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Question: 6.5.1. If different from 1.11, contact point if vacant possession is not being given.
| Lender | Answer |
|---|---|
| Accord Buy to Let |
As 1.11a |
| Accord Mortgages Ltd | As 1.11a |
| Adam & Company |
As detailed above in 1.11a |
| Adam & Company International |
As detailed above in 1.11a |
| Aldermore Bank PLC | As 1.11 |
| Allied Irish Bank (GB), a trading name of AIB Group (UK) | Refer to AIB Group (UK) plc, Central Securities (GB), 92 Anne Street, Belfast, BT1 3H |
| Atom Bank plc | As 1.11 above |
| Aviva Equity Release UK Ltd | It is a term of the Lifetime Mortgage that vacant possession is obtained. The contract (missives in Scotland) must provide for this. If you doubt that vacant possession will be given, you must not part with the advance and you should report the position to us. See 1.11 |
| Bank of China | mortgages@bank-of-china.com |
| Bank of Ireland (UK) plc | See 1.11 |
| Bank of Ireland as Bank of Ireland Mortgages |
See 1.11 |
| Bank of Scotland Beginning A | Bank of Scotland Plc, Mortgage Operations, Pentland House, 8 Lochside Avenue, Edinburgh, EH12 9DJ. Tel: 0345 603 1136 Fax: 0131 339 2366 |
| Bank of Scotland Beginning O | Bank of Scotland Plc, Mortgage Operations, Pentland House, 8 Lochside Avenue, Edinburgh, EH12 9DJ. Tel: 0345 603 1136 Fax: 0131 339 2366 |
| Barclays Bank UK PLC |
Issuing Office. Residential Mortgage Purchase – if vacant possession is not to be provided we cannot proceed. Buy to let mortgages – we require vacant possession unless we state otherwise in the offer |
| Birmingham Midshires |
Completions Team at office issuing mortgage instructions |
| Bluestone Mortgages | As per 1.11. |
| Bradford & Bingley Limited | As 1.11a |
| Britannia, a trading name of The Co-operative Bank plc | Britannia New Lending Britannia House Leek Staffordshire Moorlands ST13 5RG or Britannia New Lending DX16351 Leek |
| Chelsea Building Society (a trading name of Yorkshire BS) | As 1.11a. If prior to completion of the mortgage, you become aware that the borrower intends to let the property, you must inform us immediately. |
| Clydesdale Bank plc |
Mortgage Services PO BOX 3105 Clydebank Glasgow G60 9AU Tel - 0800 121 4203 |
| Co-operative Bank plc |
See 1.11a earlier. |
| Coutts |
As detailed above in 1.11a |
| Coventry Building Society |
New Lending Department, Oakfield House, PO Box 600, Binley, Coventry, CV3 9YR Residential properties: we require vacant possession to be obtained upon settlement. If you identify that a residential property is to be let on settlement, you must advise us. Buy to Let properties: please refer to 6.6.1 for our requirements where the property is already let or will be let on settlement. |
| Darlington Building Society |
Principal Office: Customer Support Department Sentinel House Morton Road Darlington DL1 4PT |
| DB UK Bank Ltd |
db mortgages PO Box 890 Newport NP20 9LZ Tel: 0845 650 6281 DX Address - not available |
| Ecology Building Society | As in 1.11a |
| First Direct |
We require vacant possession to be obtained upon completion.We do not lend on property that is let or is to be let at completion and where you identify a residential property is to be let on completion, you must advise us |
| Foundation Home Loans |
See 1.11.a Residential Properties: We require vacant possession to be obtained on completion. If this cannot be achieved you must advise us. Buy To Let Properties: please refer to Part 1 paragraph 6.6.1 for our requirements where a property is already let or is to be let on or following completion. |
| Furness Building Society |
Centralised Mortgage Processing Furness Building Society, 51/55 Duke Street, Barrow-in-Furness, Cumbria. LA14 1RT |
| GE Money Home Lending Ltd | GE Money Home Lending has withdrawn from the UK mortgage market. |
| Godiva Mortgages Ltd |
New Lending Department, Oakfield House, PO Box 600, Binley, Coventry, CV3 9YR Residential properties: we require vacant possession to be obtained upon settlement. If you identify that a residential property is to be let on settlement, you must advise us. Buy to Let properties: please refer to 6.6.1 for our requirements where the property is already let or will be let on settlement. |
| Halifax |
Customer Service Centre.(see offer for address and fax no.) |
| Halifax Loans Ltd |
HLL as of 1.11a. |
| Hampden & Co. plc | See 1.11 |
| Handelsbanken | Refer to Branch office instructing you. |
| Hodge | A per 1.11a |
| Hodge Equity Release | As per 1.11a |
| HSBC UK Bank plc |
Residential properties: we require vacant possession to be obtained upon completion. Where you identify a residential property is to be let on completion, you must advise us. Buy to Let properties: please refer to 6.6.3a for our requirements where the property is already let or will be let on completion. |
| HSMS |
Monies to be sent on the redemption date by Telegraphic Transfer to: If completion is to be delayed for more than 5 working days you must return the advance by CHAPS to: Bank: National Westminster Bank PLC, 63 North Street, Keighley, BD21 3SB Account name: Bradford & Bingley Limited Sort code: 51-70-19 Account number: 80010237 Please quote reference code and the mortgage account number. We must be notified by telephone and fax quoting reference: Redemptions/CS/[Customer Number]/[Customer Surname]. Discharge with attestation clause in the following form to be sent to us (See 1.11a):- These presents are subscribed on our behalf by________________________________________ our attorney, at Bingley on____________________ before this witness |
