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Question: 6.7.2. What New Home Warranty documentation should be sent to the lender?
Lender | Answer |
---|---|
Accord Buy to Let |
All documentation necessary for us to be able in appropriate circumstances to enforce our security. |
Accord Mortgages Ltd | All documentation necessary for us to be able in appropriate circumstances to enforce our security. |
Adam & Company |
No documentation. Offset Flexible Mortgage - Guarantees and other relevant documents, after settlement |
Adam & Company International |
No documentation. Offset Flexible Mortgage - Guarantees and other relevant documents, after settlement |
Aldermore Bank PLC | None - borrowers to retain. |
Allied Irish Bank (GB), a trading name of AIB Group (UK) | None. |
Atom Bank plc | Pre-completion you must confirm the existence of such cover to the Mortgage Completion team. See 1.11. Post-completion please retain on your file and send a copy to the borrower. |
Aviva Equity Release UK Ltd | Copy of the warranty document. |
Bank of China |
Before completion we require to see a copy of the warranty provider's Cover Note - this is in addition to a final inspection by our valuer. Please retain any documentation that would be required to support a claim under the warranty scheme and place with the documents for the customer(s) own retention. You must ensure that the customer(s) are made aware of the importance of retaining these documents. |
Bank of Ireland (UK) plc |
None. |
Bank of Ireland as Bank of Ireland Mortgages | None |
Bank of Scotland Beginning A |
Retain all documents with the Title Deeds. |
Bank of Scotland Beginning O | Retain all documents with the Title Deeds. |
Barclays Bank UK PLC |
None |
Birmingham Midshires |
No, borrower to retain |
Bluestone Mortgages | All documentation necessary to support a claim should be sent with the Deeds. |
Bradford & Bingley Limited |
Any New Homes Warranty documentation applicable to the property should be placed with the title deeds after completion. |
Britannia, a trading name of The Co-operative Bank plc |
Certified copies of relevant documents with the deeds |
Chelsea Building Society (a trading name of Yorkshire BS) | All documentation necessary for us to be able in appropriate circumstances to enforce our security. |
Clydesdale Bank plc |
None, borrowers to retain. |
Co-operative Bank plc | See 14.2.2 later. |
Coutts |
No documentation. Offset Flexible Mortgage - Guarantees and other relevant documents, after settlement |
Coventry Building Society |
None. These documents should be retained by the borrower. |
Darlington Building Society |
None borrowers to retain. |
DB UK Bank Ltd | Please place the certficates with the Title Deeds |
Ecology Building Society |
Policy and certificate |
First Direct |
None. However a copy must be sent to the borrower and a copy must be retained with the title deeds |
Foundation Home Loans | None. Please forward appropriate documentation to the borrower and retain a copy on your file. |
Furness Building Society | All certificates/warranties |
GE Money Home Lending Ltd | GE Money Home Lending has withdrawn from the UK mortgage market. |
Godiva Mortgages Ltd |
None. These documents should be retained by the borrower. |
Halifax |
Any documentation which would be required to support a claim under the warranty scheme. Please place with the title documents. |
Halifax Loans Ltd |
Any documentation which would be required to support a claim under the warranty scheme. Please place with the title documents. |
Hampden & Co. plc | Original or certified copy of policy or guarantee document and other relevant documents should be retained with the title deeds. |
Handelsbanken | We require copies of the Warranty Certificates, Guarantees or other relevant documents following completion. Originals must be sent to the borrower. |
Hodge | Retain a copy for your file and please pass a copy certificate to the borrowers for safe keeping |
Hodge Equity Release | Retain a copy for your file and please pass a copy certificate to the borrowers for safe keeping |
HSBC UK Bank plc | None. However a copy must be sent to the borrower and a copy must be retained with the title deeds |
HSMS | |
Intelligent Finance |
None, please forward appropriate documentation to the borrower. |
ITL Mortgages | None. These documents should be retained by the borrower. |
Kensington Mortgage Company Ltd |
All relevant certificates to be forwarded to: Deeds Administration, Kensington Mortgage Company Ltd, PO Box 4760, Maidenhead, SL60 1HU following completion. |
Landbay Partners Limited | All relevant documentation in respect of the acceptable scheme. |
Landmark Mortgages Limited |
NHBC, Zurich Municipal, Professional Consultants Certificate to be sent after settlement with the title deeds. |
Leeds Building Society | Certified copy of Policy and Certificate. |
Legal & General Home Finance Ltd | Certified copy Policy and certificate |
LendInvest | A complete copy of the documents should be sent to us following completion. |
