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Question: 6.7.1. What new home warranty schemes will the lender accept?
| Lender | Answer |
|---|---|
| Accord Buy to Let |
We accept the following new home warranty schemes: * NHBC * Premier Guarantee * LABC * Building Life Plans (BLP). These policies are underwritten by Allianz Global but written by BLP. * Checkmate/Castle 10 (nb. where out buildings such as a detached garage are also being constructed an endorsement to include these in cover is required). * Build-Zone * Build Assure (New Home Structural Defects Insurance) * Global Home Warranties (Structural Defects Insurance) * The Q Policy for Residential Properties * The Q Policy for Bespoke Properties (detached only) * Protek * Advantage ( Insurer:Elite Insurance Company) There must be no more than 10 units in any complete structure * International Construction Warranties (ICW) * Ark Residential New Build Latent Defects Insurance. Where a detached garage/outbuilding has been constructed at the same time as the main building, the policy must include an endorsement confirming cover for the detached garage/outbuilding * Aedis (nb. There must be no more than 20 units in the structure) * One Guarantee * HomeProof (nb. There must be no more than 20 units in the structure) |
| Accord Mortgages Ltd |
We accept the following new home warranty schemes: * NHBC * Premier Guarantee * LABC * Building Life Plans (BLP). These policies are underwritten by Allianz Global but written by BLP. * Checkmate/Castle 10 (nb. where out buildings such as a detached garage are also being constructed an endorsement to include these in cover is required). * Build-Zone * Build Assure (New Home Structural Defects Insurance) * Global Home Warranties (Structural Defects Insurance) * The Q Policy for Residential Properties * The Q Policy for Bespoke Properties (detached only) * Protek * Advantage - There must be no more than 10 units in any continuous structure * International Construction Warranties (ICW) * Ark Residential New Build Latent Defects Insurance. Where a detached garage/outbuilding has been constructed at the same time as the main building, the policy must include an endorsement confirming cover for the detached garage/outbuilding * Aedis (nb. There must be no more than 20 units in the structure) * One Guarantee * HomeProof (nb. There must be no more than 20 units in the structure) |
| Adam & Company |
The following 10 year Structural Warranties are acceptable for New Builds/Self Builds/ Renovations (NOTE: Structural Warranties issued retrospectively are not acceptable to the Bank): •Aedis Group Homeproof Structural Warranties. •Advantage Warranties. •Ark Residential New Build Latent Defects Insurance. •Build Assure (New Home Structural Defects Insurance). •Buildcare. •Building Lifeplans Limited (BLP, Allianz Guarantee). •Build Zone. •Castle 10 (Checkmate). •Global Home Warranties LABC (New Home Warranty – not self-build). •International Construction Warranties (ICW). •NHBC. •Premier Guarantee. •Protek New Home Warranty. •The Q Policy. •Trenwick International. •Ward Cole (12 year structural warranty). •Zurich Municipal (no longer available from August 2009). Please note the level of cover available under the warranty will need to be sufficient to meet the full, reasonable costs of repairing any defects covered under the warranty. |
| Adam & Company International |
The following 10 year Structural Warranties are acceptable for New Builds/Self Builds/ Renovations (NOTE: Structural Warranties issued retrospectively are not acceptable to the Bank): •Aedis Group Homeproof Structural Warranties. •Advantage Warranties. •Ark Residential New Build Latent Defects Insurance. •Build Assure (New Home Structural Defects Insurance). •Buildcare. •Building Lifeplans Limited (BLP, Allianz Guarantee). •Build Zone. •Castle 10 (Checkmate). •Global Home Warranties LABC (New Home Warranty – not self-build). •International Construction Warranties (ICW). •NHBC. •Premier Guarantee. •Protek New Home Warranty. •The Q Policy. •Trenwick International. •Ward Cole (12 year structural warranty). •Zurich Municipal (no longer available from August 2009). Please note the level of cover available under the warranty will need to be sufficient to meet the full, reasonable costs of repairing any defects covered under the warranty. |
| Aldermore Bank PLC |
ABC+ Advantage HCI Aedis Warranties Limited Ark Residential Insurance Build Assure Build Life Plans Build Zone Castle 10/Checkmate CRL (for non-new build properties only providing they were underwritten by ARK, IGI UK LTD or CGICE) Global Home Warranties International Construction Warranties (ICW) LABC NHBC One Guarantee Premier Guarantee Protek Q Assure CADIS Build warranty group Retrospective warranties are not acceptable. Any other new home warranty schemes will be considered on their merits and should be sent to the address at 1.11. |
| Allied Irish Bank (GB), a trading name of AIB Group (UK) |
• NHBC • Zurich Municipal • Premier Guarante • LABC • ICW (International Construction Warranties) • CRL Limited |
| Atom Bank plc |
The following home warranty schemes (or alternative) are acceptable:- - Compariqo - NHBC; - Zurich Municipal (no longer offered for new property sales); - Premier Guarantee; - Building Life Plans; - Building Zone; - LABC New Home Warranty; - Checkmate Warranty; - Construction Register; - HAPM; - Advantage; - Aedis - ICW; - Q Assure; - One Guarantee; - Global Homes; - ARK Residential - ABC+ Warranty - CADIS - Professional Consultant's Certificate from a suitable architect/surveyor that are corporate members of the Royal Institute of British Architects or Royal Institution of Chartered Surveyors with appropriate current professional indemnity insurance. |
| Aviva Equity Release UK Ltd |
The following structural warranties are acceptable for new builds/self builds/conversions/renovations. The warranty must have been issued as a result of periodic checks of the property during the construction or conversion process – a retrospectively applied for and issued building warranty insurance is not acceptable. NHBC Zurich Premier Building Life Plan Build Zone LABC Checkmate/Castle 10 ABC+ Advantage Ark Build Assure Global Home Warranties Home Proof ICW (International Construction Warranties) One Guarantee Protek The Q Policy |
| Bank of China | The following 10 year structural warranties are acceptable for new builds: NHBC, Castle 10(Checkmate), Premier, HomeProof(Aedis). |
| Bank of Ireland (UK) plc |
- NHBC - Zurich Municipal - Build-Zone - Global Home Warranties Limited - Premier Guarantee: provided the insurance cover offered is greater than, or equal to, the market value or insurance figure, whichever is the greater. - Building Life Plans: provided the cover includes the contaminated land and health and safety for occupiers options. - LABC - Construction Register (CRL) - Castle 10 from Checkmate: provided any outbuildings also being constructed are included in the cover by endorsement. - The Q Policy for Residential Properties, Bespoke Properties & Completed Properties. - International Construction Warranties (ICW). - Protek. - Advantage HCI. - Aedis Warranties Limited. |