| Intelligent Finance |
Securities, Intelligent Finance, PO Box 890, Leeds, LS1 9UG |
| ITL Mortgages |
New Lending Department, Oakfield House, PO Box 600, Binley, Coventry, CV3 9YR Residential properties: we require vacant possession to be obtained upon settlement. If you identify that a residential property is to be let on settlement, you must advise us. Buy to Let properties: please refer to 6.6.1 for our requirements where the property is already let or will be let on settlement. |
| Kensington Mortgage Company Ltd | As 1.11a |
| Landbay Partners Limited | For the avoidance of doubt we only lend on buy to let properties. |
| Landmark Mortgages Limited |
Porting Team Landmark Mortgages PO Box 656 Durham DH1 9LY OR Landmark Mortgages DX 727483, Sunderland 13 Tel: 0330 159 7172 |
| Leeds Building Society | Mortgage Lending Department (as per 1.11a) providing full details. |
| Legal & General Home Finance Ltd | We will not lend on any case where there is an existing tenancy unless it is clear from the Offer of Loan that the property is let or is to be let at settlement of the loan advance. |
| LendInvest | See 1.11a. |
| LiveMore Capital | As 1.11a |
| Lloyds Bank plc pre fixed 40 | Mortgage Processing. Please see 1.11a. |
| Lloyds Bank plc pre fixed 50 |
Mortgage Processing (see 1.11a) |
| Lloyds TSB Scotland plc |
Mortgage Processing (see 1.11a) |
| M&S Bank | properties require vacant possession to be obtained upon completion |
| Magellan Homeloans | Vacant possession is required. If there is any doubt about this please contact the issuing office as per 1.11. |
| Masthaven Bank | As per 1.11. |
| Metro Bank Plc | As per 1.11. |
| Mortgage Agency Services |
Mortgage Agency Services PO Box 138 Plymouth Devon PL1 1XY |
| Mortgage Express |
As 1.11a |
| Mortgage Express No 2 |
As 1.11a |
| National Westminster Bank plc |
As detailed above in 1.11a |
| Nationwide Building Society |
We will not lend on any case where there is an existing tenancy unless it is clear from the mortgage offer that the property is let or is to be let at completion then you must check with us whether we lend on "buy-to-let" properties and that the mortgage is for that purpose |
| Nedbank Private Wealth Ltd | Please refer to us for instructions. |
| New Street Mortgages |
New Street Mortgages, PO Box 4761, Maidenhead, SL60 1HW. Tel: 0333-300-3100, Fax: 0333-300-3132, email: enquiries@newstreetmortgages.com |
| NRAM Ltd | As 1.11a |
| Paragon Buy to Let Mortgages | As 1.11a. |
| Platform (a trading name of The Co-operative Bank p.l.c.) |
Refer to the redemption statement which contains this information. |
| Precise Mortgages (Charter Court Financial Services Ltd) | Completions Team at the address stated in the Mortgage Offer/Instructions. |
| Rooftop Mortgages Ltd |
The address and contact details shown on the mortgage offer |
| Sainsbury's Bank | Vacant possession must be given or the case cannot proceed. |
| Santander UK plc |
Refer to Mortgage Operations office instructing you. |
| Scottish Building Society | |
| Scottish Widows Bank | New Business Processing (see 1.11a) |
| Skipton Building Society |
(i) Completions Team via LMS Secure Link (ii) Commercial Servicing Team |
| St James Place Bank | Mortgage Administration, St. James's Place Bank, Administration Centre, PO Box 1869, Livingston EH54 7XS. |
| The Mortgage Business |
The Mortgage Business PO Box 548, Leeds LS1 1WU Fax no. 08456039009 |
| The Mortgage Lender Limited |
completions@themortgagelender.com Tel: 0344 257 0426 |
| The Mortgage Works |
Originations |
| The Royal Bank of Scotland plc |
As detailed above in 1.11a |
| The Royal Bank of Scotland plc Direct Line Mortgages |
As detailed above in 1.11a. |
| The Royal Bank of Scotland plc Direct Line One |
As detailed in 17.1.1. |
| The Royal Bank of Scotland plc First Active |
As detailed above in 1.11a. |
| The Royal Bank of Scotland plc Natwest one Account |
As detailed above in 1.11a. |
| The Royal Bank of Scotland plc One Account |
As detailed above in 1.11a. |
| The Royal Bank of Scotland plc Virgin One |
As detailed above in 1.11a. |
| Topaz Finance Ltd |
Topaz Finance Limited Gateway House, Gargrave Road, Skipton, North Yorkshire, BD23 2HL 0345 389 1672 |
| TSB Bank plc | Mortgage Processing (see 1.11a) |
| UCB Home Loans Corporation Ltd | See 1.11a. |
| Ulster Bank |
As detailed above in 1.11a |
| Vida Homeloans | As 1.11a |
| Virgin Money |
Mortgage Processing Operations Virgin Money Jubilee House Gosforth Newcastle upon Tyne NE3 4PL or DX 60350 Gosforth Solicitors Helpline: 0845 604 4858 |
| Whistletree (a trading name of TSB Bank plc) | Details as 1.11a |
| Yorkshire Bank Home Loans Ltd |
Mortgage Services PO BOX 3105 Clydebank Glasgow G60 9AU Tel - 0800 121 4203 |
| Yorkshire Building Society | As 1.11a. If prior to completion of the mortgage, you become aware that the borrower intends to let the property, you must inform us immediately. |