cover) - Ark Residential New Build Latent Defects Insurance. Where a detached garage/outbuilding has been constructed at the same time as the main building the policy must include an endorsement confirming cover for the detached garage/outbuilding. - Homeproof (formerly Aedis) - TMSC - CRL new build 10 year structural defects insurance policy for residential property: Nationwide will only accept a CRL new build 10 year structural defects insurance policy in the following circumstances: a) The final certificate is dated 04/09/2019 or earlier, and the Underwriter is International General Insurance Company (UK) Ltd (IGI) or CGICE b) The final certificate is dated 05/09/2019 or later, and the underwriter is International General Insurance Company (UK) Ltd (IGI) and the final certificate has been signed by Ark Insurance Group Ltd. Please note Arks final certificates are titled: ‘10year Structural Defect Insurance Policy’. For clarity all final certificates signed off by Ark are proof that the warranty is acceptable. Others - Refer to Issuing Office Please note the property can proceed without the benefit of a new home warranty scheme providing it is over five years old. Also see our 6.6.4 Part 2 regarding professional consultant’s certificates. |
| New Street Mortgages |
- NHBC - Zurich Municipal - Premier Guarantee - Building Life Plans - Build-Zone - Checkmate Castle 10 - LABC New Home Warranty - Architects Certificate (Professional Consultant's Certificate) - CRL Other new home warranty schemes may be considered on their merits, and details should be sent to the address: Kensington Mortgages, New Business Operations Centre, Ascot House, Maidenhead Office Park, Maidenhead, SL6 3QQ. Tel : 08444 990011 Fax : 08444 990022. |
| NRAM Ltd | |
| Platform (a trading name of The Co-operative Bank p.l.c.) |
- NHBC - Zurich Municipal - Premier Guarantee - Building Life Plans - LABC Hallmark - Castle 10 (Checkmate) - FMB Latent Defects - Build-Zone - Q Assure (Q Policy for Residential Properties) - International Construction Warranties (ICW) - HomeProof New Build 10 (formerly AEDIS HomeProof New Build 10) - Advantage Home Construction Insurance (AHCI Limited) - Ark Residential New Build Latent Defects Insurance |
| Rooftop Mortgages Ltd |
NHBC |
| Sainsbury's Bank |
An acceptable New Build/Self Build warranty must be in place for any property which has been built or converted in the last 10 years, or is to be occupied for the first time. Acceptable warranty schemes include; • NHBC Buildmark • NHBC Solo (discontinued for New Builds from 2016) • Zurich Municipal • Castle 10 New Home Warranty – provided by Checkmate • LABC New Home Warranty • Premier Guarantee for New HomesBuilding Life Plan Ltd • Buildzone • International Construction Warranties (ICW) - Residential New Build • The Q Policy for residential |
| Santander UK plc |
1 NHBC Buildmark 2 Premier Guarantee (New Homes; Self Build; Completed Housing) 3 BLP (Building Life Plans) residential housing warranty insurance (BLP Secure; BLP Secure Plus; TMSC) 4 BOPAS (Build Offsite Property Assurance Scheme) 5 LABC Warranty (New Homes; Self Build; Completed Housing) 6 Build Zone 10 year warranty (New Home; Self Build; Completed Housing; Basic) 7 Checkmate New Home Warranty (Castle 10; Knight 10) 8 Build Assure New Homes 10 year Structural Defects Insurance 9 Global Home Warranties 10 year Structural Defect Insurance 10 Q Assure Build (Q Policy for Residential Properties) 11. Aedis Structural Warranties (New Build 10; Self Build 10) 12. International Construction Warranties (ICW Residential New Build UK) 13. Protek (New Home; Custom Build; Self Build; Completed Housing) 14. Ark Residential New Build Latent Defects Scheme. 15. ABC+ 16. One Guarantee (New Home; Completed Home; Self Build; Conversion) |
| Scottish Widows Bank |
ABC+ Advantage HCI Aedis Warranties LTD Ark Insurance Building Life Plans (BLP) Buildzone Cadis Checkmate CIR Compariqo FMB Insurance/Build Assure Global Home Warranties International Construction Warranties (ICW) NHBC One Guarantee Premier Guarantee (including LABC Hallmark & LABC New Home Warranties) Protek Q Assure Thomas Miller We only require cover under a building standards indemnity scheme for a new property being occupied for the first time. |
| The Mortgage Business |
ABC+ Advantage HCI Aedis Warranties/HomeProof Ark Insurance Build Warranty Group Building Life Plans (BLP) Buildzone Cadis Checkmate CIR Compariqo FMB Insurance/Build Assure Global Home Warranties International Construction Warranties (ICW) NHBC One Guarantee Premier Guarantee (including LABC Hallmark & LABC New Home Warranties) Protek Q Assure Thomas Miller We only require cover under a building standards indemnity scheme for a new property being occupied for the first time. |
| The Royal Bank of Scotland plc |
- NHBC - Zurich Municipal - Building Life Plans |
| TSB Bank plc |
* NHBC * Zurich Municipal * Premier Guarantee * Building Life Plans * Self Build Zone or Build Zone * LABC New Home Warranty * CRL Management Ltd (CRL) * Castle 10 provided by Checkmate * Build Assure. * Buildzone. * Global Home Warranties. * International Construction Warranties. * Protek. |
| UCB Home Loans Corporation Ltd |
- NHBC - Zurich Municipal - HAPM - Premier Guarantee - including self builds. - Building Life Plans - excluding self builds under construction. - other new home warranty schemes - refer to contact at 1.10 |
| Ulster Bank |
- NHBC - Zurich Municipal - Building Life Plans - Global Home Warranties - Checkmate/Castle 10 - Build Assure New Homes Structural Defects Insurance (Aon Benfield) - Premier Guarantee - The Q Policy for Residential Properties, Bespoke Properties & Completed Properties - Aedis Group Structural Warranties - Protek New Home Warranty Policy - Advantage Warranty - International Construction Warranties - Ark Residential New Build Latent Defects Insurance |
| Virgin Money |
• HomeProof (Aedis Group) • Advantage HCI • Build assure - FMB • Building Life Plans (BLP) • Thomas Miller Specialty Construction (TMSC) • Build Zone (including Self-Build Zone) • Castle 10/Checkmate (Lockton) • Global Home Warranties • ICW • Local Authority Building Control New Home Warranty (MD Insurance Ltd) • NHBC • Premier Guarantee • Protek • Q-assured |
| Yorkshire Building Society |
We accept the following new home warranty schemes: * NHBC * Premier Guarantee * LABC * Building Life Plans (BLP). These policies are underwritten by Allianz Global but written by BLP. * Checkmate/Castle 10 (nb. where out buildings such as a detached garage are also being constructed an endorsement to include these in cover is required). * Build-Zone * Build Assure (New Home Structural Defects Insurance) * Global Home Warranties (Structural Defects Insurance) * The Q Policy for Residential Properties * The Q Policy for Bespoke Properties (detached only) * Protek * Advantage - There must be no more than 10 units in any continuous structure * International Construction Warranties (ICW) * Ark Residential New Build Latent Defects Insurance. Where a detached garage/outbuilding has been constructed at the same time as the main building, the policy must include an endorsement confirming cover for the detached garage/outbuilding * Aedis (nb. There must be no more than 20 units in the structure) * One Guarantee * HomeProof (nb. There must be no more than 20 units in the structure) |