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Question: 16.4.3. Conditions for letting of property after settlement.
| Lender | Answer |
|---|---|
| Accord Buy to Let | N/A |
| Accord Mortgages Ltd | If we agree to the letting, any conditions that apply are set out in any consent to let we issue. |
| Adam & Company |
See Global Consent |
| Adam & Company International |
See Global Consent |
| Aldermore Bank PLC | If we agree to the letting, any conditions that apply will be set out in any consent to let that we issue. |
| Allied Irish Bank (GB), a trading name of AIB Group (UK) | Refer to AIB Group (UK) plc, Central Securities (GB), 92 Anne Street, Belfast, BT1 3H |
| Atom Bank plc | If we agree to the letting, any conditions that are to apply will be contained within the letter of consent that we issue to the borrower. |
| Aviva Equity Release UK Ltd | Please contact Aviva. See 1.11 |
| Bank of China |
Private Residential Tenancy only acceptable. Houses in Multiple Occupation are not acceptable. |
| Bank of Ireland (UK) plc |
Contact us for details. |
| Bank of Ireland as Bank of Ireland Mortgages |
Contact us for details. |
| Bank of Scotland Beginning A | You must ensure that all necessary consents and licenses for use of the property have been obtained before the mortgage completes. |
| Bank of Scotland Beginning O | You must ensure that all necessary consents and licenses for use of the property have been obtained before the mortgage completes. |
| Barclays Bank UK PLC |
Residential Mortgages - Barclays Mortgage Services PO Box 8575 Leicester LE18 9AW Buy to Let – If account number has 6 digits use this address:- Barclays Mortgage Services Buy To Let PO Box 274 Leeds LS11 1FR If account number has 10 digits use this address:- Barclays Mortgage Services Buy To Let PO Box 8575 Leicester LE18 9AW |
| Birmingham Midshires | You must ensure that all necessary consents and licences for use of the property have been obtained before the mortgage completes. |
| Bluestone Mortgages | Please see the mortgage conditions and any relevant conditions in the mortgage offer. |
| Bradford & Bingley Limited |
As set out in 6.5 |
| Britannia, a trading name of The Co-operative Bank plc | Full conditions will be given upon receipt of a request to let the property. |
| Chelsea Building Society (a trading name of Yorkshire BS) | If we agree to the letting, any conditions that apply are set out in any consent to let we issue. |
| Clydesdale Bank plc |
The team at Clydesdale Bank Sunderland SR43 4JE Tel – 0800 121 4203 |
| Co-operative Bank plc | Full conditions will be given upon receipt of a request to let the property. |
| Coutts |
See Global Consent |
| Coventry Building Society |
Existing Lending & Insurance, Oakfield House, PO Box 600, Binley, Coventry, CV3 9YR DX 18855 Coventry 2. Tel. 0800 121 8899 Fax. 02476 839300 |
| Darlington Building Society |
Please contact the lender. |
| DB UK Bank Ltd |
db mortgages PO Box 890 Newport NP20 9LZ Tel: 0845 650 6281 DX Address - not available |
| Ecology Building Society |
Refer to Mortgage Department |
| First Direct |
We do not lend on tenanted properties. If a tenancy is present please refer to us per 1.11b for contact details |
| Foundation Home Loans |
The property must be let under an approved Private Residential Tenancy (PRT). Customer Services Department, Foundation Home Loans Limited, 5 Arlington Square, Downshire Way, Bracknell, Berkshire RG12 1WA or DX 122530 Bracknell (2). Email:customerservices@foundationhomeloans.co.uk Tel: 01344 770 8030 |
| Furness Building Society |
Securities, Mortgage Department Furness Building Society, 51/55 Duke Street, Barrow-in-Furness, Cumbria. LA14 1RT |
| GE Money Home Lending Ltd | Refer to Customer Service Department. |
| Godiva Mortgages Ltd |
Existing Lending & Insurance. Oakfield House, PO Box 600, Binley, Coventry, CV3 9YR Tel. 0800 121 889 Fax. 02476 839300 |
| Halifax |
You must ensure that all necessary consents and licenses for use of the property have been obtained before the mortgage completes. |
| Halifax Loans Ltd |
Please contact the lender. |
| Hampden & Co. plc | Our consent to the proposed letting (and it's proposed terms) required in writing prior to commencement of the letting. |
| Handelsbanken | Refer to Branch office instructing you for case specific requirements. |
| Hodge | If we agree to the letting, any conditions that apply will be set out in the consent to let we issue. The letting must comply with the requirements of a private residential tenancy as set out in the Private Housing (Tenancies) (Scotland) Act 2016 or be a Short Assured Tenancy and the borrower must serve notice on the prospective tenants before the tenancy commences of Ground 2 of Schedule 5 of the Housing (Scotland) Act 1988 that the property is subject to a heritable security and that we may seek to recover possession of the property in the event that the borrower fails to keep to the conditions of the loan. We will not consent to a house in multiple occupation. |
| Hodge Equity Release | If we agree to the letting, any conditions that apply will be set out in the consent to let we issue. The letting must comply with the requirements of a private residential tenancy as set out in the Private Housing (Tenancies) (Scotland) Act 2016 or be a Short Assured Tenancy and the borrower must serve notice on the prospective tenants before the tenancy commences of Ground 2 of Schedule 5 of the Housing (Scotland) Act 1988 that the property is subject to a heritable security and that we may seek to recover possession of the property in the event that the borrower fails to keep to the conditions of the loan. We will not consent to a house in multiple occupation. |
