Answers for England and Wales

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Question: 5.20.4. Does the lender require you to disclose the details of any existing Green Deal Plan(s) on a property?

Lender Answer
Accord Buy to Let Yes. Please provide details of any Green Deal plans - see 1.11a for contact details.
Accord Mortgages Ltd Yes. Please provide details of any Green Deal plans - see 1.11a for contact details.
Adam & Company Yes.
Where we have been advised by our solicitors that the property to be purchased benefits from a Green Deal. Green Deal is a government initiative designed to help business and home owners to employ more green technologies in their properties. Green technology is installed into the property with no up front costs. The costs are paid back through the energy bill over a period of time.
When the owner moves then the remaining costs stays with the property and the new owner.
Please consider the solicitors comments to assess if this information is material and needs to be advised to the Credit Approver.
Please advise me if no action is necessary or when any additional Approval is obtained.

Adam & Company International Yes.
Where we have been advised by our solicitors that the property to be purchased benefits from a Green Deal. Green Deal is a government initiative designed to help business and home owners to employ more green technologies in their properties. Green technology is installed into the property with no up front costs. The costs are paid back through the energy bill over a period of time.
When the owner moves then the remaining costs stays with the property and the new owner.
Please consider the solicitors comments to assess if this information is material and needs to be advised to the Credit Approver.
Please advise me if no action is necessary or when any additional Approval is obtained.

Ahli United Bank (UK) plc Yes
Aldermore Bank PLC Yes. As 1.11.
Allied Irish Bank (GB), a trading name of AIB Group (UK) Yes – please Refer to AIB Group (UK) plc, Central Securities (GB), 92 Anne Street, Belfast, BT1 3H
April Mortgages Yes - Where a green deal loan balance is currently more than £10,000 please provide the issuing office with the following the balance, monthly payment, term remaining, list of works that were undertaken, copies of any guarantees for the work and a copy of the Energy Performance Certificate.
Atom Bank plc Yes, contact details as per 1.11.
Aviva Equity Release UK Ltd Yes; if possible provide a copy of the Energy Performance Certificate (EPC) showing the 22 digit reference number for the Green Deal provider. If this is not available provide full details (name & address) of Green Deal provider
Bank of China Yes.
Bank of Ireland (UK) plc Yes.
Bank of Ireland as Bank of Ireland Mortgages Yes.
Bank of Scotland Beginning A No.
Bank of Scotland Beginning O No.
Bank of Scotland Private Banking  
Barclays Bank UK PLC Please do not send us the Energy Performance Certificate (EPC) unless we specifically request it.
Barnsley Building Soc, a trading name Yorkshire Building Soc Yes. Please provide details of any Green Deal plans - see 1.11a for contact details.
Birmingham Bank Yes
Birmingham Midshires No.
Bluestone Mortgages Yes.
Bradford & Bingley Limited We are not providing new lending and do not consent to the Green Deal on existing mortgage accounts.
Britannia, a trading name of The Co-operative Bank plc Yes
Buckinghamshire Building Society Yes
Chelsea Building Society (a trading name of Yorkshire BS) Yes. Please provide details of any Green Deal plans - see 1.11a for contact details.
CHL Mortgages Yes
Clydesdale Bank plc Yes.(see 1.11a for contact details).
Co-operative Bank plc Yes.
Coutts Yes.
Where we have been advised by our solicitors that the property to be purchased benefits from a Green Deal. Green Deal is a government initiative designed to help business and home owners to employ more green technologies in their properties. Green technology is installed into the property with no up front costs. The costs are paid back through the energy bill over a period of time.
When the owner moves then the remaining costs stays with the property and the new owner.
Please consider the solicitors comments to assess if this information is material and needs to be advised to the Credit Approver.
Please advise me if no action is necessary or when any additional Approval is obtained.

Coutts Finance Co Yes.
Where we have been advised by our solicitors that the property to be purchased benefits from a Green Deal. Green Deal is a government initiative designed to help business and home owners to employ more green technologies in their properties. Green technology is installed into the property with no up front costs. The costs are paid back through the energy bill over a period of time.
When the owner moves then the remaining costs stays with the property and the new owner.
Please consider the solicitors comments to assess if this information is material and needs to be advised to the Credit Approver.
Please advise me if no action is necessary or when any additional Approval is obtained.

