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Question: 14.1.4. Does the lender require me to make a form CH2 application?
| Lender | Answer |
|---|---|
| Accord Buy to Let | Yes, if it is an instalment mortgage or where a retention is being made. |
| Accord Mortgages Ltd | Yes, if it is an instalment mortgage or where a retention is being made. |
| Adam & Company |
No, unless requested under separate instruction. |
| Adam & Company International |
No, unless requested under separate instruction. |
| Ahli United Bank (UK) plc | No, the obligation to make further advances should be noted automatically by the Land Registry but please check the TID on receipt to ensure that the entry has been added to the title. |
| Aldermore Bank PLC | No. |
| Allied Irish Bank (GB), a trading name of AIB Group (UK) | No |
| April Mortgages | No |
| Atom Bank plc | No. |
| Aviva Equity Release UK Ltd | No. |
| Bank of China | No unless requested in the Mortgage Offer or separate instruction. |
| Bank of Ireland (UK) plc | Yes, but only for cases where the loan is to be made in instalments or if there is any deferred interest, retention or stage release. |
| Bank of Ireland as Bank of Ireland Mortgages | Yes, but only for cases where the loan is to be made in instalments or if there is any deferred interest, retention or stage release. |
| Bank of Scotland Beginning A | No |
| Bank of Scotland Beginning O | No |
| Bank of Scotland Private Banking | |
| Barclays Bank UK PLC | No, the obligation to make further advances should be noted automatically by the Land Registry but please check the TID on receipt to ensure that the entry has been added to the title |
| Barnsley Building Soc, a trading name Yorkshire Building Soc | Yes, if it is an instalment mortgage or where a retention is being made. |
| Birmingham Bank | N/A |
| Birmingham Midshires | No |
| Bluestone Mortgages | Yes. |
| Bradford & Bingley Limited | No |
| Britannia, a trading name of The Co-operative Bank plc | No |
| Buckinghamshire Building Society | No |
| Chelsea Building Society (a trading name of Yorkshire BS) | Yes, if it is an instalment mortgage or where a retention is being made. |
| CHL Mortgages | No |
| Clydesdale Bank plc | No. |
| Co-operative Bank plc | No. |
| Coutts | No, unless requested under separate instruction. |
| Coutts Finance Co | No, unless requested under separate instruction. |
| Coventry Building Society | No |
| Cynergy Bank | No unless we expressly instruct you to do so. |
| Danske Bank | No. There are currently no circumstances where this type of transaction should occur. |
| Darlington Building Society | No |
| DB UK Bank Ltd | Only when specified in the Mortgage Offer |
| Dudley Building Society | Yes, where the loan advance is required in stages. |
| Ecology Building Society | No |
| Family Building Soc (a trading name of National Counties BS) | Yes, where applicable. |
| First Direct | We do not make retentions or offer instalment mortgages |
| Fleet Mortgages |
No. The terms of our mortgage advance do not allow for further advances. |
| Foundation Home Loans |
No as we do not offer deferred interest retention of phased release. |
| Furness Building Society | No, unless the Society has requested this as a separate instruction |
| GE Money Home Lending Ltd | GE Money Home Lending has withdrawn from the UK mortgage market. |
| Generation Home | No. Our mortgage terms and conditions do not include an obligation to provide further advances. |
| Godiva Mortgages Ltd | No |
| Habito | No |
| Halifax | No |
| Halifax Loans Ltd | No |
| Hampden & Co. plc | No, unless requested under separate instruction. |
| Handelsbanken | Yes, if the mortgage is subject to any retention or is to be drawn down in instalments or is a current account mortgage or a secured overdraft. |
| Harpenden Building Society | No |
| Hinckley and Rugby Building Society | Yes, if there is a retention. |
| Hodge | Yes |
| Hodge Equity Release | No |
| Holmesdale Building Society | No. |
| HSBC UK Bank plc | We do not make retentions or offer instalment mortgages |
| Intelligent Finance | No |
| Investec Bank plc | Yes, if it is an instalment mortgage or if there is a retention. |
| ITL Mortgages | No |
| JPMorgan Chase Bank, N.A. | No. |
| Kensington Mortgage Company Ltd | Yes. If the loan is subject to any retention or is made by instalments or is under any scheme whereby interest payable is deterred, then a form CH2 application must be made with the application for the registration of the Mortgage Deed. |