| HSBC UK Bank plc |
Our consent must be obtained before the property is let. Please contact us for further details |
| HSMS |
Please contact the lender. |
| Intelligent Finance |
Please contact the lender. |
| ITL Mortgages |
Existing Lending & Insurance. Oakfield House, PO Box 600, Binley, Coventry, CV3 9YR Tel. 0800 121 8899 Fax. 02476 839300. |
| Kensington Mortgage Company Ltd |
Please see the General Mortgage Conditions Booklet or contact Kensington Mortgages. |
| Landbay Partners Limited | N/A |
| Landmark Mortgages Limited |
Please refer to us.: Consent to Let Team Landmark Mortgages PO Box 656 Durham DH1 9LY Tel - 0330 159 7172 |
| Leeds Building Society |
Customer Support – Mortgage Administration (as per 16.5.2). |
| Legal & General Home Finance Ltd | Not applicable as tenancies are not permitted. |
| LendInvest | Please refer to the mortgage offer and general mortgage conditions. See 1.11a if further details required. |
| LiveMore Capital | We do not consent to lettings. |
| Lloyds Bank plc pre fixed 40 |
Please see Instructions and Conditions for Consent to Letting |
| Lloyds Bank plc pre fixed 50 |
Please see Instructions and Conditions for Consent to Letting |
| Lloyds TSB Scotland plc |
Please see Instructions and Conditions for Consent to Letting |
| M&S Bank |
we do not lend on tenanted properties. If a tenancy is requested please refer to us |
| Magellan Homeloans | Magellan Homeloans does not currently lend on investment properties |
| Masthaven Bank | If we agree to the letting, any conditions that apply will be set out in the consent to let that we issue. |
| Metro Bank Plc | Please contact our Mortgage Admin Team. 0345 08 08 500. |
| Mortgage Agency Services |
Mortgage Agency Services PO Box 138 Plymouth Devon PL1 1XY |
| Mortgage Express | As set out in 6.6 |
| Mortgage Express No 2 |
Please contact the lender. |
| National Westminster Bank plc |
See Global Consent |
| Nationwide Building Society |
Contact Issuing Office for guidance |
| Nedbank Private Wealth Ltd | Please refer to us for further instructions (unless in the instruction letter). |
| New Street Mortgages |
Please contact New Street for details of acceptable letting criteria. |
| NRAM Ltd | Please refer to us. Details as 1.11a. |
| Paragon Buy to Let Mortgages | N/A. |
| Platform (a trading name of The Co-operative Bank p.l.c.) |
Refer to the Customer Services Dept. PO Box 237, Plymouth PL1 1WG or DX 133791 Plymouth 13 |
| Precise Mortgages (Charter Court Financial Services Ltd) | Letting of the property is prohibited without our written consent. |
| Rooftop Mortgages Ltd | Please contact the lender. |
| Sainsbury's Bank | Any specific conditions, in addition to those in 16.4.3, will be sent out in our consent to let. |
| Santander UK plc |
Please refer to the Mortgage Operations office instructing you who will provide the conditions of consent. |
| Scottish Building Society |
Full details of the proposed tenancy is to be supplied for approval by the Society. The borrower(s) must undertake that future agreements entered into for occupation of the property ensure that vacant possession will always be available to the Society. In the event of default the borrower(s) authorise(s) the Society to collect rent payments directly from the tenant(s) in lieu of outstanding mortgage repayments. |
| Scottish Widows Bank |
Individually assessed. Refer to Mortgage Customer Services Department (see 16.3.2) |
| Skipton Building Society | Customer Delivery Mortgages Team |
| St James Place Bank | Please contact the lender |
| The Mortgage Business |
You must ensure that all necessary consents and licenses for use of the property have been obtained before the mortgage completes. |
| The Mortgage Lender Limited |
Please refer to our Acceptable Tenancies Document for Buy to Let Mortgages. We do not consent to letting on residential (owner occupied) mortgages. |
| The Mortgage Works |
Must be on a Short Assured Tenancy Agreement, valid Ground 2 Notice served, term of tenancy not more than 12 months, landlord registered under ASBO and any agent involved similarly registered. |
| The Royal Bank of Scotland plc |
See Global Consent |
| The Royal Bank of Scotland plc Direct Line Mortgages |
See Global Consent. |
| The Royal Bank of Scotland plc Direct Line One |
Please contact the lender. |
| The Royal Bank of Scotland plc First Active |
See Global Consent. |
| The Royal Bank of Scotland plc Natwest one Account |
As detailed above in 6.6.3a |
| The Royal Bank of Scotland plc One Account |
As detailed above in 6.6.3a |
| The Royal Bank of Scotland plc Virgin One |
As detailed above in section 6.6.3a |
| Topaz Finance Ltd |
Topaz Finance Limited Gateway House, Gargrave Road, Skipton, North Yorkshire, BD23 2HL 0345 389 1672 |
| TSB Bank plc | Please see Instructions and Conditions for Consent to Letting |
| UCB Home Loans Corporation Ltd |
Must be on a Short Assured Tenancy Agreement, valid Ground 2 Notice served, term of tenancy not more than 12 months, landlords registered under ASBO and any agent involved similarly registered. |
| Ulster Bank |
See Global Consent |
| Vida Homeloans |
Contact us for details. Mortgage Services Vida Homeloans Gateway House Gargrave Road Skipton North Yorkshire BD23 2HL |
| Virgin Money | We'll let you know once you've contacted us. |
| Whistletree (a trading name of TSB Bank plc) | Details as 1.11a |
| Yorkshire Bank Home Loans Ltd |
The team at Yorkshire Bank Sunderland SR43 4JF Tel – 0800 121 4203 |
| Yorkshire Building Society |
If we agree to the letting, any conditions that apply are set out in any consent to let we issue. |