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Question: 18.3.1. Will the lender digitally execute the discharge?
| Lender | Answer |
|---|---|
| Accord Buy to Let | No |
| Accord Mortgages Ltd | No. |
| Adam & Company |
Yes, we can digitally execute the discharge under ARTL. Offset Flexible Mortgage - No |
| Adam & Company International |
Yes, we can digitally execute the discharge under ARTL. Offset Flexible Mortgage - No |
| Aldermore Bank PLC | No. |
| Allied Irish Bank (GB), a trading name of AIB Group (UK) | No |
| Atom Bank plc | No |
| Aviva Equity Release UK Ltd | No |
| Bank of China | No |
| Bank of Ireland (UK) plc | No |
| Bank of Ireland as Bank of Ireland Mortgages | No |
| Bank of Scotland Beginning A | Yes, Discharges will not be released prior to receipt of the redemption funds. |
| Bank of Scotland Beginning O | No, Discharges will not be released prior to receipt of the redemption funds. |
| Barclays Bank UK PLC | No |
| Birmingham Midshires | Yes. Discharges will not be executed until all funds have been received to redeem all accounts relating to the security address. |
| Bluestone Mortgages | No |
| Bradford & Bingley Limited | No |
| Britannia, a trading name of The Co-operative Bank plc |
NO - Please note: Discharges Post Merger - 1. Registered land where the original charge was granted by Britannia Building Society but the discharge is by The Co-Operative Bank Plc trading as Britannia - the merger document i.e Transfer Agreement between Co-operative Group Limited, Co-operative Financial Services Limited, The Co-operative Bank plc and Britannia Building Society dated 11 March 2009 should be listed in the Form 4. There is no need for this document to be submitted as it has already been provided to Registers of Scotland. 2. Sasine discharges Where the Co-operative Bank plc grants a discharge of a standard security registered or recorded prior to the merger date, where the original grantee was the Britannia Building Society, the discharge should deduce title from the Britannia Building Society, referring to the merger document in the terms similar to the following: ?which standard security was last vested in the said Britannia Building Society as aforesaid and from whom we the said Co-operative Bank plc acquired right by virtue of Transfer Agreement between Co-operative Group Limited, Co-operative Financial Services Limited, The Co-operative Bank plc and Britannia Building Society dated 11 March 2009? Therefore this information will need to be added to the document being discharged ie standard security |
| Chelsea Building Society (a trading name of Yorkshire BS) | No. |
| Clydesdale Bank plc | Yes, we can digitally execute the discharge under ARTL. |
| Co-operative Bank plc | No. |
| Coutts |
Yes, we can digitally execute the discharge. Offset Flexible Mortgage - No |
| Coventry Building Society |
No. |
| Darlington Building Society |
Please contact the lender. Principal Office: Customer Support Department Sentinel House Morton Road Darlington DL1 4PT |
| DB UK Bank Ltd |
Please refer to us at: db mortgages PO Box 890 Newport NP20 9LZ Tel: 0845 650 6281 DX Address - not available |
| Ecology Building Society | No |
| First Direct |
Yes |
| Foundation Home Loans | Please contact lender. |
| Furness Building Society |
Please contact the lender. |
| GE Money Home Lending Ltd | Once the account is fully repaid, we will instruct our Solicitors to discharge our security within 28 days. |
| Godiva Mortgages Ltd | No |
| Halifax |
Yes. Discharges will not be released prior to receipt of the redemption funds. |
| Halifax Loans Ltd |
No. Discharges will not be released prior to receipt of the redemption funds. |
| Hampden & Co. plc | No. |
| Handelsbanken | No. We require a paper format discharge forwarded to the Branch office instructing you. |
| Hodge | No |
| Hodge Equity Release | No |
| HSBC UK Bank plc | Yes |
| HSMS |
Please contact the lender. |
| Intelligent Finance |
Please contact the lender. Discharges will not be released prior to receipt of the redemption funds. |
| ITL Mortgages | No |
| Kensington Mortgage Company Ltd |
Please contact the lender. |
| Landbay Partners Limited | No |
| Landmark Mortgages Limited | No. |
| Leeds Building Society | No, this is done manually. |
| Legal & General Home Finance Ltd | No |
| LendInvest | Please refer to us on a case by case basis. |
| LiveMore Capital |
Please contact us at: LiveMore Capital PO Box 1202 Uxbridge UB8 9FT Telephone: 0344 249 2918 |
| Lloyds Bank plc pre fixed 40 | No |
| Lloyds Bank plc pre fixed 50 |
No |
| Lloyds TSB Scotland plc | No |
| M&S Bank | yes |
| Magellan Homeloans | No, we require a paper format discharge forwarded to the Issuing Office. |
| Masthaven Bank | No. |
| Metro Bank Plc | Digitally, direct with the Scottish Land Registry |
| Mortgage Agency Services | Please contact the Lender |
| Mortgage Express | No |
| Mortgage Express No 2 |
Please contact the lender. |
| National Westminster Bank plc |
Yes, we can digitally execute the discharge. Offset Flexible Mortgage - No. |
| Nationwide Building Society | Yes |
| Nedbank Private Wealth Ltd | No - please refer to us for any discharge requests. |
| New Street Mortgages | No |
| NRAM Ltd | No |
| Paragon Buy to Let Mortgages | No. |
| Platform (a trading name of The Co-operative Bank p.l.c.) |
Please contact the lender. |
| Precise Mortgages (Charter Court Financial Services Ltd) | Not unless your letter of instruction states otherwise. |
| Rooftop Mortgages Ltd |
Please contact the lender. |
| Sainsbury's Bank | No. You should send us a Deed of Discharge for execution and return. Please note that we will not return the Deed of Discharge until the full amount required to redeem is cleared in our account. |
| Santander UK plc |
Not unless your instructions state otherwise. |
| Scottish Building Society | Yes |
| Scottish Widows Bank | No |
| Skipton Building Society | No |
| St James Place Bank | Please contact the lender. Discharges will not be released prior to receipt of redemption funds. |
| The Mortgage Business |
No, Discharges will not be released prior to receipt of the redemption funds. |
| The Mortgage Lender Limited | No. |
| The Mortgage Works | No |
| The Royal Bank of Scotland plc |
Yes, we can digitally execute the discharge. Offset Flexible Mortgage - Yes |
| The Royal Bank of Scotland plc Direct Line Mortgages |
No. We will not digitally execute the charge. |
| The Royal Bank of Scotland plc Direct Line One |
Please contact the lender. |
| The Royal Bank of Scotland plc First Active |
No. We will not digitally execute the discharge. |
| The Royal Bank of Scotland plc Natwest one Account |
No. We will not digitally execute the discharge. |
| The Royal Bank of Scotland plc One Account |
No. We will not digitally execute the discharge.sealing. |
| The Royal Bank of Scotland plc Virgin One |
No. We will not digitally execute the discharge. |
| Topaz Finance Ltd | No |
| TSB Bank plc | No |
| UCB Home Loans Corporation Ltd | No |
| Ulster Bank |
No. We will not digitally execute the discharge. |
| Vida Homeloans | No |
| Virgin Money | Yes. |
| Whistletree (a trading name of TSB Bank plc) | No |
| Yorkshire Bank Home Loans Ltd | Yes, we can digitally execute the discharge under ARTL. |
| Yorkshire Building Society | No. |