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Question: 5.6.1. If different from 1.11, contact point if there is a restriction on use.
| Lender | Answer |
|---|---|
| Accord Buy to Let |
As 1.11a |
| Accord Mortgages Ltd | As 1.11a |
| Adam & Company |
As detailed above in 1.11a |
| Adam & Company International |
As detailed above in 1.11a |
| Aldermore Bank PLC | As 1.11 |
| Allied Irish Bank (GB), a trading name of AIB Group (UK) | Refer to AIB Group (UK) plc, Central Securities (GB), 92 Anne Street, Belfast, BT1 3H |
| Atom Bank plc |
As 1.11 above |
| Aviva Equity Release UK Ltd | See 1.11 |
| Bank of China | mortgages@bank-of-china.com |
| Bank of Ireland (UK) plc | See 1.11 |
| Bank of Ireland as Bank of Ireland Mortgages | See 1.11 |
| Bank of Scotland Beginning A | Bank of Scotland Plc, Mortgage Operations, Pentland House, 8 Lochside Avenue, Edinburgh, EH12 9DJ. Tel: 0345 603 1136 Fax: 0131 339 2366 |
| Bank of Scotland Beginning O | Bank of Scotland Plc, Mortgage Operations, Pentland House, 8 Lochside Avenue, Edinburgh, EH12 9DJ. Tel: 0345 603 1136 Fax: 0131 339 2366 |
| Barclays Bank UK PLC |
Issuing Office. You must furthermore advise the Issuing Office where the permitted use is not wholly residential. |
| Birmingham Midshires | Please advise the Completions Team at office issuing mortgage instructions of the nature of the restriction and how our security could be affected. |
| Bluestone Mortgages | As per 1.11. |
| Bradford & Bingley Limited |
As 1.11a with your recommendation. |
| Britannia, a trading name of The Co-operative Bank plc | Britannia New Lending Britannia House Leek Staffordshire Moorlands ST13 5RG or Britannia New Lending DX16351 Leek |
| Chelsea Building Society (a trading name of Yorkshire BS) | As 1.11a. |
| Clydesdale Bank plc |
The team at Clydesdale Bank Sunderland SR43 4JE Tel – 0800 121 4203 |
| Co-operative Bank plc |
See 1.11a earlier. |
| Coutts |
As detailed above in 1.11a |
| Coventry Building Society |
New Lending Department, Oakfield House, PO Box 600, Binley, Coventry, CV3 9YR |
| Darlington Building Society |
Principal Office: Customer Support Department Sentinel House Morton Road Darlington DL1 4PT |
| DB UK Bank Ltd |
db mortgages PO Box 890 Newport NP20 9LZ Tel: 0845 650 6281 DX Address - not available |
| Ecology Building Society | As in 1.11a |
| First Direct |
Where the local council has provided a grant to refurbish the property in the last ten years, we require written confirmation that the 'Notice of Grant' is protected by way of a notice on the charges register and is not registered as a first ranking charge on the property. If the Notice of Grant is protected by way of a charge or the terms of the grant have been breached, we will be unable to proceed unless the council enter into the Bank's standard Letter of Waiver to ensure that our Standard Security remains as a first ranking charge over the property. |
| Foundation Home Loans |
See 1.11.a Provide full details and your recommendations. |
| Furness Building Society |
Centralised Mortgage Processing Furness Building Society, 51/55 Duke Street, Barrow-in-Furness, Cumbria. LA14 1RT |
| GE Money Home Lending Ltd | GE Money Home Lending has withdrawn from the UK mortgage market. |
| Godiva Mortgages Ltd |
New Lending Department, Oakfield House, PO Box 600, Binley, Coventry, CV3 9YR |
| Halifax |
Customer Service Centre.(see offer for address and fax no.) |
| Halifax Loans Ltd |
HLL as of 1.11a. |
| Hampden & Co. plc | See 1.11 |
| Handelsbanken | Refer to Branch office instructing you. |
| Hodge | As per 1.11a |
| Hodge Equity Release | as per 1.11a |
| HSBC UK Bank plc |
Where the local council has provided a grant to refurbish the property in the last ten years, we require written confirmation that the 'Notice of Grant' is protected by way of a notice on the charges register and is not registered as a first ranking charge on the property. If the Notice of Grant is protected by way of a charge or the terms of the grant have been breached, we will be unable to proceed unless the council enter into the Bank's standard Letter of Waiver to ensure that our Standard Security remains as a first ranking charge over the property. |
| HSMS |
We accept leasehold title provided that it gives us essentially the same protection as where a feudal title is offered. The outstanding duration of the lease as at the termination of our mortgage must be at least 100 years |
| Intelligent Finance | As at 1.11a |
| ITL Mortgages |
New Lending Department, Oakfield House, PO Box 600, Binley, Coventry, CV3 9YR |
| Kensington Mortgage Company Ltd | As 1.11a |
| Landbay Partners Limited | See 1.11a legals@landbay.co.uk |
| Landmark Mortgages Limited |
Porting Team Landmark Mortgages PO Box 656 Durham DH1 9LY OR Landmark Mortgages DX 727483, Sunderland 13 Tel: 0330 159 7172 |
| Leeds Building Society | As per 1.11a. |
| Legal & General Home Finance Ltd | Only property located in mainland Scotland is acceptable |
| LendInvest |
