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Question: 1.6. Contact point to see if the lender will lend when borrower and registered owner are not one and the same.
| Lender | Answer |
|---|---|
| Accord Buy to Let |
We will not lend when borrower and proprietor are not one and the same. |
| Accord Mortgages Ltd | We will not lend when borrower and proprietor are not one and the same. |
| Adam & Company | Address and phone number on letter of instruction. |
| Adam & Company International |
Address and phone number on letter of instruction. |
| Aldermore Bank PLC | We do not lend in these circumstances. |
| Allied Irish Bank (GB), a trading name of AIB Group (UK) | Refer to AIB Group (UK) plc, Central Securities (GB), 92 Anne Street, Belfast, BT1 3H |
| Atom Bank plc |
We will not lend when the borrower and the registered owner are not one and the same. Please raise a query via Secure Link which is accessed through Conveyancer Zone and the panel membership dashboard, or contact us via telephone at 03333 990055, or via email at conveyancing@atombank.co.uk |
| Aviva Equity Release UK Ltd | We do not lend in this circumstance. |
| Bank of China | mortgages@bank-of-china.com |
| Bank of Ireland (UK) plc | For LMS managed cases, please contact us through the LMS portal. Alternatively, the address details and telephone number can be found on the first page of the Offer. There is no need to contact us if it's a First Start mortgage case and this is permitted under the offer conditions. |
| Bank of Ireland as Bank of Ireland Mortgages | For LMS managed cases, please contact us through the LMS portal. Alternatively, the address details and telephone number can be found on the first page of the Offer. There is no need to contact us if it's a First Start mortgage case and this is permitted under the offer conditions. |
| Bank of Scotland Beginning A | Bank of Scotland Plc, Mortgage Operations, Pentland House, 8 Lochside Avenue, Edinburgh, EH12 9DJ. Tel: 0345 603 1136 Fax: 0131 339 2366 |
| Bank of Scotland Beginning O | Bank of Scotland Plc, Mortgage Operations, Pentland House, 8 Lochside Avenue, Edinburgh, EH12 9DJ. Tel: 0345 603 1136 Fax: 0131 339 2366 |
| Barclays Bank UK PLC | Issuing Officer |
| Birmingham Midshires | Completions Team at office issuing mortgage instructions. See Offer for contact details. |
| Bluestone Mortgages |
Address: Settlements Team, Bluestone Mortgages, 3rd Floor, 22 Chancery Lane, London, WC2A 1 LS Tel no: 0800 368 1833 Option 3 Email Settlements@bluestone.co.uk |
| Bradford & Bingley Limited | Bradford & Bingley Limited does not offer new lending. |
| Britannia, a trading name of The Co-operative Bank plc | Britannia New Lending, Britannia House, Leek Staffordshire Moorlands ST13 5RG or Britannia New Lending DX 16351 Leek. Telephone and fax numbers as shown on the offer of advance |
| Chelsea Building Society (a trading name of Yorkshire BS) | We will not lend when the borrower and proprietor are not one and the same. |
| Clydesdale Bank plc |
The team at Clydesdale Bank Sunderland SR43 4JE Tel – 0800 121 4203 |
| Co-operative Bank plc |
We will not lend in these circumstances. |
| Coutts |
Address and phone number on letter of instruction. |
| Coventry Building Society |
New Lending Department, Oakfield House, PO Box 600, Binley, Coventry, CV3 9YR |
| Darlington Building Society | Will not lend in this situation. |
| DB UK Bank Ltd |
db mortgages PO Box 890 Newport NP20 9LZ Tel: 0845 650 6281 DX Address - not available |
| Ecology Building Society | We will not lend when borrower and mortgagor are not one and the same. |
| First Direct | First direct only offers mortgages with direct security (A1 mortgage deed) where the Borrower(s) and owner(s) (the Mortgagor(s)) are exactly the same. |
| Foundation Home Loans |
New Business Department, Foundation Home Loans, 5 Arlington Square, Downshire Way, Bracknell, RG12 1WA Email: FHL@foundationhomeloans.co.uk Tel: 01344 770 8033 |
| Furness Building Society |
Centralised Mortgage Processing Furness Building Society, 51/55 Duke Street, Barrow-in-Furness, Cumbria. LA14 1RT |
| GE Money Home Lending Ltd | GE Money Home Lending has withdrawn from the UK mortgage market. |
| Godiva Mortgages Ltd |
New Lending Department, Oakfield House, PO Box 600, Binley, Coventry, CV3 9YR |
| Halifax |
Customer Service Centre.(see offer for telephone no.) |
| Halifax Loans Ltd | |
| Hampden & Co. plc | Address and telephone number as stated in the Letter of Instruction quoting our reference. If you use a PC, fax or email, you should keep a paper copy. |
