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Question: 6.7.2. What new home warranty documentation should be sent to the lender?
Lender | Answer |
---|---|
Accord Buy to Let | None, but you must retain on your file a copy of all documentation designated as being for the Lender. |
Accord Mortgages Ltd | None, but you must retain on your file a copy of all documentation designated as being for the Lender. |
Adam & Company |
Original or certified copy of policy or guarantee document and other relevant documents. |
Adam & Company International |
Original or certified copy of policy or guarantee document and other relevant documents. |
Ahli United Bank (UK) plc | All |
Aldermore Bank PLC | None - borrowers to retain. |
Allied Irish Bank (GB), a trading name of AIB Group (UK) | None. May be provided to the Borrower. |
April Mortgages | None |
Atom Bank plc | These must be sent to the borrower and a copy placed with the title deeds. |
Aviva Equity Release UK Ltd | Copy of the warranty document. |
Bank of China | Before completion we require to see a copy of the warranty provider's Cover Note - this is in addition to a final inspection by our valuer. Please retain any documentation that would be required to support a claim under the warranty scheme and place with the documents for the customer(s) own retention. You must ensure that the customer(s) are made aware of the importance of retaining these documents. |
Bank of Ireland (UK) plc | None. |
Bank of Ireland as Bank of Ireland Mortgages | None. |
Bank of Scotland Beginning A |
None, please forward appropriate documentation to the borrower. |
Bank of Scotland Beginning O |
None, please forward appropriate documentation to the borrower. |
Bank of Scotland Private Banking | |
Barclays Bank UK PLC | None, but you must retain on your file a copy of all documentation designated as being for the Lender in case we require this. |
Barnsley Building Soc, a trading name Yorkshire Building Soc | None, but you must retain on your file a copy of all documentation designated as being for the Lender. |
Better HomeOwnership (Mortgages) | We may request this prior to completion on a case by case basis. |
Birmingham Bank | Copy of warranty |
Birmingham Midshires |
None. Please forward appropriate documentation to the borrower. |
Bluestone Mortgages |
All documentation necessary to support a claim should be placed with the Deeds. |
Bradford & Bingley Limited | Please pass the documentation to the borrowers for safe keeping. |
Britannia, a trading name of The Co-operative Bank plc | None |
Buckinghamshire Building Society | Confirmation of the cover only. |
Chelsea Building Society (a trading name of Yorkshire BS) | None, but you must retain on your file a copy of all documentation designated as being for the Lender. |
CHL Mortgages | Post-completion please provide us with details of the firm/scheme providing the warranty/policy and any policy/scheme reference number quoting our mortgage case reference number to completions@chlmortgages.co.uk. In all instances these should be retained on your file for review. |
Clydesdale Bank plc |
None, borrowers to retain. |
Co-operative Bank plc | See 14.2.2 later. |
Coutts | Original or certified copy of policy or guarantee document and other relevant documents. |
Coutts Finance Co | Original or certified copy of policy or guarantee document and other relevant documents. |
Coventry Building Society | None. These documents should be retained by the borrower. |
Cynergy Bank | All warranty documentation should be sent as part of the title deeds and documents pack. |
Danske Bank |
Yes, please place with the title deeds and return to: Danske Bank Mortgage Customer Support Team Personal Collateral Team Killeaton House 41 Mosside Road, Dunmurry Belfast, BT17 9HH DX 2015 NR BELFAST 2 |
Darlington Building Society | Yes - we require a copy. The borrower to retain the original. |
DB UK Bank Ltd | Please place the relevant certificate with the Title Information Documents |
Dudley Building Society | Certified copy of policy and certificate. |
Ecology Building Society | Policy and Certificate |
Family Building Soc (a trading name of National Counties BS) | Please insert details of the Provider's name and warranty Reference/Number in the Certificate of Title. The new home warranty documentation should be retained by the borrower. Please also keep a copy on your file. |
First Direct |
None. However a copy must be sent to the borrower and a copy must be retained with the title deeds |
Fleet Mortgages |
A complete copy of the documents should be sent to us following completion. |
Foundation Home Loans |