| Bank of Ireland as Bank of Ireland Mortgages |
- NHBC - Zurich Municipal - Build-Zone - Global Home Warranties Limited - Premier Guarantee: provided the insurance cover offered is greater than, or equal to, the market value or insurance figure, whichever is the greater. - Building Life Plans: provided the cover includes the contaminated land and health and safety for occupiers options. - LABC - Construction Register (CRL). - Castle 10 from Checkmate: provided any outbuildings also being constructed are included in the cover by endorsement. - The Q Policy for Residential Properties, Bespoke Properties & Completed Properties. - International Construction Warranties (ICW). - Protek. - Advantage HCI. - Aedis Warranties Limited. |
| Bank of Scotland Beginning A |
ABC+ Advantage HCI Aedis Warranties/HomeProof Ark Insurance Build Warranty Group Building Life Plans (BLP) Buildzone Cadis Checkmate CIR Compariqo FMB Insurance/Build Assure Global Home Warranties International Construction Warranties (ICW) NHBC One Guarantee Premier Guarantee (including LABC Hallmark & LABC New Home Warranties) Protek Q Assure Thomas Miller We only require cover under a building standards indemnity scheme for a new property being occupied for the first time. |
| Bank of Scotland Beginning O |
ABC+ Advantage HCI Aedis Warranties/HomeProof Ark Insurance Build Warranty Group Building Life Plans (BLP) Buildzone Cadis Checkmate CIR Compariqo FMB Insurance/Build Assure Global Home Warranties International Construction Warranties (ICW) NHBC One Guarantee Premier Guarantee (including LABC Hallmark & LABC New Home Warranties) Protek Q Assure Thomas Miller We only require cover under a building standards indemnity scheme for a new property being occupied for the first time. |
| Barclays Bank UK PLC |
NOTE: For our purposes the definition of a new home (or new-build) is a property that was first registered two or fewer years ago OR a property that is subject to first sale by the developer, irrespective of how much time has passed since the property was first registered or any rental usage in the interim (e.g. this may be because the property is a new construction, a conversion or a renovation from an earlier use). • ABC+, • Advantage/ AHCI, (only warranties underwritten by CGICE) • ARK 10 Year Structural Defects Insurance, • Build Assure (New Homes Structural Defects Insurance), • Build-Zone Structural Warranty (including Build-Care), • CADIS • Checkmate Castle 10 New Home Warranty, • Global Home Warranties 10 Year Structural Defects Insurance, • Protek, • HomeProof (previously AEDIS Warranties Ltd), ( Only warranties underwritten by Millenium, SCOR or Titanium Insurance Company) • ICW (International Construction Warranties), • LABC New Home Warranty, • NHBC, • One Guarantee, • Premier Guarantee, and • Q Policy. CRL (no longer trading): Policies backed by Casualty & General, or ARK are still acceptable BLP: Policies underwritten by AGCS for business accepted by BLP up to 27th November 2020 are acceptable If the property does not have the benefit of a new home warranty scheme the building work must be monitored or (if completed) have been monitored by a professional consultant with adequate professional indemnity insurance and the professional consultant has provided the Professional Consultant’s Certificate (PCC) in the format set by UKF, however, please note: • Where a PCC is being provided this must not have been issued retrospectively or issued by a warranty provider that is not on the approved list in section 6.7.1, and • We will only accept a PCC for developments of no more than 5 houses and we will not accept a PCC for flats. A PCC must not be changed from the UKF standard template. |
| Birmingham Midshires |
ABC+ Advantage HCI Aedis Warranties/HomeProof Ark Insurance Build Warranty Group Building Life Plans (BLP) Buildzone Cadis Checkmate CIR Compariqo FMB Insurance/Build Assure Global Home Warranties International Construction Warranties (ICW) NHBC One Guarantee Premier Guarantee (including LABC Hallmark & LABC New Home Warranties) Protek Q Assure Thomas Miller We only require cover under a building standards indemnity scheme for a new property being occupied for the first time. |
| Bluestone Mortgages | NHBC, Zurich Municipal, BLP, LABC New Home Warranty, Castle 10 provided by Checkmate, Build Assure, ICW (International Constructions Warranties), Aedis Warranties. Build Zone Premier Guarantee, One Guarantee, Global Home Warranties, Ark Residential New Build & Latent Defects Insurance Policy |
| Bradford & Bingley Limited |
- NHBC - Zurich Municipal - HAPM - Premier Guarantee - other new home warranty schemes - Please refer these to the address shown in 1.11a |
| Britannia, a trading name of The Co-operative Bank plc |
- NHBC - Zurich Municipal - Premier Guarantee - Building Life Plans - LABC Hallmark - Castle 10 (Checkmate) - FMB Latent Defects - Build-Zone - Q Assure Build (Q Policy for Residential Properties) - International Construction Warranties (ICW) - HomeProof New Build 10 (formerly AEDIS HomeProof New Build 10) - Advantage Home Construction Insurance (AHCI Limited) - Ark Residential New Build Latent Defects Insurance |
| Chelsea Building Society (a trading name of Yorkshire BS) |
We accept the following new home warranty schemes: * NHBC * Premier Guarantee * LABC * Building Life Plans (BLP). These policies are underwritten by Allianz Global but written by BLP. * Checkmate/Castle 10 (nb. where out buildings such as a detached garage are also being constructed an endorsement to include these in cover is required). * Build-Zone * Build Assure (New Home Structural Defects Insurance) * Global Home Warranties (Structural Defects Insurance) * The Q Policy for Residential Properties * The Q Policy for Bespoke Properties (detached only) * Protek * Advantage - There must be no more than 10 units in any continuous structure * International Construction Warranties (ICW) * Ark Residential New Build Latent Defects Insurance. Where a detached garage/outbuilding has been constructed at the same time as the main building, the policy must include an endorsement confirming cover for the detached garage/outbuilding * Aedis (nb. There must be no more than 20 units in the structure) * One Guarantee * HomeProof (nb. There must be no more than 20 units in the structure) |
| Clydesdale Bank plc |
• HomeProof (Aedis Group) • Advantage HCI • Build assure - FMB • Building Life Plans (BLP) • Thomas Miller Specialty Construction (TMSC) • Build Zone (including Self-Build Zone) • Castle 10/Checkmate (Lockton) • Global Home Warranties • ICW • Local Authority Building Control New Home Warranty (MD Insurance Ltd) • NHBC • Premier Guarantee • Protek • Q-assured |
| Co-operative Bank plc |
- NHBC Certificate - Zurich Municipal policy - Premier Guarantee - Building Life Plans (BLP) - LABC New Home Warranty - Hallmark New Home Warranty - Build Zone Structural Warranty - FMB Latent Defects policy - Checkmate Castle 10 - International Construction Warranties (ICW) - Q Assure (The Q Policy) - HomeProof New Build 10 - changed (formerly AEDIS HomeProof New Build 10) - Advantage Home Construction Insurance (AHCI Ltd) - Ark Residential New Build Latent Defects Insurance |
