Answers for England and Wales

Back to previous page

Question: 6.7.3. Should any assignments of building standards indemnity schemes be sent to us?

Lender Answer
Accord Buy to Let No, but you must retain a copy on your file.
Accord Mortgages Ltd No, but you must retain a copy on your file.
Adam & Company Yes, after completion.

Adam & Company International Yes, after completion.

Ahli United Bank (UK) plc Yes
Aldermore Bank PLC None - borrowers to retain.
Allied Irish Bank (GB), a trading name of AIB Group (UK) None. May be provided to the Borrower.
April Mortgages No
Atom Bank plc Yes .
Aviva Equity Release UK Ltd No.
Bank of China Yes
Bank of Ireland (UK) plc Yes, to be placed with the title deeds after completion.
Bank of Ireland as Bank of Ireland Mortgages Yes, to be placed with the title deeds after completion.
Bank of Scotland Beginning A No, please forward to the borrower.
Bank of Scotland Beginning O No, please forward to the borrower.
Bank of Scotland Private Banking  
Barclays Bank UK PLC None, but you must retain on your file a copy of all documentation designated as being for the Lender in case we require this.
Barnsley Building Soc, a trading name Yorkshire Building Soc No, but you must retain a copy on your file.
Birmingham Bank We do not lend against properties that don't have NHBC or Architecture certification
Birmingham Midshires No, please forward to the borrower.
Bluestone Mortgages No, but please keep a copy with your file.
Bradford & Bingley Limited No, please pass to the borrowers for safe keeping
Britannia, a trading name of The Co-operative Bank plc None
Buckinghamshire Building Society No
Chelsea Building Society (a trading name of Yorkshire BS) No, but you must retain a copy on your file.
CHL Mortgages Post-completion please provide us with details of the firm/scheme providing the warranty/policy and any policy/scheme reference number quoting our mortgage case reference number to completions@chlmortgages.co.uk. In all instances these should be retained on your file for review.
Clydesdale Bank plc Yes, after completion
Co-operative Bank plc No, these should be retained by the borrower(s).
Coutts Yes, after completion.
Coutts Finance Co Yes, after completion.
Coventry Building Society No, these documents should be retained by the borrower.
Cynergy Bank As per 6.7.2
Danske Bank Yes, please place with the title deeds and return to:

Danske Bank
Mortgage Customer Support Team
Personal Collateral Team
Killeaton House
41 Mosside Road, Dunmurry
Belfast, BT17 9HH
DX 2015 NR BELFAST 2
Darlington Building Society None, borrowers to retain
DB UK Bank Ltd No
Dudley Building Society No, borrower to retain. However, the solicitor should notify the Society if any issues are identified.
Ecology Building Society Yes
Family Building Soc (a trading name of National Counties BS) No, these should be retained by the borrower. Please also keep a copy on your file.
First Direct No
Fleet Mortgages No. We may, however, ask you for copies of the documents if we require them.
Foundation Home Loans No. Please forward appropriate documentation to the borrower and retain a copy on your file.
Furness Building Society Yes, with the title deeds.
GE Money Home Lending Ltd GE Money Home Lending has withdrawn from the UK mortgage market.
Gen H A copy of the full warranty documents must be sent to us after completion as set out in 14.2.2.
Godiva Mortgages Ltd No, these documents should be retained by the borrower.
Habito No
Halifax No, please forward to the borrower.
Halifax Loans Ltd No, please forward to the borrower.
Hampden & Co. plc Please retain with the title deeds.
Handelsbanken Yes.
Harpenden Building Society Yes
Hinckley and Rugby Building Society Yes.
Hodge No, please pass to the borrowers for safe keeping and retain a copy for your file
Hodge Equity Release No, please pass to the borrowers for safe keeping and retain a copy for your file
Holmesdale Building Society Yes.
HSBC UK Bank plc No
Intelligent Finance No, please forward to the borrower.
Investec Bank plc No, you should retain this in the file of original deal documents that you hold for the Bank.
ITL Mortgages No, these documents should be retained by the borrower.
JPMorgan Chase Bank, N.A. Yes, placed with the deeds.
Kensington Mortgage Company Ltd Yes. A copy is acceptable. To be forwarded to: Deeds Administration, Kensington Mortgage Company Ltd, PO Box 4760, Maidenhead, SL60 1HU following completion.
Kent Reliance (a trading name of OneSavings Bank plc) No borrower to retain
Keystone Property Finance No. We may however, ask you for copies of the documents if we require them
Landbay Partners Limited Yes. Place with the title deeds after completion.
Landmark Mortgages Limited Yes
Leeds Building Society No, but please retain a copy on your file.
Legal & General Home Finance Ltd Yes, after completion.
LendInvest No, but you must retain a copy on your file.
LiveMore Capital All relevant assignments should be forwarded to the address in 1.11a
Lloyds Bank plc pre fixed 20/40 No.
Lloyds Bank plc pre fixed 50/30/77 No
Lloyds TSB Scotland plc No
M&S Bank No
Magellan Homeloans None, please forward appropriate documentation to the borrower.
Manchester Building Society Please place with Title Deeds.
Market Harborough Building Society Yes
Masthaven Bank No, but please keep a copy with your file.
Metro Bank plc No - to be held on file with the title deeds and documents after completion.
ModaMortgages No, borrower to retain.
Molo Finance No, but must keep copy on your file.
Monmouthshire Building Society No, please pass to the borrowers for safe keeping and retain a copy for your file
Mortgage Agency Services Yes
Mortgage Express No please pass the documentation to the borrower for safe keeping.
Mortgage Express No 2  
MPowered Mortgages No. We may however, ask you for copies of the documents if we require them.
National Counties Building Society No, these should be retained by the borrower. Please also keep a copy on your file.
National Westminster Bank plc No.
Nationwide Building Society None - borrowers to retain
Nedbank Private Wealth Ltd Yes
New Street Mortgages Yes, this should be should be sent to New Street Mortgages, PO Box 4761, Maidenhead, SL60 1HW.