None. Please forward appropriate documentation to the borrower and retain a copy on your file. |
Furness Building Society |
All certificates/warranties. |
GE Money Home Lending Ltd | GE Money Home Lending has withdrawn from the UK mortgage market. . |
Gen H | A copy of the full warranty documents must be sent to us after completion as set out in 14.2.2. |
Godiva Mortgages Ltd | None. These documents should be retained by the borrower. |
Habito | None. These documents should be retained by the borrower. |
Halifax |
None. Please forward appropriate documentation to the borrower. |
Halifax Loans Ltd |
None. Please forward appropriate documentation to the borrower. |
Hampden & Co. plc | Original or certified copy of policy or guarantee document and other relevant documents should be retained with the title deeds. |
Handelsbanken | We require copies of the Warranty Certificates, Guarantees or other relevant documents following completion. Originals must be sent to the borrower. |
Harpenden Building Society | A Certified copy of the Policy and Certificate should be retained and sent as part of the title deeds and document pack. |
Hinckley and Rugby Building Society | Insert details on Certificate of Title, and forward NHBC or other acceptable certificate with Title Documents. |
Hodge | Retain a copy for your file and please pass a copy certificate to the borrowers for safe keeping |
Hodge Equity Release | Retain a copy for your file and please pass a copy certificate to the borrowers for safe keeping |
Holmesdale Building Society | All. |
HSBC UK Bank plc | None. However a copy must be sent to the borrower and a copy must be retained with the title deeds |
Intelligent Finance |
None. Please forward appropriate documentation to the borrower. |
Investec Bank plc | None. You should retain this a copy in the file of original deal documents that you hold for the Bank. |
ITL Mortgages | None, these documents should be retained by the borrower. |
JPMorgan Chase Bank, N.A. | Certificates to be placed with deeds. |
Kensington Mortgage Company Ltd | All relevant certificates to be forwarded to: Deeds Administration, Kensington Mortgage Company Ltd, PO Box 4760, Maidenhead, SL60 1HU following completion. |
Kent Reliance (a trading name of OneSavings Bank plc) | Lenders copy only |
Keystone Property Finance | A copy of all necessary documentation must be sent to the contact details in 1.11a |
Landbay Partners Limited | All relevant documentation in respect of the acceptable scheme. |
Landmark Mortgages Limited |
Approved warranty documentation to be sent after completion with the Title Deeds. |
Leeds Building Society | Certified copy of Policy and Certificate. |
Legal & General Home Finance Ltd | Policy and Certificate. |
LendInvest | All of the relevant documentation in respect of the Scheme. |
LiveMore Capital |
All relevant certificates should be forwarded to the address in 1.11a |
Lloyds Bank plc pre fixed 20/40 | None. |
Lloyds Bank plc pre fixed 50/30/77 | None |
Lloyds TSB Scotland plc | None |
M&S Bank | None. However, a copy must be sent to the borrower and a copy must be retained with the title deeds |
Magellan Homeloans | None, please forward appropriate documentation to the borrower. |
Manchester Building Society | Please place with Title Deeds. |
Market Harborough Building Society |
Certificate |
Masthaven Bank | All documentation necessary to support a claim should be placed with the Deeds. |
Metro Bank plc | None - to be held on file with the title deeds and documents after completion unless otherwise stated in the offer. |
ModaMortgages |
Lender's copy only. |
Molo Finance | None, but please retain a copy on your file. |
Monmouthshire Building Society | Retain a copy for your file and please pass a copy certificate to the borrowers for safe keeping |
Mortgage Agency Services | Certifcate of Warranty |
Mortgage Express | No please pass the documentation to the borrower for safe keeping. |
Mortgage Express No 2 | |
MPowered Mortgages | None, but you must retain on your file a copy of all documentation designated as being for the Lender in case we require this. |
National Counties Building Society | Please insert details of the Provider's name and warranty Reference/Number in the Certificate of Title. The new home warranty documentation should be retained by the borrower. Please also keep a copy on your file. |
National Westminster Bank plc | None. |
Nationwide Building Society |
None - borrowers to retain |
Nedbank Private Wealth Ltd | Documents for any scheme to be sent to us at completion. |
New Street Mortgages |
Relevant copies should be sent to New Street Mortgages, PO Box 4761, Maidenhead, SL60 1HW and the original forwarded to the borrower |
