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Question: 6.9.1. If different from 1.11, contact point if necessary servitudes are absent.
| Lender | Answer |
|---|---|
| Accord Buy to Let |
As 1.11a. If the defect in title cannot be rectified by appropriate documentation, we will require indemnity insurance to be in place at settlement. |
| Accord Mortgages Ltd | As 1.11a. If the defect in title cannot be rectified by appropriate documentation, we will require indemnity insurance to be in place at settlement. |
| Adam & Company |
As detailed above in 1.11a |
| Adam & Company International |
As detailed above in 1.11a |
| Aldermore Bank PLC | As 1.11 |
| Allied Irish Bank (GB), a trading name of AIB Group (UK) | Refer to AIB Group (UK) plc, Central Securities (GB), 92 Anne Street, Belfast, BT1 3H |
| Atom Bank plc | As 1.11 above |
| Aviva Equity Release UK Ltd | See 1.11 |
| Bank of China | mortgages@bank-of-china.com |
| Bank of Ireland (UK) plc |
See 1.11 |
| Bank of Ireland as Bank of Ireland Mortgages | See 1.11 |
| Bank of Scotland Beginning A | Bank of Scotland Plc, Mortgage Operations, Pentland House, 8 Lochside Avenue, Edinburgh, EH12 9DJ. Tel: 0345 603 1136 Fax: 0131 339 2366 |
| Bank of Scotland Beginning O | Bank of Scotland Plc, Mortgage Operations, Pentland House, 8 Lochside Avenue, Edinburgh, EH12 9DJ. Tel: 0345 603 1136 Fax: 0131 339 2366 |
| Barclays Bank UK PLC |
Issuing Office |
| Birmingham Midshires |
Completions Team at office issuing mortgage instructions |
| Bluestone Mortgages | As per 1.11. |
| Bradford & Bingley Limited | As 1.11a |
| Britannia, a trading name of The Co-operative Bank plc | Britannia New Lending Britannia House Leek Staffordshire Moorlands ST13 5RG or Britannia New Lending DX16351 Leek |
| Chelsea Building Society (a trading name of Yorkshire BS) | As 1.11a. If the defect in title cannot be rectified by appropriate documentation we will require indemnity insurance to be in place at settlement. |
| Clydesdale Bank plc |
The team at Clydesdale Bank Sunderland SR43 4JE Tel – 0800 121 4203 |
| Co-operative Bank plc | See 1.11a earlier. |
| Coutts |
As detailed above in 1.11a |
| Coventry Building Society |
New Lending Department, Oakfield House, PO Box 600, Binley, Coventry, CV3 9YR |
| Darlington Building Society |
Principal Office: Customer Support Department Sentinel House Morton Road Darlington DL1 4PT |
| DB UK Bank Ltd |
db mortgages PO Box 890 Newport NP20 9LZ Tel: 0845 650 6281 DX Address - not available |
| Ecology Building Society | As in 1.11a |
| First Direct | |
| Foundation Home Loans |
See 1.11.a You must also check that the servient and dominant tenements have not at any point come into common ownership so as to extinguish the easement regardless of whether the easement is still noted against the registered title. |
| Furness Building Society |
Centralised Mortgage Processing Furness Building Society, 51/55 Duke Street, Barrow-in-Furness, Cumbria. LA14 1RT |
| GE Money Home Lending Ltd | GE Money Home Lending has withdrawn from the UK mortgage market. |
| Godiva Mortgages Ltd |
New Lending Department, Oakfield House, PO Box 600, Binley, Coventry, CV3 9YR |
| Halifax |
Customer Service Centre.(see offer for address and fax no.) |
| Halifax Loans Ltd |
HLL as of 1.11a. |
| Hampden & Co. plc | Refer to us in writing quoting our reference. See 1.11 |
| Handelsbanken | Refer to Branch office instructing you. |
| Hodge | As per 1.11a |
| Hodge Equity Release | As per 1.11a |
| HSBC UK Bank plc | |
| HSMS |
As 1.11a |
| Intelligent Finance | As at 1.11a |
| ITL Mortgages | New Lending Department, |
| Kensington Mortgage Company Ltd | As 1.11a |
| Landbay Partners Limited |
See 1.11a legals@landbay.co,uk The solicitor must ensure that the property enjoys full rights (both pedestrian and vehicular) over any access (private or otherwise) leading to the property and any areas connected with its enjoyment (for example, but not limited to, car parking areas, separate garage, garden areas). The solicitor must also ensure that there are adequate obligations and arrangements in respect of the repair and maintenance of any access or services to the property and report if any such maintenance liabilities are in excess of £250 per annum in additional to any annual common / service charge there may be. |
| Landmark Mortgages Limited |