| Coutts |
The following 10 year Structural Warranties are acceptable for New Builds/Self Builds/ Renovations (NOTE: Structural Warranties issued retrospectively are not acceptable to the Bank): •ABC+ •Aedis Group Homeproof Structural Warranties. •Advantage Warranties. •Ark Residential New Build Latent Defects Insurance. •Build Assure (New Home Structural Defects Insurance). •Buildcare. •Building Lifeplans Limited (BLP, Allianz Guarantee). •Build Zone. •Castle 10 (Checkmate). •Global Home Warranties LABC (New Home Warranty – not self-build). •International Construction Warranties (ICW). •NHBC. •One Guarantee. •Premier Guarantee. •Protek New Home Warranty. •The Q Policy. •Trenwick International. •Ward Cole (12 year structural warranty). •Zurich Municipal (no longer available from August 2009) •CADIS. Please note the level of cover available under the warranty will need to be sufficient to meet the full, reasonable costs of repairing any defects covered under the warranty. |
| Coventry Building Society |
NHBC Build Zone including Self Build Zone (excluding self-builds under construction) Premier Guarantee Building Life Plans (excluding self-builds under construction)? LABC Castle 10/Checkmate (where outbuildings are included in the construction e.g. a detached garage, an endorsement to include these in the cover is required) The Q Policy for Residential Properties Build Assure (New Homes Structural Defects Insurance) Aedis Group Advantage HCI ICW Protek New Homes Warranty ARK Residential New Build Latent Defects Insurance ABC+ Global Home Warranties Limited (10 year Structural Defects Insurance Policy) One Guarantee The warranty must have been issued as a result of periodic checks of the property during the construction or conversion process – a retrospectively applied for and issued building warranty insurance is not acceptable. Refer all other warranty schemes to New Lending Department, Oakfield House, PO Box 600, Binley, Coventry, CV3 9YR |
| Darlington Building Society |
NHBC CRL Inspection LABC New Home Warranty Premier Guarantee. Build Zone Castle 10 New Home Warranty One Guarantee Advantage Home Construction Insurance |
| DB UK Bank Ltd |
NHBC Premier Guarantee, subject to the certificate not containing any 'reservations' |
| Ecology Building Society |
As a minimum, a certificate issued by an architect registered with the Architects Registration Board and holding adequate and current professional indemnity cover will be required for a new property. There are no restrictions on an architect certifying his/her own property. Where appropriate, other forms of new homes warranty such as NHBC, Premier Guarantee or LABC may also be acceptable, but any others should be referred to the Society. A Local Authority Building Regulations Practical Completion Certificate or verification from a Chartered Building Surveyor may be acceptable in certain circumstances, but these should first be referred to the Society (as in 1.11a) |
| First Direct |
• ABC+ • Advantage HCI • Aedis Warranties Ltd • Ark Insurance Group Ltd • Build Assure New Homes/Build Assure 10 • Building Life Plans (BLP) • Build-Zone New Home Warranty • Checkmate Castle 10 Home Warranty • Global Home Warranties Ltd • International Construction Warranties Ltd (ICW) • Local Authority Building Control (LABC) New Home Warranty • NHBC • One Guarantee • Premier Guarantee • Protek • The Q Policy • Zurich Municipal |
| Foundation Home Loans |
ABC+ Warranty Advantage (ADHCI) Aedis Warranties Limited Architects Certificate (RIBA), with appropriate current professional Indemnity insurance. Ark Insurance Build Assure Building Life Plans - you must request and receive confirmation from BLP that the sum insured is adequate when compared to the rebuilding costs. The certificate must not contain any reservations. Build Zone Castle 10 Casualty General Insurance Company Europe (CGICE) Chartered Building Surveyors or Architects Certificate (RICS/RIBA( , with appropriate current professional indemnity insurance. Checkmate Global Home Warranties International Construction Warranties (“ICW”) LABC NHBC One Guarantee Premier Guarantee, but the certificate must not contain any reservations Protek - New Home, Custom Build, Self-Build and Completed Housing Q Build Assure Schemes underwritten by Elite Insurance but administered by other providers. Zurich Municipal All other warranty schemes must be referred to us, see.1.11.a. The level of cover under the warranty must be sufficient to meet the full costs of repairing any defects covered under the warranty. |
| Furness Building Society |
- NHBC - Buildzone - LABC -Premier Guarantee Others are subject to referral to Centralised Mortgage Processing. |
| GE Money Home Lending Ltd | GE Money Home Lending has withdrawn from the UK mortgage market. |
| Godiva Mortgages Ltd |
NHBC Build Zone including Self Build Zone (excluding self-builds under construction) Premier Guarantee Building Life Plans (excluding self-builds under construction) LABC Castle 10/Checkmate (where outbuildings are included in the construction e.g. a detached garage, an endorsement to include these in the cover is required) The Q Policy for Residential Properties Build Assure (New Homes Structural Defects Insurance) Aedis Group Advantage HCI ICW Protek New Homes Warranty ARK Residential New Build Latent Defects Insurance ABC+ Global Home Warranties Limited (10 year Structural Defects Insurance Policy) One Guarantee The warranty must have been issued as a result of periodic checks of the property during the construction or conversion process – a retrospectively applied for and issued building warranty insurance is not acceptable. Refer all other warranty schemes to New Lending Department, Oakfield House, PO Box 600, Binley, Coventry, CV3 9YR |
| Halifax |
ABC+ Advantage HCI Aedis Warranties/HomeProof Ark Insurance Build Warranty Group Building Life Plans (BLP) Buildzone Cadis Checkmate CIR Compariqo FMB Insurance/Build Assure Global Home Warranties International Construction Warranties (ICW) NHBC One Guarantee Premier Guarantee (including LABC Hallmark & LABC New Home Warranties) Protek Q Assure Thomas Miller We only require cover under a building standards indemnity scheme for a new property being occupied for the first time. |
| Halifax Loans Ltd |
ABC+ Advantage HCI Aedis Warranties/HomeProof Ark Insurance Build Warranty Group Building Life Plans (BLP) Buildzone Cadis Checkmate CIR Compariqo FMB Insurance/Build Assure Global Home Warranties International Construction Warranties (ICW) NHBC One Guarantee Premier Guarantee (including LABC Hallmark & LABC New Home Warranties) Protek Q Assure Thomas Miller We only require cover under a building standards indemnity scheme for a new property being occupied for the first time. |
| Hampden & Co. plc |