The policy should also be formally assigned to New Street Mortgages.
NRAM Ltd Yes
Paragon Buy to Let Mortgages Yes, please place with deeds.
Paragon Residential Owner-Occupied Mortgages Yes, please place with the deeds.
Paratus AMC Ltd No. Please forward appropriate documentation to the borrower.
Parity Trust Yes
Pepper Money Yes, please send to Pepper Money, Completions Department via e-mail: lendingenquiries@pepper.money
Pepper Money (PUK) Yes, please send to Pepper Money, Completions Department via e-mail: lendingenquiries@pepper.money
Perenna No, however we require you to keep a copy with your mortgage file in all cases.
Platform (a trading name of The Co-operative Bank p.l.c.) Yes, placed with deeds.
Precise Mortgages (Charter Court Financial Services Ltd) No, borrower to retain.
Principality Building Society No, please pass to the borrowers for safe keeping and retain a copy for your file
Reliance Bank Ltd No
Rooftop Mortgages Ltd Yes.
Saffron Building Society No - borrowers to retain
Sainsbury's Bank No, these should be retained by the borrower. Please also keep a copy on your file.
Santander UK plc No, unless your individual instructions on a particular case require this.
Scottish Building Society No.
Scottish Widows Bank Yes,after completion.
Secure Trust Bank PLC None, borrowers to retain.
Skipton Building Society See 6.7.2.
St James Place Bank No, please forward to the borrower.
State Bank of India UK Yes.
Swansea Building Society Yes
The Mortgage Business No, please forward to the borrower.
The Mortgage Lender Limited Yes
The Mortgage Works None, borrower to retain
The Royal Bank of Scotland plc No.
The Royal Bank of Scotland plc Direct Line Mortgages Yes.
The Royal Bank of Scotland plc Direct Line One Yes.
The Royal Bank of Scotland plc First Active If our letter of instruction to you is issued before 22 June 2009 - Yes
If our letter of instruction to you is issued on or after 22 June 2009 - No.
The Royal Bank of Scotland plc Natwest one Account No, however, required after completion for cases instructed prior to 5/12/2011.
The Royal Bank of Scotland plc One Account No, however, required after completion for cases instructed prior to 5/12/2011.
The Royal Bank of Scotland plc Virgin One No, however, required after completion for cases instructed prior to 5/12/2011.
The Tipton & Coseley Building Society Yes.
Together Personal Finance Limited No.
Topaz Finance Ltd None but please keep copies on your file.
TSB Bank plc No
Ulster Bank Yes.
Vida Homeloans Yes, copy of all relevant Certificates provided before completion as 1.11a, and after completon to:
Mortgage Services,
Vida Homeloans,
Gateway House,
Gargrave Road,
Skipton,
North Yorkshire,
BD23 2HL
Virgin Money The documents we need post-completion are listed in our current Deeds Schedule.
Whistletree (a trading name of TSB Bank plc) Yes
Yorkshire Bank Home Loans Ltd Yes, after completion.
Yorkshire Building Society No, but you must retain a copy on your file.
Zephyr Homeloans None but please keep copies on your file.