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Question: 14.1.3. Does the lender require to receive paper certificates where security registered pre 8 December 2014?
| Lender | Answer |
|---|---|
| Accord Buy to Let |
Yes |
| Accord Mortgages Ltd | Yes |
| Adam & Company | |
| Adam & Company International | |
| Aldermore Bank PLC | Yes. |
| Allied Irish Bank (GB), a trading name of AIB Group (UK) | Yes |
| Atom Bank plc | Yes |
| Aviva Equity Release UK Ltd | No |
| Bank of China | No |
| Bank of Ireland (UK) plc | Yes, paper certificates required. |
| Bank of Ireland as Bank of Ireland Mortgages | Yes, paper certificates required |
| Bank of Scotland Beginning A | Yes |
| Bank of Scotland Beginning O | Yes |
| Barclays Bank UK PLC | |
| Birmingham Midshires | Yes |
| Bluestone Mortgages | N/A |
| Bradford & Bingley Limited | Yes |
| Britannia, a trading name of The Co-operative Bank plc | Yes, paper certificates required. |
| Chelsea Building Society (a trading name of Yorkshire BS) | Yes |
| Clydesdale Bank plc |
Yes. Paper certificates to be sent to; Mortgage Services PO BOX 3105 Clydebank Glasgow G60 9AU Tel - 0800 121 4203 If delivery is not possible within 6 months of completion of the borrowing then you should advise us in writing with a copy of any correspondence from Registers of Scotland explaining the delay. |
| Co-operative Bank plc | Yes, paper certificates required. |
| Coutts | |
| Coventry Building Society | |
| Darlington Building Society | Yes, paper certificates required. |
| First Direct |
Yes |
| Foundation Home Loans |
Yes, paper certificates are required. To be forwarded to: Customer Services, Foundation Home Loans, 5 Arlington Square, Downshire Way, Bracknell, RG12 1WA Email: customerservices@foundationhomeloans.co.uk Tel: 01344 770 8030. |
| Furness Building Society | The Society does not require paper certificates where the Security is registered pre 8 December 2014. We require a paper or electronic copy of the Standard Security. |
| GE Money Home Lending Ltd | GE Money Home Lending has withdrawn from the UK mortgage market. |
| Godiva Mortgages Ltd | |
| Halifax | Yes |
| Halifax Loans Ltd | Yes |
| Hampden & Co. plc | No. |
| Handelsbanken | Yes, paper certificates are required. |
| Hodge | Yes, paper certificates are required |
| Hodge Equity Release | Yes, paper certificates are required. |
| HSBC UK Bank plc | Yes |
| HSMS | |
| Intelligent Finance | Yes |
| ITL Mortgages | |
| Kensington Mortgage Company Ltd | Yes, paper certificates are required. To be forwarded to: Deeds Administration, Kensington Mortgage Company Ltd, PO Box 4760, Maidenhead, SL60 1HU following completion. |
| Landbay Partners Limited | Yes |
| Landmark Mortgages Limited | Yes |
| Leeds Building Society | No but please send a PDF of the updated title sheet and cadastral map from the Registers of Scotland. |
| Legal & General Home Finance Ltd | Yes. |
| LendInvest | Yes |
| LiveMore Capital | No |
| Lloyds Bank plc pre fixed 40 | Yes |
| Lloyds Bank plc pre fixed 50 | Yes |
| Lloyds TSB Scotland plc | Yes |
| M&S Bank | yes |
| Magellan Homeloans | Yes, paper certificates are required. |
| Masthaven Bank | Yes. |
| Metro Bank Plc | Yes - Please send to: Mortgage Admin Team, Metro Bank PLC, PO Box 1130, Uxbridge, UB8 9XX. |
| Mortgage Agency Services | |
| Mortgage Express | Yes |
| Mortgage Express No 2 | Yes |
| National Westminster Bank plc | No. |
| Nationwide Building Society |
No, unless on Sasines Register whereby we require the full title deeds pack including the original Standard Security and disposition |
| Nedbank Private Wealth Ltd | Yes |
| New Street Mortgages |
No, unless on new standard securities whereby we require the full title deeds pack including the original Standard Security and disposition. |
| NRAM Ltd | Yes |
| Paragon Buy to Let Mortgages | |
| Platform (a trading name of The Co-operative Bank p.l.c.) | Yes, paper certificates required. |
| Precise Mortgages (Charter Court Financial Services Ltd) | Yes |
| Sainsbury's Bank | N/A |
| Santander UK plc |
Yes. Paper Certificates to be sent to : Santander UK plc Deeds Services, Santander House, 201 Grafton Gate Eat, Milton Keynes MK9 1AN. DX 137000 Milton Keynes |
| Scottish Building Society | Yes, paper certificates required. |
| Scottish Widows Bank | Yes |
| Skipton Building Society | Yes. |
| The Mortgage Business | Yes |
| The Mortgage Lender Limited | Yes, paper certificates required. |
| The Mortgage Works | No, unless on Sasines Register whereby we require the full title deeds pack including the original Standard Security and disposition |
| The Royal Bank of Scotland plc | No. |
| The Royal Bank of Scotland plc Direct Line Mortgages | No. |
| The Royal Bank of Scotland plc Direct Line One | No. |
| The Royal Bank of Scotland plc First Active | No. |
| The Royal Bank of Scotland plc Natwest one Account | No. |
| The Royal Bank of Scotland plc One Account | No. |
| The Royal Bank of Scotland plc Virgin One | No. |
| Topaz Finance Ltd | Yes |
| TSB Bank plc | Yes |
| Ulster Bank | No. |
| Vida Homeloans | Yes |
| Virgin Money |
The documents we need post-settlement are listed in our current Deeds Schedule. |
| Whistletree (a trading name of TSB Bank plc) | Yes |
| Yorkshire Bank Home Loans Ltd |
Yes. Paper certificates to be sent to; Mortgage Services PO BOX 3105 Clydebank Glasgow G60 9AU Tel - 0800 121 4203 If delivery is not possible within 6 months of completion of the borrowing then you should advise us in writing with a copy of any correspondence from Registers of Scotland explaining the delay. |
| Yorkshire Building Society | Yes |