The following 10 year Structural Warranties are acceptable for New Build / Self Builds/Renovations (including properties that were built or renovated within the last 10 years): NHBC, Advantage Home Construction Insurance, Aedis Warranties - Homeproof New Build 10 Residential Warranty, Aedis Warranties - Homeproof New Build 10 Residential Warranty for Self-Build, Ark Residential New Build Latent Defects Insurance, Build Assure (New Home Structural Defects insurance), Building Lifeplans Limited (BLP, Allianz Guarantee), Build Zone Ltd and BuildCare Combined Structural Warranty, Castle 10 (Checkmate), CRL New Build 10 year structural defects insurance policy for residential policy (up to £5m cover only), International Construction Warranties Limited, Ward Cole (12 year structural warranty), LABC (New Home Warranty - not self build), One Guarantee, Trenwick International, Premier Guarantee for houses, but please refer to us (as detailed above in section 1.11) if offered on a flat. Please note the level of cover available under the warranty will need to be sufficient to meet full, reasonable costs of repairing any defects covered under the warranty. |
| Handelsbanken |
The following 10 year Structural Warranties are acceptable for New Builds/Self Builds/Renovations (including properties that were built or renovated within the last 10 years): NHBC (including NHBC Solo for self build); Zurich Municipal (including Zurich Self Build scheme for self build); Premier Guarantee (including LABC Hallmark & LABC New Home Warranties), but the certificate must not contain any 'reservations', i.e. items not covered by the individual policy; Building Life Plans. You must ask and receive confirmation from BLP that the sum insured is adequate when compared to the rebuilding costs, the certificate must not contain any 'reservations', i.e. items not covered by the individual policy; Buildzone Structural Warranty; Where the Property comprises a flat within a building, these warranties must also be available for all common parts (including the structure) of the building prior to completion of the loan. Any other new home warranty scheme will be considered on their merits and should be sent to whoever issued the offer/instructions, confirming sufficient cover is provided by the scheme offered equivalent or on a par with those listed above. |
| Hodge |
The following schemes are acceptable BUT YOU WILL BE REQUIRED TO CHECK THAT THE LEVEL OF COVER AVAILABLE UNDER THE WARRANTY WILL BE SUFFICIENT TO MEET THE REBUILDING COST OF THE PROPERTY. A calculation will be necessary when the proposed security forms part of a continuous structure: • NHBC • LABC New Home Warranty • Homeproof (Formerly AEDIS): There must be no more than 20 units in the structure • Advantage HCI New Build Scheme - 10 year structural defects insurance policy for residential property – no more than 10 units within one structure • BLP(Formerly known as Building Life Plan). • Build Zone • CADIS New Build Warranty Scheme • Checkmate’s Castle 10 • Global Warranties Ltd - 10 year Structural Defects Insurance Policy • International Construction Warranty (ICW) • One Guarantee • Premier Guarantee • Protek New Home Warranty Policy • The Q Policy - Structural Defects Insurance Residential Policy • Thomas Miller |
| Hodge Equity Release |
The following schemes are acceptable BUT YOU WILL BE REQUIRED TO CHECK THAT THE LEVEL OF COVER AVAILABLE UNDER THE WARRANTY WILL BE SUFFICIENT TO MEET THE REBUILDING COST OF THE PROPERTY. A calculation will be necessary when the proposed security forms part of a continuous structure: • NHBC • LABC New Home Warranty • Homeproof (Formerly AEDIS): There must be no more than 20 units in the structure • Advantage HCI New Build Scheme - 10 year structural defects insurance policy for residential property – no more than 10 units within one structure • BLP(Formerly known as Building Life Plan). • Build Zone • CADIS New Build Warranty Scheme • Checkmate’s Castle 10 • Global Warranties Ltd - 10 year Structural Defects Insurance Policy • International Construction Warranty (ICW) • One Guarantee • Premier Guarantee • Protek New Home Warranty Policy • The Q Policy - Structural Defects Insurance Residential Policy • Thomas Miller |
| HSBC UK Bank plc |
• ABC+ Warranty • Advantage HCI • Ark Insurance Group Ltd • Build Assure New Homes/Build Assure 10 • Building Life Plans (BLP) • Build-Zone New Home Warranty • Checkmate Castle 10 Home Warranty • Global Home Warranties Ltd • Homeproof – formerly known as Aedis Warranties Ltd • International Construction Warranties Ltd (ICW) • Local Authority Building Control (LABC) New Home Warranty • NHBC • One Guarantee • Premier Guarantee • Protek • The Q Policy |
| HSMS |
- NHBC after completion, with the title deeds. |
| Intelligent Finance |
ABC+ Advantage HCI Aedis Warranties/HomeProof Ark Insurance Build Warranty Group Building Life Plans (BLP) Buildzone Cadis Checkmate CIR Compariqo FMB Insurance/Build Assure Global Home Warranties International Construction Warranties (ICW) NHBC One Guarantee Premier Guarantee (including LABC Hallmark & LABC New Home Warranties) Protek Q Assure Thomas Miler We only require cover under a building standards indemnity scheme for a new property being occupied for the first time. |
| ITL Mortgages |
NHBC Build Zone including Self Build Zone (excluding self-builds and build under construction) Premier Guarantee Building Life Plans (excluding self-builds under construction) LABC Castle 10/Checkmate (where outbuildings are included in the construction e.g. a detached garage, an endorsement to include these in the cover is required) The Q Policy for Residential Properties Build Assure (New Homes Structural Defects Insurance) Aedis Group Advantage HCI ICW Protek New Homes Warranty ARK Residential New Build Latent Defects Insurance ABC+ Global Home Warranties Limited (10 year Structural Defects Insurance Policy) One Guarantee The warranty must have been issued as a result of periodic checks of the property during the construction or conversion process – a retrospectively applied for and issued building warranty insurance is not acceptable. Refer all other warranty schemes to New Lending Department, Oakfield House, PO Box 600, Binley, Coventry, CV3 9YR |
| Kensington Mortgage Company Ltd |
-NHBC certificate -Architects Certificate (Professional Consultant's Certificate) -Zurich Municipal -Premier Guarantee -BLP Limited Guarantees -Checkmate Castle 10 -LABC New Home Warranty -Build Zone -Advantage HCI -HomeProof -Build Zone, Global Home Warranties -International Construction Warranties (ICW) -Protek -Q Assure -Ark -One Guarantee -ABC+. Other new home warranty schemes may be considered on their merits, and details should be sent to the address at 1.11a |
| Landbay Partners Limited |
Please note that a minimum property reinstatement value is required. The acceptable schemes are listed below: ARK ACHI Limited / Advantage HCI Limited AEDIS / Home Proof Structural Warranties BLP New Build Warranty Scheme Build-Zone Checkmate UK Global Homes ICW (International Construction Warranties) LABC NHBC Premier Guarantee, the certificate must contain no reservations Protek Q Policy (new build) Zurich Municipal] Where the property is a flat within a building, the warranties must also be available for all common parts (including the structure) of the building prior to completion of the mortgage. |