| Kent Reliance (a trading name of OneSavings Bank plc) | No |
| Keystone Property Finance | No |
| Landbay Partners Limited | No. |
| Landmark Mortgages Limited | No |
| Leeds Building Society | No. |
| Legal & General Home Finance Ltd | Not applicable. |
| LendInvest | No. The terms of our mortgage do not allow for further advances. |
| LiveMore Capital | N/A |
| Lloyds Bank plc pre fixed 20/40 | No. |
| Lloyds Bank plc pre fixed 50/30/77 |
Not applicable. |
| Lloyds TSB Scotland plc |
Not applicable. |
| M&S Bank | We do not make retentions or offer instalment mortgages |
| Magellan Homeloans | No |
| Manchester Building Society | Yes, where the existing mortgage deed does not permit further advances. |
| Market Harborough Building Society | No |
| Masthaven Bank | Yes. |
| Metro Bank plc | No, as we require an all monies charge on the property |
| ModaMortgages |
No, as the mortgage advance will be in a single instalment. |
| Molo Finance | Yes. |
| Monmouthshire Building Society | No. |
| Mortgage Agency Services | No |
| Mortgage Express | No |
| Mortgage Express No 2 | |
| MPowered Mortgages | No |
| National Counties Building Society | Yes, where applicable. |
| National Westminster Bank plc | A CH2 application is required where the Offer of Loan refers to the availability of a Reserve Facility, either as a special condition or as a flexible feature. |
| Nationwide Building Society | No |
| Nedbank Private Wealth Ltd | You should refer to us for instructions. |
| New Street Mortgages |
N/A. New Street will not hold retentions or release funds in stages |
| NRAM Ltd | No |
| Paragon Buy to Let Mortgages | No |
| Paragon Residential Owner-Occupied Mortgages | No. |
| Paratus AMC Ltd | No. |
| Parity Trust | No |
| Pepper Money | No. There are currently no circumstances where this type of transaction should occur. |
| Pepper Money (PUK) | No. There are currently no circumstances where this type of transaction should occur. |
| Perenna | No |
| Platform (a trading name of The Co-operative Bank p.l.c.) | Not applicable. |
| Precise Mortgages (Charter Court Financial Services Ltd) | Yes, but only where the loan is to be made in instalments or there is any deferred interest retention or stage release; you must check the Mortgage Offer to ascertain whether these elements apply. |
| Principality Building Society |
Yes - if it is an instalment mortgage or where a retention is being made. |
| Reliance Bank Ltd | No |
| Rooftop Mortgages Ltd | No. |
| Saffron Building Society | No |
| Sainsbury's Bank | Not applicable. |
| Santander UK plc | Yes. |
| Scottish Building Society | No. |
| Scottish Widows Bank | Yes. |
| Secure Trust Bank PLC | Yes. If the loan is subject to any retention or is made by instalments or is under any scheme whereby interest payable is deferred, then a form CH2 application must be made with the application for the registration of the Mortgage Deed. |
| Skipton Building Society | Yes, where there is a retention or stage payment. |
| St James Place Bank | No. |
| State Bank of India UK | No. There are currently no circumstances where this type of transaction should occur. |
| Swansea Building Society | No |
| The Mortgage Business |
Only if specified in the mortgage offer |
| The Mortgage Lender Limited | No. The terms of our mortgage advance do not allow for further advances. |
| The Mortgage Works | No |
| The Royal Bank of Scotland plc | A CH2 application is only required where the Offer of Loan refers to our Flexible Choice mortgage and includes a special condition offering the Borrower a Reserve facility. |
| The Royal Bank of Scotland plc Direct Line Mortgages | No. |
| The Royal Bank of Scotland plc Direct Line One | No. |
| The Royal Bank of Scotland plc First Active | No. |
| The Royal Bank of Scotland plc Natwest one Account | No. |
| The Royal Bank of Scotland plc One Account | No. |
| The Royal Bank of Scotland plc Virgin One | No. |
| The Tipton & Coseley Building Society | Yes. |
| Together Personal Finance Limited | No. |
| Topaz Finance Ltd | Yes. |
| TSB Bank plc | Not applicable. |
| Ulster Bank |
A CH2 application is only required where the Offer of Loan refers to our Flexible Choice mortgage and includes a special condition offering the Borrower a Reserve facility. |
| Vida Homeloans | No, unless requested under separate instruction |
| Virgin Money | No. |
| Whistletree (a trading name of TSB Bank plc) | No |
| Yorkshire Bank Home Loans Ltd | No. |
| Yorkshire Building Society | Yes, if it is an instalment mortgage or where a retention is being made. |
| Zephyr Homeloans | No |