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Question: 6.7.3. Should any assignments of building standards indemnity schemes be sent to the lender?
| Lender | Answer |
|---|---|
| Accord Buy to Let |
Yes, to be sent with the deeds after settlement. |
| Accord Mortgages Ltd | Yes, to be sent with the deeds after settlement. |
| Adam & Company |
No. Offset Flexible Mortgage - Yes, after settlement. |
| Adam & Company International |
Offset Flexible Mortgage - Yes, after settlement. |
| Aldermore Bank PLC | None - borrowers to retain. |
| Allied Irish Bank (GB), a trading name of AIB Group (UK) | No |
| Atom Bank plc | Pre-completion you must confirm the existence of such cover to the Mortgage Completion team. See 1.11. Post-completion please retain on your file and send a copy to the borrower. |
| Aviva Equity Release UK Ltd | No |
| Bank of China |
Yes |
| Bank of Ireland (UK) plc |
Yes, to be placed with the title deeds after completion. |
| Bank of Ireland as Bank of Ireland Mortgages | Yes, to be placed with the title deeds after completion. |
| Bank of Scotland Beginning A | Yes |
| Bank of Scotland Beginning O | Yes |
| Barclays Bank UK PLC | No |
| Birmingham Midshires |
No, borrower to retain |
| Bluestone Mortgages | No, but please keep a copy on your file. |
| Bradford & Bingley Limited |
Yes after settlement with the title deeds. |
| Britannia, a trading name of The Co-operative Bank plc |
Yes with Deeds |
| Chelsea Building Society (a trading name of Yorkshire BS) |
Yes, to be sent with the deeds after settlement. |
| Clydesdale Bank plc |
Yes, after completion |
| Co-operative Bank plc | No, these should be retained by the borrower(s). |
| Coutts |
Offset Flexible Mortgage - Yes, after settlement. |
| Coventry Building Society |
No. These documents should be retained by the borrower. |
| Darlington Building Society | None borrowers to retain. |
| DB UK Bank Ltd | Yes |
| Ecology Building Society |
Yes, after settlement |
| First Direct | No |
| Foundation Home Loans | No. Please forward appropriate documentation to the borrower and retain a copy on your file. |
| Furness Building Society |
Yes, with the title deeds. |
| GE Money Home Lending Ltd | GE Money Home Lending has withdrawn from the UK mortgage market. |
| Godiva Mortgages Ltd |
Yes, after Completion. |
| Halifax |
Yes, after settlement. Please place with the title documents. |
| Halifax Loans Ltd |
Yes, after settlement. Please place with the title documents. |
| Hampden & Co. plc | Please retain with the title deeds. |
| Handelsbanken | Yes. |
| Hodge | No, please pass to the borrowers for safe keeping and retain a copy for your file |
| Hodge Equity Release | No, please pass to the borrowers for safe keeping and retain a copy for your file |
| HSBC UK Bank plc | No |
| HSMS | |
| Intelligent Finance |
Not applicable. |
| ITL Mortgages | Yes, after Completion. |
| Kensington Mortgage Company Ltd | Yes. To be forwarded to: Deeds Administration, Kensington Mortgage Company Ltd, PO Box 4760, Maidenhead, SL60 1HU following completion. |
| Landbay Partners Limited | Yes. Place with the title deeds after completion. |
| Landmark Mortgages Limited | Yes. |
| Leeds Building Society | No, but please retain a copy on your file. |
| Legal & General Home Finance Ltd | Yes, after settlement |
| LendInvest | No. We may, however, ask you for copies of the documents if we require them. |
| LiveMore Capital | All relevant assignments should be forwarded to the address in 1.11a |
| Lloyds Bank plc pre fixed 40 | No |
| Lloyds Bank plc pre fixed 50 | No |
| Lloyds TSB Scotland plc | No |
| M&S Bank | no |
| Magellan Homeloans | None, please forward appropriate documentation to the borrower. |
| Masthaven Bank | No, but please keep a copy with your file. |
| Metro Bank Plc | No - to be held on file with the title deeds and documents after completion. |
| Mortgage Agency Services | Yes |
| Mortgage Express |
Yes after settlement with the title deeds |
| Mortgage Express No 2 |
Yes after settlement with the title deeds |
| National Westminster Bank plc | No. |
| Nationwide Building Society |
None - borrower(s) to retain |
| Nedbank Private Wealth Ltd | Yes. |
| New Street Mortgages |
Where title is registered in the Land Register - No, borrower(s) to retain. Where title is recorded in the new standard securities - Yes, if any assignations are provided, these should be sent to us with the other documentation, after settlement. |
| NRAM Ltd | |
| Paragon Buy to Let Mortgages | Yes, after completion. Please place with the title documents. |
| Platform (a trading name of The Co-operative Bank p.l.c.) |
Yes, placed with the deeds. |
| Precise Mortgages (Charter Court Financial Services Ltd) | No. |
| Rooftop Mortgages Ltd |
Yes. Please place with the title deeds |
| Sainsbury's Bank | No, these should be retained by the borrower. |
| Santander UK plc |
Where title is registered in the Land Register - No, borrower(s) to retain. Where title is recorded in the General Register of Sasines - Yes, if any assignations are provided, these should be sent to us with the other documentation, after settlement. |
| Scottish Building Society |
No. |
| Scottish Widows Bank |
Yes, after completion |
| Skipton Building Society | See 6.7.2. |
| St James Place Bank | No |
| The Mortgage Business |
Yes, after settlement. Please place with Title documents. |
| The Mortgage Lender Limited | Yes, to be placed with the title deeds after completion. |
| The Mortgage Works | No |
| The Royal Bank of Scotland plc | No. |
| The Royal Bank of Scotland plc Direct Line Mortgages | Yes |
| The Royal Bank of Scotland plc Direct Line One |
Not applicable. |
| The Royal Bank of Scotland plc First Active |
If our letter of instruction to you is issued before 22 June 2009 - Yes, after settlement. If our letter of instruction is issued on or after 22 June 2009 - No. |
| The Royal Bank of Scotland plc Natwest one Account |
No, however, required after completion for cases instructed prior to 5/12/2011. |
| The Royal Bank of Scotland plc One Account |
No, however, required after completion for cases instructed prior to 5/12/2011. |
| The Royal Bank of Scotland plc Virgin One |
No, however, required after completion for cases instructed prior to 5/12/2011. |
| Topaz Finance Ltd | Yes |
| TSB Bank plc | No |
| UCB Home Loans Corporation Ltd |
Yes, after completion, with the deeds. |
| Ulster Bank | Yes |
| Vida Homeloans |
Yes, copy of all relevant Certificates provided before completion as 1.11a, and after completon to: Mortgage Services, Vida Homeloans, Gateway House, Gargrave Road, Skipton, North Yorkshire, BD23 2HL |
| Virgin Money | The documents we need post-settlement are listed in our current Deeds Schedule. |
| Whistletree (a trading name of TSB Bank plc) | Yes |
| Yorkshire Bank Home Loans Ltd |
Yes, after completion |
| Yorkshire Building Society |
Yes, to be sent with the deeds after settlement. |