Answers for Scotland

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Question: 18.2.1. Does the lender allow completion and registration of standard security on ARTL?

Lender Answer
Accord Buy to Let No
Accord Mortgages Ltd No.
Adam & Company Yes - ARTL is our preferred method of title registration.

Offset Flexible Mortgage - No.

Adam & Company International Yes - ARTL is our preferred method of title registration.

Offset Flexible Mortgage - No.
Aldermore Bank PLC No.
Allied Irish Bank (GB), a trading name of AIB Group (UK) No
Atom Bank plc No
Aviva Equity Release UK Ltd No
Bank of China No
Bank of Ireland (UK) plc No
Bank of Ireland as Bank of Ireland Mortgages No
Bank of Scotland Beginning A Any transaction in which you are instructed by us, which is capabe of being initiated via ARTL, must be carried out using that system, unless there are valid reasons why ARTL canot be used. All fees to Registers of Scotland must be paid via direct debit.
Bank of Scotland Beginning O Any transaction in which you are instructed by us, which is capabe of being initiated via ARTL, must be carried out using that system, unless there are valid reasons why ARTL canot be used. All fees to Registers of Scotland must be paid via direct debit.
Barclays Bank UK PLC No
Birmingham Midshires Any transaction in which you are instructed by us, which is capabe of being initiated via ARTL, must be carried out using that system, unless there are valid reasons why ARTL canot be used. All fees to Registers of Scotland must be paid via direct debit.
Bluestone Mortgages No
Bradford & Bingley Limited No
Britannia, a trading name of The Co-operative Bank plc No
Chelsea Building Society (a trading name of Yorkshire BS) No.
Clydesdale Bank plc No
Co-operative Bank plc No.
Coutts Yes .

Offset Flexible Mortgage - No.
Coventry Building Society Not Currently.
Darlington Building Society Please contact the lender.
Principal Office:
Customer Support Department
Sentinel House
Morton Road
Darlington
DL1 4PT
DB UK Bank Ltd Yes
Ecology Building Society No
First Direct Yes
Foundation Home Loans No .
Furness Building Society Please contact the lender.
GE Money Home Lending Ltd Refer to Redemptions Department
Godiva Mortgages Ltd Not Currently.
Halifax Any transaction in which you are instructed by us, which is capabe of being initiated via ARTL, must be carried out using that system, unless there are valid reasons why ARTL canot be used. All fees to Registers of Scotland must be paid via direct debit.
Halifax Loans Ltd Any transaction in which you are instructed by us, which is capable of being initiated via ARTL, must be carried out using that system, unless there are valid reasons why ARTL cannot be used. All fees to Registers of Scotland must be paid via direct debit.
Hampden & Co. plc No.
Handelsbanken No, we are not party to the system.
Hodge No
Hodge Equity Release No
HSBC UK Bank plc Yes
HSMS Please contact the lender.
Intelligent Finance Any transaction in which you are instructed by us, which is capabe of being initiated via ARTL, must be carried out using that system, unless there are valid reasons why ARTL canot be used. All fees to Registers of Scotland must be paid via direct debit.
ITL Mortgages Not Currently.
Kensington Mortgage Company Ltd No.
Landbay Partners Limited No
Landmark Mortgages Limited Yes.
Leeds Building Society Yes, provided we receive copies of all documents as set out at 14.2.2.
Legal & General Home Finance Ltd No
LendInvest Please refer to us on a case by case basis.
LiveMore Capital Yes if transaction is capable of being registered on ARTL
Lloyds Bank plc pre fixed 40 Any transaction in which you are instructed by us and which is capable of being registered via ARTL, must be carried out using that system, unless there are valid reasons why ARTL cannot be used. You should ensure that you use the version of the standard security which is consistent with the hard copy you have been sent and that you continue to send hard copies of the Land and Charge certificates to us.
Lloyds Bank plc pre fixed 50 Any transaction in which you are instructed by us and which is capable of being registered via ARTL, must be carried out using that system, unless there are valid reasons why ARTL cannot be used. You should ensure that you use the version of the standard security which is consistent with the hard copy you have been sent and that you continue to send hard copies of the Land and Charge certificates to us.
Lloyds TSB Scotland plc Any transaction in which you are instructed by us and which is capable of being registered via ARTL, must be carried out using that system, unless there are valid reasons why ARTL cannot be used. You should ensure that you use the version of the standard security which is consistent with the hard copy you have been sent and that you continue to send hard copies of the Land and Charge certificates to us.
M&S Bank yes
Magellan Homeloans No, the lender is not party to the system.
Masthaven Bank No.
Metro Bank Plc No
Mortgage Agency Services Please contact the Lender
Mortgage Express No
Mortgage Express No 2 Please contact the lender.
National Westminster Bank plc Yes, ARTL is our preferred method of title registration.
Offset Flexible Mortgage - No.
Nationwide Building Society Yes
Nedbank Private Wealth Ltd No.
New Street Mortgages No
NRAM Ltd Yes
Paragon Buy to Let Mortgages No.
Platform (a trading name of The Co-operative Bank p.l.c.) Please contact the lender.
Precise Mortgages (Charter Court Financial Services Ltd) Not unless your letter of instruction states otherwise.
Rooftop Mortgages Ltd Please contact the lender.
Sainsbury's Bank No.
Santander UK plc Not unless your instructions state otherwise.
Scottish Building Society Yes
Scottish Widows Bank No
Skipton Building Society No
St James Place Bank Any transaction in which you are instructed by us, which is capabe of being initiated via ARTL, must be carried out using that system, unless there are valid reasons why ARTL canot be used. All fees to Registers of Scotland must be paid via direct debit.
The Mortgage Business Any transaction in which you are instructed by us, which is capable of being initiated via ARTL, must be carried out using that system, unless there are valid reasons why ARTL cannot be used. All fees to Registers of Scotland must be paid via direct debit.
The Mortgage Lender Limited No.
The Mortgage Works No
The Royal Bank of Scotland plc Yes

Offset Flexible Mortgage - No.
The Royal Bank of Scotland plc Direct Line Mortgages No. We do not allow you to complete and register our Standard Security on ARTL.
The Royal Bank of Scotland plc Direct Line One Please contact the lender.
The Royal Bank of Scotland plc First Active Yes.

ARTL is our preferred method of title registration.
The Royal Bank of Scotland plc Natwest one Account No. We do not allow you to complete and register our Standard Security on ARTL.
The Royal Bank of Scotland plc One Account No. We do not allow you to complete and register our Standard Security on ARTL.
The Royal Bank of Scotland plc Virgin One No. We do not allow you to complete and register our Standard Security on ARTL.
Topaz Finance Ltd No
TSB Bank plc Any transaction in which you are instructed by us and which is capable of being registered via ARTL, must be carried out using that system, unless there are valid reasons why ARTL cannot be used. You should ensure that you use the version of the standard security which is consistent with the hard copy you have been sent and that you continue to send hard copies of the Land and Charge certificates to us.
UCB Home Loans Corporation Ltd No
Ulster Bank No. We do not allow you to complete and register our Standard Security on ARTL.
Vida Homeloans Yes
Virgin Money Yes.
Whistletree (a trading name of TSB Bank plc) Yes
Yorkshire Bank Home Loans Ltd No
Yorkshire Building Society No.