| Landmark Mortgages Limited |
- NHBC - Zurich Municipal - Premier Guarantee - Building Life Plans - Build-Zone Limited. |
| Leeds Building Society |
• ABC+ • Advantage HCI • AEDIS • Ark • Build Assure • Building Life Plan (BLP) • Build Zone • Castle 10 (Sometimes called Checkmate) • Global Home Warranties 10 Year Structural Defects Insurance Policy • ICW (International Construction Warranties) • LABC • NHBC • One Guarantee • Premier • Protek • Q Policy • Zurich Municipal Scheme (for cover issued up to 30 September 2009) • A Professional Consultants Certificate (PCC) may be accepted provided it is signed by a corporate member of the CIAT, RIBA, RICS, MICE or MIStructE and accompanied by evidence of Professional Indemnity cover. |
| Legal & General Home Finance Ltd |
1.National House-Building Council (NHBC)Buildmark scheme. 2.Zurich Municipal Newbuild scheme (for policies issued up to 30/9/2009) 3.Premier Guarantee (including LABC Hallmark and LABC New Home Warranties) 4.Building LifePlans Ltd 5.Castle 10 6.International Construction Warranties (ICW) 7.CRL Management Ltd. (CRL) Unless underwritten by Alpha Insurance. 8. Aedis Warranties Ltd. 9. Q Assure Build Ltd. 10. Advantage HCI 11. Buildzone 12. Protek All other new home warranty schemes will be considered and details should be sent to instructing solicitors / Underwriting Department. |
| LendInvest |
ABC+ Warranty Advantage (ADHCI) Aedis Warranties Limited Architects Certificate (RIBA), with appropriate current professional Indemnity insurance. Ark Insurance Build Assure Building Life Plans - you must request and receive confirmation from BLP that the sum insured is adequate when compared to the rebuilding costs. The certificate must not contain any reservations. Build Zone Castle 10 Casualty General Insurance Company Europe (CGICE) Chartered Building Surveyors Certificate, with appropriate current professional indemnity insurance. Checkmate Global Home Warranties International Construction Warranties (“ICW”) LABC NHBC One Guarantee Premier Guarantee, but the certificate must not contain any reservations Protek - New Home, Custom Build, Self-Build and Completed Housing Q Build Assure Schemes underwritten by Elite Insurance but administered by other providers. Zurich Municipal The level of cover under the warranty must be sufficient to meet the full costs of repairing any defects covered under the warranty. |
| LiveMore Capital |
• ABC+ • Advantage HCI • Aedis Homeproof Structural Warranties • Building Life Plans • Build Zone • Castle 10 • CMLC Ltd • CRL Management Limited approved companies, to include but not be limited to Alpha Insurance • International Construction Warranties (ICW) • LABC Warranty (who partner with Local Authority Building Control) but provide warranties for non-local authority builds too • National House-Building Council (NHBC) • One Guarantee • Premier Guarantee for Private Housing and Premier Guarantee for Completed Housing • Protek • Q Assure Build Ltd • Zurich 10 (new build or conversion) |
| Lloyds Bank plc pre fixed 40 |
ABC+ Advantage HCI Aedis Warranties/HomeProof Ark Insurance Build Warranty Group Building Life Plans (BLP) Buildzone Cadis Checkmate CIR Compariqo FMB Insurance/Build Assure Global Home Warranties International Construction Warranties (ICW) NHBC One Guarantee Premier Guarantee (including LABC Hallmark & LABC New Home Warranties) Protek Q Assure Thomas Miller We only require cover under a building standards indemnity scheme for a new property being occupied for the first time. |
| Lloyds Bank plc pre fixed 50 |
ABC+ Advantage HCI Aedis Warranties/HomeProof Ark Insurance Build Warranty Group Building Life Plans (BLP) Buildzone Cadis Checkmate CIR Compariqo FMB Insurance/Build Assure Global Home Warranties International Construction Warranties (ICW) NHBC One Guarantee Premier Guarantee (including LABC Hallmark & LABC New Home Warranties) Protek Q Assure Thomas Miller We only require cover under a building standards indemnity scheme for a new property being occupied for the first time. |
| Lloyds TSB Scotland plc |
ABC+ Advantage HCI Aedis Warranties/HomeProof Ark Insurance Build Warranty Group Building Life Plans (BLP) Buildzone Cadis Checkmate CIR Compariqo FMB Insurance/Build Assure Global Home Warranties International Construction Warranties (ICW) NHBC One Guarantee Premier Guarantee (including LABC Hallmark & LABC New Home Warranties) Protek Q Assure Thomas Miller We only require cover under a building standards indemnity scheme for a new property being occupied for the first time. |
| M&S Bank |
• Advantage HCI • Aedis Warranties Ltd • Build Assure New Homes / Build Assure 10 • Building Life Plans (BLP) • Build-Zone New Home Warranty • Checkmate Castle 10 Home Warranty • Global Home Warranties Ltd • International Construction Warranties Ltd (ICW) • Local Authority Building Control (LABC) New Home Warranty • NHBC • Premier Guarantee • Protek • The Q Policy • Zurich Municipal |
| Magellan Homeloans |
NHBC Premier Guarantee Buildzone BLP LABC Zurich Checkmate CRL Certificate |
| Masthaven Bank | NHBC, Zurich, BLP, LABC New Home Warranty, Checkmate, Build Assure, Build Zone, Premier Guarantee, CML Professional Consultant's Certificate, AEDIS, ICW and Protek. |
| Metro Bank Plc |
NHBC. Zurich. LABC. New Home Warranty. Build Zone. Premier Guarantee. Building Life Plan. Checkmate Castle, Advantage Warranties, Global Home Warranties, The Q Policy, Build Assure, International Construction Warranties, Protek, Aedis Warranties |
| Mortgage Agency Services |
NHBC; Zurich Municipal; Premier Guarantee; Building Life Plans; LABC Hallmark; Castle 10 (Checkmate); FMB Latent Defects; Build-Zone; Q Assure Build (Q Policy for Residential Properties); International Construction Warranties (ICW); HomeProof New Build 10 (formerly AEDIS HomeProof New Build 10); Advantage Home Construction Insurance (AHCI Limited); Ark Residential New Build Latent Defects Insurance. |
| Mortgage Express |
- NHBC - Zurich Municipal - HAPM - Premier Guarantee - Other new home warranty schemes - please refer these to the address shown in 1.11a |
| Mortgage Express No 2 |
- NHBC - Zurich Municipal - HAPM - Premier Guarantee - other new home warranty schemes - please refer these to the address shown in 1.11a |
| National Westminster Bank plc | NHBC, Zurich Municipal, Premier Guarantee - for houses, but please refer to us if offered on a flat, Building Life Plans, Build Zone Ltd, BuildCare Combined Structural Warranty, Trenwick International, Ward Cole (12 year structural warranty), Castle 10 New Home Warranty, Build Assure (New Homes Structural Defects Insurance) and LABC (New Home Warranty - not self build). Global Home Warranties, The Q Policy, BOPAS (Buildoffsite Property Assurance Scheme), Protek New Home Warranty, Aedis Group Homeproof Structural Warranties, Advantage Warranty, International Construction Warranties, Ark Residential New Build Latent Defects Insurance, ABC +, One Guarantee, CADIS. |