See 1.11a Where the local council has provided a grant to refurbish the property in the last ten years, we require written confirmation that the Notice of Grant is protected by way of a notice on the charges register and is not registered as a first ranking charge on the property. If the Notice of Grant is protected by way of a charge or the terms of the grant have been breached, we will be unable to proceed unless the council enter into our standard Letter of Waiver to ensure that our Standard Security remains as a first ranking charge over the property. |
| LiveMore Capital | As 1.11a |
| Lloyds Bank plc pre fixed 40 | Mortgage Processing. Please see 1.11a. |
| Lloyds Bank plc pre fixed 50 |
Mortgage Processing (see 1.11a) |
| Lloyds TSB Scotland plc |
Mortgage Processing (see 1.11a) |
| M&S Bank |
Where the local council has provided a grant to refurbish the property in the last ten years, we require written confirmation that the 'Notice of Grant' is protected by way of a notice on the charges register and is not registered as a first ranking charge on the property. If the Notice of Grant is protected by way of a charge or the terms of the grant have been breached, we will be unable to proceed unless the council enter into the BankÂ’s standard Letter of Waiver to ensure that our Standard Security remains as a first ranking charge over the property. |
| Magellan Homeloans | Issuing Office |
| Masthaven Bank | As per 1.11. |
| Metro Bank Plc | As per 1.11. |
| Mortgage Agency Services |
Mortgage Agency Services PO Box 138 Plymouth Devon PL1 1XY |
| Mortgage Express |
As 1.11a with your recommendation in accordance with 2.3. |
| Mortgage Express No 2 |
As 1.11a |
| National Westminster Bank plc |
As detailed above in 1.11a |
| Nationwide Building Society |
Issuing Office. Please report all material restrictions that could impact value or use of the property. For Resale Restrictions and Special Schemes please also ensure the scheme complies with our requirements as documented on our website at nationwide.co.uk/-/media/MainSite/documents/about/media-centre-and-specialist-areas/information-for-lawyers/low-cost-home-ownership-special-schemes.pdf. Please advise us if the restriction does not meet our requirements as the case will not be able to proceed. Note: Scottish Crofts must be free from the restrictions of the Crofters (Scotland) Act 1993 on completion and the de-crofting order must be placed with the Title Deeds. |
| Nedbank Private Wealth Ltd | Please refer to us for instructions. |
| New Street Mortgages |
New Street Mortgages, PO Box 4761, Maidenhead, SL60 1HW. Tel: 0333-300-3100, Fax: 0333-300-3132, email: enquiries@newstreetmortgages.com |
| NRAM Ltd | As 1.11a |
| Paragon Buy to Let Mortgages | As 1.11a. |
| Platform (a trading name of The Co-operative Bank p.l.c.) |
Refer to office issuing mortgage instructions |
| Precise Mortgages (Charter Court Financial Services Ltd) | Completions Team at the address stated in the Mortgage Offer/Instructions. |
| Rooftop Mortgages Ltd |
The address and contact details shown on the mortgage offer |
| Sainsbury's Bank | Contact point as detailed in 1.11a. |
| Santander UK plc |
These schemes may only be acceptable if the offer of mortgage and/or your instructions make clear that Santander was fully aware of the restriction. In all other cases, report the position to the Mortgage Operations office instructing you. |
| Scottish Building Society | |
| Scottish Widows Bank | New Business Processing (see 1.11a) |
| Skipton Building Society |
(i) Completions Team via LMS Secure Link (ii) Commercial Servicing Team |
| St James Place Bank | Mortgage Administration, St. James's Place Bank, Administration Centre, PO Box 1869, Livingston EH54 7XS. |
| The Mortgage Business |
The Mortgage Business PO Box 548, Leeds LS1 1WU Fax no. 08456039009 |
| The Mortgage Lender Limited |
completions@themortgagelender.com Tel: 0344 257 0426 |
| The Mortgage Works |
Issuing Office - please report all restrictions that could impact resale, value or use of the property. |
| The Royal Bank of Scotland plc |
As detailed above in 1.11a |
| The Royal Bank of Scotland plc Direct Line Mortgages |
As detailed above in 1.11a. |
| The Royal Bank of Scotland plc Direct Line One |
Refer to The One account, Norwich for consideration. |
| The Royal Bank of Scotland plc First Active |
As detailed above in 1.11a. |
| The Royal Bank of Scotland plc Natwest one Account |
As detailed above in 1.11a. |
| The Royal Bank of Scotland plc One Account |
As detailed above in 1.11a. |
| The Royal Bank of Scotland plc Virgin One |
As detailed above in 1.11a. |
| Topaz Finance Ltd |
Topaz Finance Limited Gateway House, Gargrave Road, Skipton, North Yorkshire, BD23 2HL 0345 389 1672 |
| TSB Bank plc | Mortgage Processing (see 1.11a) |
| UCB Home Loans Corporation Ltd | See 1.11a. |
| Ulster Bank |
As detailed above in 1.11a |
| Vida Homeloans | As 1.11a |
| Virgin Money |
Mortgage Processing Operations Virgin Money Gosforth Newcastle upon Tyne NE3 4PL Solicitor Helpline: 0845 604 4858 Solicitor Email: postoffer@virginmoney.com |
| Whistletree (a trading name of TSB Bank plc) | Details as 1.11a |
| Yorkshire Bank Home Loans Ltd |
The team at Yorkshire Bank Sunderland SR43 4JF Tel – 0800 121 4203 |
| Yorkshire Building Society | As 1.11a. |