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Question: 1.6. Contact point to see if the lender will lend when borrower and registered owner are not one and the same.
| Lender | Answer |
|---|---|
| Accord Buy to Let |
We will not lend when borrower and proprietor are not one and the same. |
| Accord Mortgages Ltd | We will not lend when borrower and proprietor are not one and the same. |
| Adam & Company | Address and phone number on letter of instruction. |
| Adam & Company International |
Address and phone number on letter of instruction. |
| Aldermore Bank PLC | We do not lend in these circumstances. |
| Allied Irish Bank (GB), a trading name of AIB Group (UK) | Refer to AIB Group (UK) plc, Central Securities (GB), 92 Anne Street, Belfast, BT1 3H |
| Atom Bank plc |
We will not lend when the borrower and the registered owner are not one and the same. Please raise a query via Secure Link which is accessed through Conveyancer Zone and the panel membership dashboard, or contact us via telephone at 03333 990055, or via email at conveyancing@digitalmortgages.net. |
| Aviva Equity Release UK Ltd | We do not lend in this circumstance. |
| Bank of China | mortgages@bank-of-china.com |
| Bank of Ireland (UK) plc | For LMS managed cases, please contact us through the LMS portal. Alternatively, the address details and the telephone & fax numbers can be found on the first page of the Offer. There is no need to contact us if it's a First Start mortgage case and this is permitted under the offer conditions. |
| Bank of Ireland as Bank of Ireland Mortgages | For LMS managed cases, please contact us through the LMS portal. Alternatively, the address details and the telephone & fax numbers can be found on the first page of the Offer. There is no need to contact us if it's a First Start mortgage case and this is permitted under the offer conditions. |
| Bank of Scotland Beginning A | Bank of Scotland Plc, Mortgage Operations, Pentland House, 8 Lochside Avenue, Edinburgh, EH12 9DJ. Tel: 0345 603 1136 Fax: 0131 339 2366 |
| Bank of Scotland Beginning O | Bank of Scotland Plc, Mortgage Operations, Pentland House, 8 Lochside Avenue, Edinburgh, EH12 9DJ. Tel: 0345 603 1136 Fax: 0131 339 2366 |
| Barclays Bank UK PLC | Issuing Officer |
| Birmingham Midshires | Completions Team at office issuing mortgage instructions. See Offer for contact details. |
| Bluestone Mortgages |
Address: Settlements Team, Bluestone Mortgages, 3rd Floor, 22 Chancery Lane, London, WC2A 1 LS Tel no: 0800 368 1833 Option 3 Email Settlements@bluestone.co.uk |
| Bradford & Bingley Limited | Bradford & Bingley Limited does not offer new lending. |
| Britannia, a trading name of The Co-operative Bank plc | Britannia New Lending, Britannia House, Leek Staffordshire Moorlands ST13 5RG or Britannia New Lending DX 16351 Leek. Telephone and fax numbers as shown on the offer of advance |
| Chelsea Building Society (a trading name of Yorkshire BS) | We will not lend when the borrower and proprietor are not one and the same. |
| Clydesdale Bank plc |
The team at Clydesdale Bank Sunderland SR43 4JE Tel – 0800 121 4203 |
| Co-operative Bank plc |
We will not lend in these circumstances. |
| Coutts |
Address and phone number on letter of instruction. |
| Coventry Building Society |
New Lending Department, Oakfield House, PO Box 600, Binley, Coventry, CV3 9YR |
| Darlington Building Society | Will not lend in this situation. |
| DB UK Bank Ltd |
db mortgages PO Box 890 Newport NP20 9LZ Tel: 0845 650 6281 DX Address - not available |
| Ecology Building Society | We will not lend when borrower and mortgagor are not one and the same. |
| First Direct | First direct only offers mortgages with direct security (A1 mortgage deed) where the Borrower(s) and owner(s) (the Mortgagor(s)) are exactly the same. |
| Foundation Home Loans |
New Business Department, Foundation Home Loans, 5 Arlington Square, Downshire Way, Bracknell, RG12 1WA Email: FHL@foundationhomeloans.co.uk Tel: 01344 770 8033 |
| Furness Building Society |
Centralised Mortgage Processing Furness Building Society, 51/55 Duke Street, Barrow-in-Furness, Cumbria. LA14 1RT |
| GE Money Home Lending Ltd | GE Money Home Lending has withdrawn from the UK mortgage market. |
| Godiva Mortgages Ltd |
New Lending Department, Oakfield House, PO Box 600, Binley, Coventry, CV3 9YR |
| Halifax |
Customer Service Centre.(see offer for telephone no.) |
| Halifax Loans Ltd | |
| Hampden & Co. plc | Address and telephone number as stated in the Letter of Instruction quoting our reference. If you use a PC, fax or email, you should keep a paper copy. |