| Nationwide Building Society |
- NHBC - Premier Guarantee - One Guarantee - ABC+ - BLP formerly known as Building Life Plans (excluding self-builds under construction). These policies are underwritten by Allianz Global but written by BLP. - Build-Zone - CADIS - Checkmate's Castle 10 (where out buildings such as a detached garage are also being constructed an endorsement to include these in cover is required). - Build Assure (New Home Structural Defects Insurance) - Global Home Warranties (Structural Defects Insurance) - The Q Policy for Residential Properties - The Q Policy for Bespoke Properties (detached only) - Protek - Advantage - International Construction Warranties (ICW) (If the property has a flat roof greater than 10sqm an endorsement will be required to include it in the cover) - Ark Residential New Build Latent Defects Insurance. Where a detached garage/outbuilding has been constructed at the same time as the main building the policy must include an endorsement confirming cover for the detached garage/outbuilding. - Homeproof (formerly Aedis) - TMSC - CRL new build 10 year structural defects insurance policy for residential property: Nationwide will only accept a CRL new build 10 year structural defects insurance policy in the following circumstances: a) The final certificate is dated 04/09/2019 or earlier, and the Underwriter is International General Insurance Company (UK) Ltd (IGI) or CGICE b) The final certificate is dated 05/09/2019 or later, and the underwriter is International General Insurance Company (UK) Ltd (IGI) and the final certificate has been signed by Ark Insurance Group Ltd. Please note Arks final certificates are titled: ‘10 year Structural Defect Insurance Policy’. For clarity all final certificates signed off by Ark are proof that the warranty is acceptable. Refer all other warranty schemes to Issuing Office. Please note the property can proceed without the benefit of a new home warranty scheme providing it is over two years old. Also see our 6.7.4 Part 2 regarding professional consultant’s certificates. |
| Nedbank Private Wealth Ltd |
NHBC Building Life Plan Build Assure (New Homes Insurance) Premier Guarantee LABC New Home Warranty Build Zone Structural Warranty Zurich Municipal Checkmate Castle 10 New Home Warranty Global Home Warranties 10 Year Structural Defects Insurance Policy CRL New Build 10 Year Structural Defects Insurance ICW New Build Structural Defects Insurance Policy |
| New Street Mortgages |
-NHBC certificate -Architects Certificate (Professional Consultant's Certificate) -Zurich Municipal -Premier Guarantee -BLP Limited Guarantees -Checkmate Castle 10 -LABC New Home Warranty -Build Zone -CRL Other new home warranty schemes may be considered on their merits, and details should be sent to the address at 1.11a |
| NRAM Ltd |
NHBC Zurich Municipal Premier Guarantee Building Life Plans Build-Zone Limited |
| Paragon Buy to Let Mortgages |
ABC+ Advantage Home Construction Insurance AEDIS/HomeProof Warranties Ltd ARK Residential New Build Latent Defects Insurance Build Assure (New Homes Structural Defects Insurance) Build-Zone Structural Warranty Building Life Plan (BLP) CRL (no longer trading): Only policies backed by CGICE or ARK are still acceptable. Checkmate Castle 10 New Home Warrant Global Home Warranties 10 Year Structural Defects Insurance ICW (International Construction Warranties) LABC New Home Warranty NHBC One Guarantee Premier Guarantee Protek The Q Policy Zurich Municipal. Where the Property comprises a flat within a building, these warranties must also be available for all common parts (including the structure) of the building prior to completion of the loan. |
| Platform (a trading name of The Co-operative Bank p.l.c.) |
- NHBC - Zurich Municipal - Premier Guarantee - Building Life Plans - LABC Hallmark - Castle 10 (Checkmate) - FMB Latent Defects - Build-Zone - Q Assure Build (Q Policy for Residential Properties) - International Construction Warranties (ICW) - HomeProof New Build 10 (formerly AEDIS HomeProof New Build 10) - Advantage Home Construction Insurance (AHCI Limited) - Ark Residential New Build Latent Defects Insurance |
| Precise Mortgages (Charter Court Financial Services Ltd) |
• Advantage • HomeProof • Ark Residential New Build Warranty • BOPAS (Build Offsite Property Assurance Scheme) • Build Assure (New Homes Structural Defects Insurance) • Buildzone Structural Warranty • Building Life Plan • Checkmate (Castle 10) New Home Warranty • Global Home Warranties • International Construction Warranties (ICW) • LABC New Home Warranty • N.H.B.C. guarantee • One Guarantee • Premier Guarantee Scheme • Protek • Q Policy • Professional Consultants Certificate (previously an Architects Certificate). Detailed requirements are provided in section 6.7.4 of the Lender's Handbook. The issuing architect should have minimum professional indemnity insurance equivalent to the greater of £500,000 or the property value • Zurich Municipal New Builds / conversions / converted properties may be considered. For New Build (previously unoccupied) properties, the conveyancer will be required to obtain a completed Disclosure of Incentives Form (DIF). Where applicable, the underwriter must consider these details to ensure that there is no effect on the Offer provided. |
| Rooftop Mortgages Ltd |
- NHBC - Zurich Municipal - Other home warranties - not without express consent |
| Sainsbury's Bank |
An acceptable New Build/Self Build warranty must be in place for any property which has been built or converted in the last 10 years, or is to be occupied for the first time. Acceptable warranty schemes include; • NHBC Buildmark • NHBC Solo (discontinued for New Builds from 2016) • Zurich Municipal • Castle 10 New Home Warranty – provided by Checkmate • LABC New Home Warranty • Premier Guarantee for New HomesBuilding Life Plan Ltd • Buildzone • International Construction Warranties (ICW) - Residential New Build • The Q Policy for residential |
| Santander UK plc |
1 NHBC Buildmark 2 Premier Guarantee (New Homes; Self Build; Completed Housing) 3 BLP (Building Life Plans) residential housing warranty insurance (BLP Secure; BLP Secure Plus; TMSC) 4 BOPAS (Build Offsite Property Assurance Scheme) 5 LABC Warranty (New Homes; Self Build; Completed Housing) 6 Build Zone 10 year warranty (New Home; Self Build; Completed Housing; Basic) 7 Checkmate New Home Warranty (Castle 10; Knight 10) 8 Build Assure New Homes 10 year Structural Defects Insurance 9 Global Home Warranties 10 year Structural Defect Insurance 10 Q Assure Build (Q Policy for Residential Properties) 11. Aedis Structural Warranties (New Build 10; Self Build 10) 12. International Construction Warranties (ICW Residential New Build UK) 13. Protek (New Home; Custom Build; Self Build; Completed Housing) 14. Ark Residential New Build Latent Defects Scheme. 15. ABC+ 16. One Guarantee (New Home; Completed Home; Self Build; Conversion) |
| Scottish Building Society |