NRAM Ltd | Approved warranty documentation to be sent after completion with the Title deeds. |
Paragon Buy to Let Mortgages |
Please place these with title documents. |
Paragon Residential Owner-Occupied Mortgages | All of the relevant documentation in respect of the Scheme. |
Paratus AMC Ltd | None. Please forward appropriate documentation to the borrower. |
Parity Trust | Policy and Certificate |
Pepper Money | Please send to Pepper Money, Completions Department via e-mail: lendingenquiries@pepper.money |
Pepper Money (PUK) | Please send to Pepper Money, Completions Department via e-mail: lendingenquiries@pepper.money |
Perenna | None, however, we require you to keep a copy with your mortgage file in all cases. |
Platform (a trading name of The Co-operative Bank p.l.c.) | Certificates to be placed with deeds. |
Precise Mortgages (Charter Court Financial Services Ltd) |
Lenders copy only. |
Principality Building Society |
Retain a copy for your file and please pass a copy certificate to the borrowers for safe keeping |
Reliance Bank Ltd | None as just require solicitor confirmation that in place & who provider is |
Rooftop Mortgages Ltd | Yes providing the consultant's professional indemnity has been verified. |
Saffron Building Society |
All documentation necessary to support a claim should be sent with the Deeds to Mortgage.servicing@saffronbs.co.uk Fax 01799 581901 Saffron Building Society, Saffron House, 1A. Market Street, Saffron Walden, Essex. CB10 1HX |
Sainsbury's Bank | None, these should be retained by the borrower. Please also keep a copy on your file. |
Santander UK plc | None - borrower(s) to retain. |
Scottish Building Society | Guarantee documentation should be placed with Title Deeds (not required by the Society) and a copy sent to the Society if requested within the offer conditions. |
Scottish Widows Bank | None. Please forward appropriate documentation to the borrower. |
Secure Trust Bank PLC | None, borrowers to retain. |
Skipton Building Society | Pre-completion, you must confirm the existence of such cover to the Completions Team via LMS Secure Link. Post-completion, see 14.2.2. |
St James Place Bank | None, please forward appropriate documentation to the borrower. |
State Bank of India UK | All documentation necessary to support a claim should be placed with the Title Deeds. |
Swansea Building Society | All available documentation |
The Mortgage Business |
None, please forward appropriate documentation to the borrower. |
The Mortgage Lender Limited | A complete copy of the documents should be sent to us following completion. |
The Mortgage Works | None, borrower to retain |
The Royal Bank of Scotland plc | None. |
The Royal Bank of Scotland plc Direct Line Mortgages | Guarantees and other relevant documents. |
The Royal Bank of Scotland plc Direct Line One | Guarantees and other relevant documents. |
The Royal Bank of Scotland plc First Active |
If our letter of instruction to you is issued before 22 June 2009 - Guarantees and other relevant documents. If our letter of instruction to you is issued on or after 22 June 2009 - No documentation. |
The Royal Bank of Scotland plc Natwest one Account | None, however, cases instructed prior to 5/12/2011 - Guarantees and other relevant document to be provided after completion. |
The Royal Bank of Scotland plc One Account |
None, however, cases instructed prior to 5/12/2011 - Guarantees and other relevant document to be provided after completion. |
The Royal Bank of Scotland plc Virgin One | None, however, cases instructed prior to 5/12/2011 - Guarantees and other relevant document to be provided after completion. |
The Tipton & Coseley Building Society | Guarantee document after completion. |
Together Personal Finance Limited | Copy of the relevant guarantee certificate. |
Topaz Finance Ltd | None but please keep copies on your file. |
TSB Bank plc | None |
Ulster Bank | Guarantees and other relevant documents. |
Vida Homeloans |
Yes, copy of all relevant Certificates provided before completion as 1.11a, and after completon to: Mortgage Services, Vida Homeloans, Gateway House, Gargrave Road, Skipton, North Yorkshire, BD23 2HL |
Virgin Money | The documents we need post-completion are listed in our current Deeds Schedule. |
Whistletree (a trading name of TSB Bank plc) | Approved warranty documentation to be sent after completion with the Title Deeds |
Yorkshire Bank Home Loans Ltd | None, borrowers to retain. |
Yorkshire Building Society | None, but you must retain on your file a copy of all documentation designated as being for the Lender. |
Zephyr Homeloans | None but please keep copies on your file. |