| Handelsbanken | We will lend where the Borrower and the mortgagor are not the same person, but you must refer any such circumstances to the Branch office instructing you for specific instructions. |
| Hodge | We will not lend in these circumstances |
| Hodge Equity Release | We will not lend in these circumstances. |
| HSBC UK Bank plc | HSBC UK only offers mortgages with direct security (A1 mortgage deed) where the Borrower(s) and owner(s) (the Mortgagor(s)) are exactly the same. |
| HSMS | |
| Intelligent Finance |
Securities, Intelligent Finance, PO Box 890, Leeds, LS1 9UG |
| ITL Mortgages |
New Lending Department, Oakfield House, PO Box 600, Binley, Coventry, CV3 9YR |
| Kensington Mortgage Company Ltd | Kensington Mortgages, New Business Operations Centre, Ascot House, Maidenhead Office Park, Maidenhead, SL6 3QQ. Tel: 03444 990011 Fax: 03444 990022. |
| Landbay Partners Limited | We will not lend if the borrower and the registered owner are not one and the same |
| Landmark Mortgages Limited |
Porting Team Landmark Mortgages PO Box 656 Durham DH1 9LY OR Landmark Mortgages DX 727483, Sunderland 13 Tel: 0330 159 7172 |
| Leeds Building Society | We will not lend in such circumstances. |
| Legal & General Home Finance Ltd | We will not lend when borrower and mortgagor are not one and the same |
| LendInvest | Not applicable. We do not lend in these circumstances |
| LiveMore Capital | We do not lend in these circumstances |
| Lloyds Bank plc pre fixed 40 | We will not lend in these circumstances. |
| Lloyds Bank plc pre fixed 50 | We will not lend in these circumstances. |
| Lloyds TSB Scotland plc | We will not lend in these circumstance. |
| M&S Bank | M&S Bank, PO Box 12, Skipton, BD23 2HL. Telephone Number 0345 002 1128 Fax 0345 111 0322 |
| Magellan Homeloans | We are unable to consider this |
| Masthaven Bank |
Address: Mortgages Team, Masthaven Bank Limited, 15-18 Rathbone Place, London, W1T 1HU. Telephone: 0207 036 2020 |
| Metro Bank Plc |
Contact Mortgage Operations Helpdesk. 0203 402 8076 or mortgagecompletions@metrobank.plc.uk. |
| Mortgage Agency Services | n/a |
| Mortgage Express | Mortgage Express does not offer new lending |
| Mortgage Express No 2 | As 1.11a |
| National Westminster Bank plc | No |
| Nationwide Building Society | |
| Nedbank Private Wealth Ltd | We will lend where the Borrower and the mortgagor are not the same person, but you must refer any such circumstances to us for specific instructions. |
| New Street Mortgages |
New Street Mortgages, PO Box 4761, Maidenhead, SL60 1HW. Tel: 0333-300-3100, Fax: 0333-300-3132, email: enquiries@newstreetmortgages.com |
| NRAM Ltd |
NRAM does not offer new lending. |
| Paragon Buy to Let Mortgages | N/A. We do not lend in these circumstances. |
| Platform (a trading name of The Co-operative Bank p.l.c.) |
Refer to office issuing mortgage instructions |
| Precise Mortgages (Charter Court Financial Services Ltd) | We do not lend under these circumstances. |
| Rooftop Mortgages Ltd | |
| Sainsbury's Bank | We will not lend in these circumstances. |
| Santander UK plc | We will not lend when borrower and proprietor are not one and the same. |
| Scottish Building Society | Head Office Mortgage Department. |
| Scottish Widows Bank | We will not lend when the borrower and proprietor are not one and the same. |
| Skipton Building Society | We do not lend in such circumstances |
| St James Place Bank | |
| The Mortgage Business | |
| The Mortgage Lender Limited | We will not lend when borrower and registered owner are not one and the same. |
| The Mortgage Works | We will not lend |
| The Royal Bank of Scotland plc | No |
| The Royal Bank of Scotland plc Direct Line Mortgages | |
| The Royal Bank of Scotland plc Direct Line One | |
| The Royal Bank of Scotland plc First Active | |
| The Royal Bank of Scotland plc Natwest one Account | |
| The Royal Bank of Scotland plc One Account | No |
| The Royal Bank of Scotland plc Virgin One | |
| Topaz Finance Ltd | |
| TSB Bank plc | We will not lend in these circumstance. |
| UCB Home Loans Corporation Ltd | |
| Ulster Bank | No |
| Vida Homeloans | Vida Homeloans does not lend in these circumstances. |
| Virgin Money | We will not lend when borrower and mortgagor are not one and the same. |
| Whistletree (a trading name of TSB Bank plc) | We will not lend in these cases |
| Yorkshire Bank Home Loans Ltd |
The team at Yorkshire Bank Sunderland SR43 4JF Tel – 0800 121 4203 |
| Yorkshire Building Society | We will not lend when borrower and proprietor are not one and the same. |