- NHBC - Premier Guarantee - Other warranty schemes to be referred to the Society on a case by case basis. |
| Scottish Widows Bank |
ABC+ Advantage HCI Aedis Warranties LTD Ark Insurance Building Life Plans (BLP) Buildzone Cadis Checkmate CIR Compariqo FMB Insurance/Build Assure Global Home Warranties International Construction Warranties (ICW) NHBC One Guarantee Premier Guarantee (including LABC Hallmark & LABC New Home Warranties) Protek Q Assure Thomas Miller We only require cover under a building standards indemnity scheme for a new property being occupied for the first time. |
| Skipton Building Society |
ABC+ Aedis Warranties Ltd (HomeProof) Ark Insurance Group Ltd BLP (Building Life Plans) Build Assure / FMB Insurance Build -Zone CADIS Castle 10 Checkmate Global Home Warranties Ltd International Construction Warranties (ICW) LABC NHBC One Guarantee Premier Guarantee Protek. The Q Policy for Residential Properties, Bespoke Properties & Completed Properties Thomas Miller Specialty Construction |
| St James Place Bank |
- NHBC - Zurich Municipal - HAPM - Premier Guarantee (including LABC Hallmark & LABC New Home Warranties), but the certificate must not contain any 'reservations', i.e. items not covererd by the individual policy. - other new home warranty schemes: Castle 10 - provided by Checkmate |
| The Mortgage Business |
ABC+ Advantage HCI Aedis Warranties/HomeProof Ark Insurance Build Warranty Group Building Life Plans (BLP) Buildzone Cadis Checkmate CIR Compariqo FMB Insurance/Build Assure Global Home Warranties International Construction Warranties (ICW) NHBC One Guarantee Premier Guarantee (including LABC Hallmark & LABC New Home Warranties) Protek Q Assure Thomas Miller We only require cover under a building standards indemnity scheme for a new property being occupied for the first time. |
| The Mortgage Lender Limited |
National House-Building Council Buildmark Scheme (NHBC), Zurich Municipal Newbuild Scheme, , Premier Guarantee for Private Housing and Completed Housing and Building Life Plans Scheme. Other warranties may be accepted on a case by case basis, please contact us if the new home warranty scheme is not listed above; completions@themortgagelender.com Tel: 0344 257 0426 |
| The Mortgage Works |
- NHBC - HAPM - Premier Guarantee - ABC+ - BLP formerly known as Building Life Plan (excluding self builds under construction) - Build Zone - Checkmate`s Castle 10 (where outbuildings such as detached garage are also being constructed an endorsement to include these in cover is required) - Build Assure (New Home Structural Defects Insurance) - Global Home Warranties (Structural Defects Insurance) - The Q Policy for Residential Properties - The Q Policy for Bespoke Properties (detached only) Advantage (Note: there must be no more than 10 units in any continuous structure) CADIS Protek One Guarantee International Construction Warranties (ICW). If the property has a flat roof greater than 10sqm an endorsement will be required to include it in the cover. Ark Residential New Build Latent Defects Insurance (where a detached garage/outbuilding has been constructed at the same time as the main building the policy must include an endorsement confirming cover for the detached garage/outbuilding) Homeproof (formerly Aedis) TMSC CRL new build 10 year structural defects insurance policy for residential property. TMW will only accept a CRL new build 10 year structural defects insurance policy in the following circumstances: a) The final certificate is dated 04/09/2019 or earlier, and the Underwriter is International General Insurance Company (UK) Ltd (IGI) or CGICE b) The final certificate is dated 05/09/2019 or later, and the underwriter is International General Insurance Company (UK) Ltd (IGI) and the final certificate has been signed by Ark Insurance Group Ltd. Please note Arks final certificates are titled: ‘10 year Structural Defect Insurance Policy’. For clarity all final certificates signed off by Ark are proof that the warranty is acceptable. Refer all other warranty schemes to Issuing Office |
| The Royal Bank of Scotland plc |
The following 10 year Structural Warranties are acceptable for New Builds/Self Builds/Renovations (including properties that were built or renovated within the last 10 years): - NHBC, Zurich Municipal, Premier Guarantee for houses, but please refer to us if offered on a flat, Building Life Plans, Build Zone Ltd, BuildCare Combined Structural Warranty, Trenwick International, Ward Cole (12 year structural warranty), Castle 10 New Home Warranty, Build Assure (New Homes Structural Defects Insurance)and LABC (New Home Warranty - not self build). Global Home Warranties, The Q Policy, BOPAS (Buildoffsite Property Assurance Scheme), Protek New Home Warranty, Aedis Group Homeproof Structural Warranties, Advantage Warranty, International Construction Warranties, Ark Residential New Build Latent Defects Insurance, ABC +, One Guarantee, CADIS. |
| The Royal Bank of Scotland plc Direct Line Mortgages |
The following 10 year Structural Warranties are acceptable for New Builds/Self Builds/Renovations (including properties that were built or renovated within the last 10 years): - NHBC, Zurich Municipal, Premier Guarantee - for houses, but please refer to us if offered on a flat, Building Life Plans, Build Zone Ltd, BuildCare Combined Structural Warranty, Ward Cole (12 year structural warranty), LABC (New Home Warranty - not self build), Castle 10 New Home Warranty, Build Assure (New Homes Structural Defects Insurance)and Trenwick International. Global Home Warranties, The Q Policy, BOPAS (Buildoffsite Property Assurance Scheme), Protek New Home Warranty, Aedis Group Homeproof Structural Warranties, Advantage Warranty, International Construction Warranties, Ark Residential New Build Latent Defects Insurance. |
| The Royal Bank of Scotland plc Direct Line One |
The following 10 year Structural Warranties are acceptable for New Builds/Self Builds/Renovations (including properties that were built or renovated within the last 10 years): - NHBC after settlement, Zurich Municipal, Premier Guarantee for houses, but please refer to us if offered on a flat, Building Life Plans, Trenwick International, Build Zone Ltd, Buildcare Combined Structural Warranty, Ward Cole (12 year structural warranty), Castle 10 New Home Warranty, Build Assure (New Homes Structural Defects Insurance)and LABC (New Home Warranty - not self build). Global Home Warranties, The Q Policy, BOPAS (Buildoffsite Property Assurance Scheme), Protek New Home Warranty, Aedis Group Homeproof Structural Warranties, Advantage Warranty, International Construction Warranties, Ark Residential New Build Latent Defects Insurance. |
| The Royal Bank of Scotland plc First Active |
