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Question: 5.15.2. Does the lender need to be sent the management company's memorandum and articles of association?
| Lender | Answer |
|---|---|
| Accord Buy to Let | No. |
| Accord Mortgages Ltd | No |
| Adam & Company |
Yes, after completion. |
| Adam & Company International |
Yes, after completion. |
| Ahli United Bank (UK) plc | Yes |
| Aldermore Bank PLC | No - borrowers to retain. |
| Allied Irish Bank (GB), a trading name of AIB Group (UK) | No, may be provided to the Borrower. |
| April Mortgages | Please supply copies on completion and forward the originals to the borrower. |
| Atom Bank plc | No. |
| Aviva Equity Release UK Ltd | No. |
| Bank of China | No. |
| Bank of Ireland (UK) plc | Yes, to be placed with the title deeds after completion. |
| Bank of Ireland as Bank of Ireland Mortgages | Yes, to be placed with the title deeds after completion. |
| Bank of Scotland Beginning A |
Please supply copies on completion and forward the originals to the borrower. |
| Bank of Scotland Beginning O |
Please supply copies on completion and forward the originals to the borrower. |
| Bank of Scotland Private Banking | |
| Barclays Bank UK PLC | No |
| Barnsley Building Soc, a trading name Yorkshire Building Soc | No. |
| Birmingham Bank | Yes |
| Birmingham Midshires | Please supply copies on completion and forward the originals to the borrower. |
| Bluestone Mortgages | Yes, please place with the Deeds. |
| Bradford & Bingley Limited | No |
| Britannia, a trading name of The Co-operative Bank plc | No |
| Buckinghamshire Building Society | No unless requested |
| Chelsea Building Society (a trading name of Yorkshire BS) | No. |
| CHL Mortgages | No, however these should be retained within your file for review |
| Clydesdale Bank plc | No. |
| Co-operative Bank plc | No. |
| Coutts | Yes, after completion. |
| Coutts Finance Co | Yes, after completion. |
| Coventry Building Society | No |
| Cynergy Bank | No. |
| Danske Bank |
Yes, please place with the title deeds and return to: Danske Bank Mortgage Customer Support Team Personal Collateral Team Killeaton House 41 Mosside Road, Dunmurry Belfast, BT17 9HH DX 2015 NR BELFAST 2 |
| Darlington Building Society | No, borrowers to retain |
| DB UK Bank Ltd | No |
| Dudley Building Society | No |
| Ecology Building Society | Yes |
| Family Building Soc (a trading name of National Counties BS) | No, these should be retained by the borrower. Please also keep a copy on your file. |
| First Direct | No |
| Fleet Mortgages | No |
| Foundation Home Loans |
No. |
| Furness Building Society |
Yes, with the title deeds. |
| GE Money Home Lending Ltd | GE Money Home Lending has withdrawn from the UK mortgage market. |
| Generation Home | No. |
| Godiva Mortgages Ltd | No |
| Habito | No |
| Halifax |
Please supply copies on completion and forward the originals to the borrower. |
| Halifax Loans Ltd |
Please supply copies on completion and forwardd the originals to the borrower |
| Hampden & Co. plc | Please retain with the title deeds. |
| Handelsbanken | Yes, following completion. |
| Harpenden Building Society |
Yes, after completion |
| Hinckley and Rugby Building Society | No. |
| Hodge | No, these should be retained by the borrower. Please also keep a copy on your file. |
| Hodge Equity Release | No, these should be retained by the borrower. Please also keep a copy on your file. |
| Holmesdale Building Society | Yes. |
| HSBC UK Bank plc | No |
| Intelligent Finance |
Please supply a copy on completion of registration to Incoming Deeds, Deeds Customer Services, Halifax plc, Trinity Road, Halifax, West Yorkshire HX1 2RG (DX11896 Halifax) and forward the original to the borrower. |
| Investec Bank plc | No, but you should retain a copy in the file of original deal documents that you hold for the Bank. |
| ITL Mortgages | No |
| JPMorgan Chase Bank, N.A. | Yes. |
| Kensington Mortgage Company Ltd | Yes. A copy is acceptable. To be forwarded to : Deeds Administration, Kensington Mortgage Company Ltd, PO Box 4760, Maidenhead, SL60 1HU following completion. |
| Kent Reliance (a trading name of OneSavings Bank plc) | No, but you must ensure that these documents contain no restriction on transfer of ownership. |
| Keystone Property Finance | No, unless we specifically request for a copy to be sent at any time |
| Landbay Partners Limited | No. This should be retained in your file. |
| Landmark Mortgages Limited | No |
| Leeds Building Society | No, but please retain a copy on your file. |