Porting Team Landmark Mortgages PO Box 656 Durham DH1 9LY OR Landmark Mortgages DX 727483, Sunderland 13 Tel: 0330 159 7172 |
| Leeds Building Society | As per 1.11a. |
| Legal & General Home Finance Ltd | Same as 1.11a |
| LendInvest | See 1.11a |
| LiveMore Capital | As 1.11a |
| Lloyds Bank plc pre fixed 40 | Mortgage Processing. Please see 1.11a. |
| Lloyds Bank plc pre fixed 50 |
Mortgage Processing (see 1.11a) |
| Lloyds TSB Scotland plc |
Mortgage Processing (see 1.11a) |
| M&S Bank | M&S Bank, PO Box 12, Skipton, BD23 2HL. Telephone Number 0345 002 1128 Fax 0345 111 0322 |
| Magellan Homeloans | Issuing Office |
| Masthaven Bank | As per 1.11. |
| Metro Bank Plc | As per 1.11. |
| Mortgage Agency Services |
Mortgage Agency Services PO Box 138 Plymouth Devon PL1 1XY |
| Mortgage Express |
As 1.11a |
| Mortgage Express No 2 |
As 1.11a |
| National Westminster Bank plc |
As detailed above in 1.11a |
| Nationwide Building Society |
Issuing Office |
| Nedbank Private Wealth Ltd | Please refer to us |
| New Street Mortgages |
New Street Mortgages, PO Box 4761, Maidenhead, SL60 1HW. Tel: 0333-300-3100, Fax: 0333-300-3132, email: enquiries@newstreetmortgages.com |
| NRAM Ltd | As 1.11a |
| Paragon Buy to Let Mortgages |
The solicitor must ensure that the Property enjoys full rights (both pedestrian and vehicular) over any access (private or otherwise) leading to the Property and any areas connected with its enjoyment (for example, but not limited to, car parking areas, separate garage, garden areas). The solicitor must also ensure there are adequate covenants and arrangements in respect of the repair and maintenance of any access or services to the Property and report if any such maintenance liabilities are in excess of £250 per annum in addition to any annual service charge there may be. |
| Platform (a trading name of The Co-operative Bank p.l.c.) |
Refer to office issuing mortgage instructions |
| Precise Mortgages (Charter Court Financial Services Ltd) | Completions Team at the address stated in the Mortgage Offer/Instructions. |
| Rooftop Mortgages Ltd |
The address and contact details shown on the mortgage offer |
| Sainsbury's Bank | Contact point as detailed in 1.11a. |
| Santander UK plc |
Refer to Mortgage Operations office instructing you. |
| Scottish Building Society | |
| Scottish Widows Bank | New Business Processing (see 1.11a) |
| Skipton Building Society |
Completions Team via LMS Secure Link We require an unrestricted legal right of way on foot and with vehicles from the nearest public road or highway to any necessary point of access to the property or any garage, garden or outbuildings. |
| St James Place Bank | Mortgage Administration, St. James's Place Bank, Administration Centre, PO Box 1869, Livingston EH54 7XS. |
| The Mortgage Business |
The Mortgage Business PO Box 548, Leeds LS1 1WU Fax no. 08456039009 |
| The Mortgage Lender Limited |
completions@themortgagelender.com Tel: 0344 257 0426 |
| The Mortgage Works |
Originations |
| The Royal Bank of Scotland plc |
As detailed above in 1.11a |
| The Royal Bank of Scotland plc Direct Line Mortgages |
As detailed above in 1.11a. |
| The Royal Bank of Scotland plc Direct Line One |
As detailed above in 1.11a. |
| The Royal Bank of Scotland plc First Active |
As detailed above in 1.11a. |
| The Royal Bank of Scotland plc Natwest one Account |
As detailed above in 1.11a. |
| The Royal Bank of Scotland plc One Account |
As detailed above in 1.11a. |
| The Royal Bank of Scotland plc Virgin One |
As detailed above in 1.11a. |
| Topaz Finance Ltd |
Topaz Finance Limited Gateway House, Gargrave Road, Skipton, North Yorkshire, BD23 2HL 0345 389 1672 |
| TSB Bank plc | Mortgage Processing (see 1.11a |
| UCB Home Loans Corporation Ltd | See 1.11a. |
| Ulster Bank |
As detailed above in 1.11a |
| Vida Homeloans | As 1.11a |
| Virgin Money |
Mortgage Processing Operations Virgin Money Gosforth Newcastle upon Tyne NE3 4PL Solicitor Helpline: 0845 604 4858 Solicitor Email: postoffer@virginmoney.com |
| Whistletree (a trading name of TSB Bank plc) | Details as 1.11a |
| Yorkshire Bank Home Loans Ltd |
The team at Yorkshire Bank Sunderland SR43 4JF Tel – 0800 121 4203 |
| Yorkshire Building Society |
As 1.11a. If the defect in title cannot be rectified by appropriate documentation we will require indemnity insurance to be in place at settlement. |