The following 10 year Structural Warranties are acceptable for New Builds/Self Builds/Renovations (including properties that were built or renovated within the last 10 years): - NHBC, Zurich Municipal, Premier Guarantee for houses, but please refer to us if offered on a flat, Building Life Plans, Build Zone Ltd, BuildCare Combined Structural Warranty, Ward Cole (12 year structural warranty), Castle 10 New Home Warranty, LABC (New Home Warranty - not self build) Build Assure (New Homes Structural Defects Insurance)and Trenwick International. Global Home Warranties, The Q Policy, BOPAS (Buildoffsite Property Assurance Scheme), Protek New Home Warranty, Aedis Group Homeproof Structural Warranties, Advantage Warranty, International Construction Warranties, Ark Residential New Build Latent Defects Insurance. |
| The Royal Bank of Scotland plc Natwest one Account |
The following 10 year Structural Warranties are acceptable for New Builds/Self Builds/Renovations (including properties that were built or renovated within the last 10 years): - NHBC after settlement, Zurich Municipal, Premier Guarantee for houses but please refer to us offered on a flat, Building Life Plans, Trenwick International, Build Zone Ltd, Buildcare Combined Structural Warranty, Ward Cole (12 year structural warranty), LABC (New Home Warranty - not self build), Castle 10 New Home Warranty and Build Assure (New Homes Structural Defects Insurance). Global Home Warranties, The Q Policy, BOPAS (Buildoffsite Property Assurance Scheme), Protek New Home Warranty, Aedis Group Homeproof Structural Warranties, Advantage Warranty, International Construction Warranties, ABC+, One Guarantee. |
| The Royal Bank of Scotland plc One Account |
The following 10 year Structural Warranties are acceptable for New Builds/Self Builds/Renovations (including properties that were built or renovated within the last 10 years): - NHBC, Zurich Municipal, Premier Guarantee for houses but please refer to us if offered on a flat, Building Life Plans, Trenwick International, Build Zone Ltd, Buildcare, Ward Cole (12 year structural warranty), Castle 10 New Home Warranty, Build Assure (New Homes Structural Defects Insurance)and LABC (New Home Warranty - not self build). Global Home Warranties, The Q Policy, BOPAS (Buildoffsite Property Assurance Scheme), Protek New Home Warranty, Aedis Group Homeproof Structural Warranties, Advantage Warranty, International Construction Warranties, Ark Residential New Build Latent Defects Insurance, ABC+, One Guarantee. |
| The Royal Bank of Scotland plc Virgin One |
The following 10 year Structural Warranties are acceptable for New Builds/Self Builds/Renovations (including properties that were built or renovated within the last 10 years): - NHBC after settlement, Zurich Municipal, Premier Guarantee - for houses but please refer to us if offered on a flat, Building Life Plans, Trenwick International, Build Zone, Buildcare, Ward Cole (12 year structural warranty), Castle 10 New Home Warranty, Build Assure (New Homes Structural Defects Insurance) and LABC (New Home Warranty - not self build). Global Home Warranties, The Q Policy, BOPAS (Buildoffsite Property Assurance Scheme), Protek New Home Warranty, Aedis Group Homeproof Structural Warranties, Advantage Warranty, International Construction Warranties, Ark Residential New Build Latent Defects Insurance, ABC+, One Guarantee. |
| Topaz Finance Ltd |
- NHBC - Zurich Municipal - other new home warranty schemes: Refer to Mortgage Services. Address and telephone number on Offer of Advance. |
| TSB Bank plc |
- NHBC - Premier Guarantee - Building Life Plans - LABC New Home Warranty - Castle 10 provided by Checkmate * Buildzone. * Global Home Warranties. * International Construction Warranties. * Protek. * The Q Policy (Q assure) * Advantage HCI * Build Assure * One Guarantee * Aedis/ HomeProof * ABC+ * ARK * Thomas Miller Speciality Construction (TMSC) |
| UCB Home Loans Corporation Ltd |
- NHBC - HAPM - Premier Guarantee - Building Life Plans excluding self builds under construction. - LABC - Build Zone - The Q Policy for Residential Properties - The Q Policy for Bespoke Properties (detached only) |
| Ulster Bank |
- NHBC - Zurich Municipal - Building Life Plans - Global Home Warranties - Checkmate/Castle 10 - Build Assure New Homes Structural Defects Insurance (Aon Benfield) - Premier Guarantee - The Q Policy for Residential Properties, Bespoke Properties & Completed Properties - Ark Residential New Build Latent Defects Insurance |
| Vida Homeloans |
The following Structural Warranties are acceptable for New Builds (NOTE: Structural Warranties issued retrospectively are not acceptable to Vida) ABC+ Warranty Aedis Warranties Limited / HomeProof Advantage / Advantage HCI Build Assure Building Life Plans (BLP) Build Zone Castle 10 ( Checkmate) Global Home Warranties Limited ICW Warranty Local Authority Building Control (LABC) NHBC Certificate Premier Guarantee (provided the insurance cover offered is greater than, or equal to, the market value or insurance figure, whichever is the greater and the certificate must not contain any reservations) Protek Q Assure Build Limited / The Q Policy Zurich Municipal Policy Other new home warranty schemes may be considered on their merits, and details should be sent to the address at 1.11a. The level of cover under the warranty must be sufficient to meet the full costs of repairing any defects covered under the warranty. |
| Virgin Money |
• HomeProof (Aedis Group) • Advantage HCI • Build assure - FMB • Building Life Plans (BLP) • Thomas Miller Specialty Construction (TMSC) • Build Zone (including Self-Build Zone) • Castle 10/Checkmate (Lockton) • Global Home Warranties • ICW • Local Authority Building Control New Home Warranty (MD Insurance Ltd) • NHBC • Premier Guarantee • Protek • Q-assured |
| Whistletree (a trading name of TSB Bank plc) |
NHBC Premier Guarantee Building Life Plans Build Zone International Construction Warranties |
| Yorkshire Bank Home Loans Ltd |
• HomeProof (Aedis Group) • Advantage HCI • Build assure - FMB • Building Life Plans (BLP) • Thomas Miller Specialty Construction (TMSC) • Build Zone (including Self-Build Zone) • Castle 10/Checkmate (Lockton) • Global Home Warranties • ICW • Local Authority Building Control New Home Warranty (MD Insurance Ltd) • NHBC • Premier Guarantee • Protek • Q-assured |
| Yorkshire Building Society |
We accept the following new home warranty schemes: * NHBC * Premier Guarantee * LABC * Building Life Plans (BLP). These policies are underwritten by Allianz Global but written by BLP. * Checkmate/Castle 10 (nb. where out buildings such as a detached garage are also being constructed an endorsement to include these in cover is required). * Build-Zone * Build Assure (New Home Structural Defects Insurance) * Global Home Warranties (Structural Defects Insurance) * The Q Policy for Residential Properties * The Q Policy for Bespoke Properties (detached only) * Protek * Advantage - There must be no more than 10 units in any continuous structure * International Construction Warranties (ICW) * Ark Residential New Build Latent Defects Insurance. Where a detached garage/outbuilding has been constructed at the same time as the main building, the policy must include an endorsement confirming cover for the detached garage/outbuilding * Aedis (nb. There must be no more than 20 units in the structure) * One Guarantee * HomeProof (nb. There must be no more than 20 units in the structure) |