| Legal & General Home Finance Ltd | No. |
| LendInvest | No. This should be retained in your file. |
| LiveMore Capital | No |
| Lloyds Bank plc pre fixed 20/40 | No. |
| Lloyds Bank plc pre fixed 50/30/77 | No |
| Lloyds TSB Scotland plc | No |
| M&S Bank | no |
| Magellan Homeloans | Please forward to borrower for the borrower to retain |
| Manchester Building Society | No. |
| Market Harborough Building Society |
Yes |
| Masthaven Bank | Yes, please place with the Deeds. |
| Metro Bank plc | No. |
| ModaMortgages |
No, but you must ensure that these documents contain no restriction on transfer of ownership. |
| Molo Finance | No, but must keep a copy on your file. |
| Monmouthshire Building Society | No |
| Mortgage Agency Services | Yes, for safekeeping |
| Mortgage Express | No |
| Mortgage Express No 2 | |
| MPowered Mortgages | No, unless we specifically request for a copy to be sent at any time. |
| National Counties Building Society | No, these should be retained by the borrower. Please also keep a copy on your file. |
| National Westminster Bank plc | No. |
| Nationwide Building Society |
No - borrower(s) to retain |
| Nedbank Private Wealth Ltd | Yes - see above. |
| New Street Mortgages | No |
| NRAM Ltd | No |
| Paragon Buy to Let Mortgages |
Yes, please place with deeds. |
| Paragon Residential Owner-Occupied Mortgages | Yes, please place with the deeds. |
| Paratus AMC Ltd | Yes - this should be sent to us after completion with the title documents. |
| Parity Trust | Yes |
| Pepper Money | Yes, please send to Pepper Money, Servicing Department Harman House, 1 George Street, Uxbridge, Middlesex, UB8 1QQ |
| Pepper Money (PUK) | Yes, please send to Pepper Money, Servicing Department Harman House, 1 George Street, Uxbridge, Middlesex, UB8 1QQ |
| Perenna | No |
| Platform (a trading name of The Co-operative Bank p.l.c.) | Yes. |
| Precise Mortgages (Charter Court Financial Services Ltd) | No, but you must ensure that these documents contain no restriction on transfer of ownership. |
| Principality Building Society | No, please pass to the borrowers for safe keeping |
| Reliance Bank Ltd | No |
| Rooftop Mortgages Ltd | Yes. Please place with the title documents. |
| Saffron Building Society |
No - borrower to retain |
| Sainsbury's Bank | No, these should be retained by the borrower. Please also keep a copy on your file. |
| Santander UK plc | No. |
| Scottish Building Society | No, but please retain a copy on your file. |
| Scottish Widows Bank | No. |
| Secure Trust Bank PLC | No, borrowers to retain. |
| Skipton Building Society | No, as long as you retain it on your file. |
| St James Place Bank | Please supply a copy on completion of registration to Incoming Deeds, Deeds Customer Services, Halifax plc, Trinity Road, Halifax. HX1 2RG (DX11896 Halifax) and forward the original to the borrower. |
| State Bank of India UK | Yes ? please place with the Title Deeds. |
| Swansea Building Society | Yes |
| The Mortgage Business |
Please supply copies on completion and forward the originals to the borrower. |
| The Mortgage Lender Limited | No |
| The Mortgage Works | No |
| The Royal Bank of Scotland plc | No. |
| The Royal Bank of Scotland plc Direct Line Mortgages | Yes, after completion. |
| The Royal Bank of Scotland plc Direct Line One | Yes, after completion |
| The Royal Bank of Scotland plc First Active |
If our letter of instruction to you is issued before 22 June 2009 - Yes, after completion. If our letter of instruction to you is issued on or after 22 June 2009 - No. |
| The Royal Bank of Scotland plc Natwest one Account | No, however, required after completion for cases instructed prior to 5/12/2011. |
| The Royal Bank of Scotland plc One Account |
No, however, required after completion for cases instructed prior to 5/12/2011. |
| The Royal Bank of Scotland plc Virgin One |
No, however, required after completion for cases instructed prior to 5/12/2011. |
| The Tipton & Coseley Building Society | No. |
| Together Personal Finance Limited | No. |
| Topaz Finance Ltd | No. |
| TSB Bank plc | No |
| Ulster Bank | Yes, after completion. |
| Vida Homeloans |
Yes, copy provided after completion to: Mortgage Services, Vida Homeloans, Gateway House, Gargrave Road, Skipton, North Yorkshire, BD23 2HL |
| Virgin Money | No. |
| Whistletree (a trading name of TSB Bank plc) | Yes. Details as 1.11a |
| Yorkshire Bank Home Loans Ltd | No. |
| Yorkshire Building Society | No. |
| Zephyr Homeloans | No. |