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Question: 10.2. Will the mortgage advance be paid electronically or by cheque?

Lender Answer
Accord Mortgages Ltd Electronically. Please refer to our CHAPS Payments Service Terms and Conditions included with your mortgage instructions which apply to all payments of advance monies.
Atom Bank plc Electronically. We do not accept cheques.
Aviva Equity Release UK Ltd Electronically
Bank of Ireland (UK) plc Electronically - A fee of £15 is deducted from the advance.
Bank of Ireland as Bank of Ireland Mortgages Electronically - A fee of £30 is deducted from the advance.
Bank of Scotland Beginning A The mortgage advance will be paid electronically by CHAPS at no additional fee.
Bank of Scotland Beginning O The mortgage advance will be paid electronically by CHAPS at no additional fee.
Barclays Bank UK PLC Electronically
Birmingham Midshires The mortgage advance will be paid electronically by CHAPS at no additional fee.
Bradford & Bingley Limited Electronically
Britannia, a trading name of The Co-operative Bank plc Electronically
Chelsea Building Society (a trading name of Yorkshire BS) Electronically. Please refer to our CHAPS Payments Service Terms and Conditions enclosed with your Mortgage Instructions which apply to all payments of advance monies.
CHL Mortgages Electronically
Co-operative Bank plc Electronically.
Coventry Building Society Electronically.
Danske Bank Electronically
DB UK Bank Ltd Electronically, by CHAPS
Ecology Building Society Electronically (£25 fee payable by borrower)
First Direct Electronically
First Trust Bank Electronically
GE Money Home Lending Ltd GE Money Home Lending has withdrawn from the UK mortgage market.
Godiva Mortgages Ltd Electronically.
Halifax The mortgage advance will be paid electronically by CHAPS at no additional fee.
Halifax Loans Ltd Electronically -Yes - by the BACS system.

Cheque - If the Certificate of Title is received after the BACS cut-off time.
Hampden & Co. plc  
HSBC UK Bank plc Electronically
HSMS  
Intelligent Finance Electronically - Yes by BACS.
ITL Mortgages Electronically.
Kensington Mortgage Company Ltd Electronically
Yes, funds are released by telegraphic transfer.
Landmark Mortgages Limited Electronically
Leeds Building Society Electronically by CHAPS. You must confirm your bank details in the Certificate of Title.
Lloyds Bank plc The mortgage advance will be paid electronically by CHAPS at no additional fee.
Lloyds TSB Scotland plc Electronically by CHAPS
M&S Bank Electronically
Mortgage Express Electronically
Mortgage Express (No 2) Electronically
National Westminster Bank plc Electronically. In the event of the Borrower making a request to the Bank to add their conveyancer’s fees to the loan amount, the Bank will transfer these funds, by way of a separate transaction, on the day of completion.
Nationwide Building Society Electronically
New Street Mortgages Electronically.
NRAM Ltd Electronically.
Platform (a trading name of The Co-operative Bank p.l.c.) Electronically
Rooftop Mortgages Ltd Electronically by CHAPS to the bank details provided on the Certificate of Title
Sainsbury's Bank The mortgage advance will be paid by CHAPS transfer.
Santander UK plc Electronically.
Scottish Widows Bank Electronically.
The advance will be sent by CHAPS.
The Mortgage Business Electronically - it is our standard practice to send advance funds by the BACS system free of charge.
The Royal Bank of Scotland plc Electronically. In the event of the borrower making a request to the Bank to add their conveyancers fees to the loan amount, the Bank will transfer these funds, by way of a separate transaction, on the day of completion.
TSB Bank plc Electronically by CHAPS
UCB Home Loans Corporation Ltd Electronically
Ulster Bank Electronically. In the event of the borrower making a request to the Bank to add their conveyancers fees to the loan amount, the Bank will transfer these funds, by way of a separate transaction, on the day of completion.
Virgin Money Electronically by CHAPS.
Yorkshire Building Society Electronically. Please refer to our CHAPS Payment Service Terms and Conditions enclosed with your Mortgage Instructions which apply to all payments of advance monies.