| Handelsbanken | We will lend where the Borrower and the mortgagor are not the same person, but you must refer any such circumstances to the Branch office instructing you for specific instructions. |
| Hodge | We will not lend in these circumstances |
| Hodge Equity Release | We will not lend in these circumstances. |
| HSBC UK Bank plc | HSBC UK only offers mortgages with direct security (A1 mortgage deed) where the Borrower(s) and owner(s) (the Mortgagor(s)) are exactly the same. |
| HSMS | |
| Intelligent Finance |
Securities, Intelligent Finance, PO Box 890, Leeds, LS1 9UG |
| ITL Mortgages |
New Lending Department, Oakfield House, PO Box 600, Binley, Coventry, CV3 9YR |
| Kensington Mortgage Company Ltd | Kensington Mortgages, New Business Operations Centre, Ascot House, Maidenhead Office Park, Maidenhead, SL6 3QQ. Tel: 03444 990011 Fax: 03444 990022. |
| Landbay Partners Limited | We will not lend if the borrower and the registered owner are not one and the same |
| Landmark Mortgages Limited |
Porting Team Landmark Mortgages PO Box 656 Durham DH1 9LY OR Landmark Mortgages DX 727483, Sunderland 13 Tel: 0330 159 7172 |
| Leeds Building Society | We will not lend in such circumstances. |
| Legal & General Home Finance Ltd | We will not lend when borrower and mortgagor are not one and the same |
| LendInvest | Not applicable. We do not lend in these circumstances |
| LiveMore Capital | We do not lend in these circumstances |
| Lloyds Bank plc pre fixed 40 | We will not lend in these circumstances. |
| Lloyds Bank plc pre fixed 50 | We will not lend in these circumstances. |
| Lloyds TSB Scotland plc | We will not lend in these circumstance. |
| M&S Bank | M&S Bank, PO Box 12, Skipton, BD23 2HL. Telephone Number 0345 002 1128 Fax 0345 111 0322 |
| Magellan Homeloans | We are unable to consider this |
| Masthaven Bank |
Address: Mortgages Team, Masthaven Bank Limited, 15-18 Rathbone Place, London, W1T 1HU. Telephone: 0207 036 2020 |
| Metro Bank Plc |
Contact Mortgage Operations Helpdesk. 0203 402 8076 or mortgagecompletions@metrobank.plc.uk. |
| Mortgage Agency Services | n/a |
| Mortgage Express | Mortgage Express does not offer new lending |
| Mortgage Express No 2 | As 1.11a |
| National Westminster Bank plc | No |
| Nationwide Building Society | |
| Nedbank Private Wealth Ltd | We will lend where the Borrower and the mortgagor are not the same person, but you must refer any such circumstances to us for specific instructions. |
| New Street Mortgages |
New Street Mortgages, PO Box 4761, Maidenhead, SL60 1HW. Tel: 0333-300-3100, Fax: 0333-300-3132, email: enquiries@newstreetmortgages.com |
| NRAM Ltd |
NRAM does not offer new lending. |
| Paragon Buy to Let Mortgages | N/A. We do not lend in these circumstances. |
| Platform (a trading name of The Co-operative Bank p.l.c.) |
Refer to office issuing mortgage instructions |
| Precise Mortgages (Charter Court Financial Services Ltd) | We do not lend under these circumstances. |
| Rooftop Mortgages Ltd | |
| Sainsbury's Bank | We will not lend in these circumstances. |
| Santander UK plc | We will not lend when borrower and proprietor are not one and the same. |
| Scottish Building Society | Head Office Mortgage Department. |
| Scottish Widows Bank | We will not lend when the borrower and proprietor are not one and the same. |
| Skipton Building Society | We do not lend in such circumstances |
| St James Place Bank | |
| The Mortgage Business | |
| The Mortgage Lender Limited | We will not lend when borrower and registered owner are not one and the same. |
| The Mortgage Works | We will not lend |
| The Royal Bank of Scotland plc | No |
| The Royal Bank of Scotland plc Direct Line Mortgages | |
| The Royal Bank of Scotland plc Direct Line One | |
| The Royal Bank of Scotland plc First Active | |
| The Royal Bank of Scotland plc Natwest one Account | |
| The Royal Bank of Scotland plc One Account | No |
| The Royal Bank of Scotland plc Virgin One | |
| Topaz Finance Ltd | |
| TSB Bank plc | We will not lend in these circumstance. |
| UCB Home Loans Corporation Ltd | |
| Ulster Bank | No |
| Vida Homeloans | Vida Homeloans does not lend in these circumstances. |
| Virgin Money | We will not lend when borrower and mortgagor are not one and the same. |
| Whistletree (a trading name of TSB Bank plc) | We will not lend in these cases |
| Yorkshire Bank Home Loans Ltd |
The team at Yorkshire Bank Sunderland SR43 4JF Tel – 0800 121 4203 |
| Yorkshire Building Society | We will not lend when borrower and proprietor are not one and the same. |