LiveMore Capital | All relevant certificates should be forwarded to the address in 1.11a |
Lloyds Bank plc pre fixed 40 | None |
Lloyds Bank plc pre fixed 50 |
None |
Lloyds TSB Scotland plc | None |
M&S Bank | None. However a copy must be sent to the borrower and a copy must be retained with the title deeds |
Magellan Homeloans | None, please forward appropriate documentation to the borrower. |
Masthaven Bank | All documentation necessary to support a claim should be placed with the Deeds. |
Metro Bank Plc | None - to be held on file with the title deeds and documents after completion unless otherwise stated in the offer |
Mortgage Agency Services |
Certificate of Warranty |
Mortgage Express |
Any New Home Warranty documentation applicable to the property should be placed with the title deeds after completion. |
Mortgage Express No 2 |
Any New Home Warranty documentation applicable to the property should be placed with the title deeds after completion. |
National Westminster Bank plc | No documentation. |
Nationwide Building Society |
None - borrower(s) to retain |
Nedbank Private Wealth Ltd | Documents are to be sent to us at completion. |
New Street Mortgages |
Where title is registered in the Land Register - No, borrower(s) to retain. Where title is recorded in the new standard securities - Yes, if any assignations are provided, these should be sent to us with the other documentation, after settlement. |
NRAM Ltd | NHBC, Zurich Municipal, Professional Consultants Certificate to be sent after settlement with the title deeds. |
Paragon Buy to Let Mortgages | Any documents which would be required to support a claim under the warranty scheme. Please place these with title documents. |
Platform (a trading name of The Co-operative Bank p.l.c.) |
Certificates to be placed with the deeds. |
Precise Mortgages (Charter Court Financial Services Ltd) | Please supply to the Completions Team at the address stated in the Mortgage Offer/Instructions with the Lender's copy of the warranty after completion. |
Rooftop Mortgages Ltd |
All necessary documentation to support a potential claim should be placed with the title deeds |
Sainsbury's Bank | None, these should be retained by the borrower. |
Santander UK plc |
Where title is registered in the Land Register - None, borrower(s) to retain. Where title is recorded in the General Register of Sasines - All of the relevant documentation provided in respect of the Scheme, after settlement. |
Scottish Building Society |
Guarantee documentation should be placed with Title Deeds (not required by the Society) and a copy sent to the Society if requested within the offer conditions. |
Scottish Widows Bank | None. Please forward appropriate documentation to the borrower. |
Skipton Building Society | Pre-completion, you must confirm the existence of such cover to the Completions Team via LMS Secure Link. Post-completion, see 14.2.2. |
St James Place Bank | None |
The Mortgage Business |
Any documentation which would be required to support a claim under the warranty scheme. |
The Mortgage Lender Limited | Certificates to be placed with the title deeds. |
The Mortgage Works |
None |
The Royal Bank of Scotland plc | No documentation. |
The Royal Bank of Scotland plc Direct Line Mortgages |
Guarantees and other relevant documents. |
The Royal Bank of Scotland plc Direct Line One |
Guarantees and other relevant documents. |
The Royal Bank of Scotland plc First Active |
If our letter of instruction to you is issued before 22 June 2009 - Guarantees and other relevant documents, after settlement. If our letter of instruction is issued on or after 22 June 2009 - No documentation. |
The Royal Bank of Scotland plc Natwest one Account |
None, however, cases instructed prior to 5/12/2011 - Guarantees and other relevant document to be provided after settlement. |
The Royal Bank of Scotland plc One Account |
None, however, cases instructed prior to 5/12/2011 - Guarantees and other relevant document to be provided after settlement. |
The Royal Bank of Scotland plc Virgin One |
None, however, cases instructed prior to 5/12/2011 - Guarantees and other relevant document to be provided after settlement. |
Topaz Finance Ltd |
All documentation. |
TSB Bank plc | None |
UCB Home Loans Corporation Ltd |
Lenders' copy or other evidence of cover. |
Ulster Bank |
Guarantees and other relevant documents. |
Vida Homeloans |
Yes, copy of all relevant Certificates provided before completion as 1.11a, and after completon to: Mortgage Services, Vida Homeloans, Gateway House, Gargrave Road, Skipton, North Yorkshire, BD23 2HL |
Virgin Money | The documents we need post-settlement are listed in our current Deeds Schedule. |
Whistletree (a trading name of TSB Bank plc) | Approved warranty documentation to be sent after completion with the Title Deeds |
Yorkshire Bank Home Loans Ltd |
None, borrowers' to retain |
Yorkshire Building Society |
All documentation necessary for us to be able in appropriate circumstances to enforce our security. |