Coventry Building Society No
Cynergy Bank Yes.
Danske Bank Where there is an existing Green Deal Plan on a property, please provide the Mortgage Completion Team with the following details:
• the balance;
• monthly payment;
• term remaining;
• list of works that were undertaken;
• copies of any guarantees for the work; and
• a copy of the Energy Performance Certificate.
Darlington Building Society Yes; if possible provide a copy of the Energy Performance Certificate (EPC) showing the 22 digit reference number for the Green Deal provider. If this is not available provide full details (name & address) of Green Deal provider
DB UK Bank Ltd Yes. Please provide details of any Green Deal plans - see 1.11a for contact details.
Dudley Building Society Yes, refer to us
Ecology Building Society Yes
Family Building Soc (a trading name of National Counties BS) Yes, see 1.11a for contact details.
First Direct Yes, see 1.11a
Fleet Mortgages Yes. This includes details of the work carried out, the balance outstanding, the monthly payments, outstanding term, copies of any guarantees and a copy of the Energy Performance Certificate.
Foundation Home Loans Yes. See 1.11.a
Furness Building Society Yes, to Centralised Mortgage Processing
Furness Building Society
51-55 Duke Street
Barrow in Furness
Cumbria LA14 1RT
GE Money Home Lending Ltd GE Money Home Lending has withdrawn from the UK mortgage market.
Gen H Yes, you must disclose details of any existing Green deal plans to us as detailed above in 1.11a. This includes details of the work carried out, the balance outstanding, the monthly payments, outstanding term, copies of any guarantees and a copy of the Energy Performance Certificate.
Godiva Mortgages Ltd No.
Habito Yes
Halifax No.
Halifax Loans Ltd No.
Hampden & Co. plc Yes.
Handelsbanken Yes.
Harpenden Building Society Yes
Hinckley and Rugby Building Society Yes. Report to Principal Office, Mortgage Department, Advances Section. We require confirmation of the Green Deal loan balance outstanding, monthly payment, term remaining, list of works undertaken, copies of any guarantees for the work and a copy of the Energy Performance Certificate.
Hodge Yes. Please refer to Mortgage Lending Department (as per 1.11a)
Hodge Equity Release Yes. Please refer to Mortgage Lending Department (as per 1.11a)
Holmesdale Building Society Yes, see 1.11a for contact details.
HSBC UK Bank plc Yes (see 1.11a for contact details).
Intelligent Finance No.
Investec Bank plc Yes.
ITL Mortgages No
JPMorgan Chase Bank, N.A.  
Kensington Mortgage Company Ltd Yes. Please provide the details to us.
Do not proceed until we have confirmed that you may do so.
Kent Reliance (a trading name of OneSavings Bank plc)  
Keystone Property Finance Yes. Please refer to 1.11a providing full details of the work carried out, the balance outstanding, the monthly payments, outstanding term, copies of any. Please do not proceed until we have confirmed that you may do so.
Landbay Partners Limited Yes.
Landmark Mortgages Limited We are not providing new lending and do not consent to the Green Deal on existing mortgage accounts.
Leeds Building Society Yes. Please refer to Mortgage Lending Department (as per 1.11a).
Legal & General Home Finance Ltd Yes. Please refer to Underwriting Department.
LendInvest Yes. This includes details of the work carried out, the balance outstanding, the monthly payments, outstanding term, copies of any guarantees and a copy of the Energy Performance Certificate.
LiveMore Capital Yes. Please provide details of any Green Deal plans - see 1.11a for contact details.
Lloyds Bank plc pre fixed 20/40 No.
Lloyds Bank plc pre fixed 50/30/77 No.
Lloyds TSB Scotland plc No.
M&S Bank Yes to M&S Bank, PO Box 12, Skipton, BD23 2HL. Telephone Number 0345 002 1128 Fax 0345 111 0322
Magellan Homeloans Yes; if possible provide a copy of the Energy Performance Certificate (EPC) showing the 22 digit reference number for the Green Deal provider. If this is not available provide full details (name & address) of Green Deal provider
Market Harborough Building Society Yes
Masthaven Bank Yes.
Metro Bank plc Yes, contact details as per 1.11.
ModaMortgages Yes.
Molo Finance Yes. Please provide full details including: Confirmation of the Green Deal loan balance outstanding; monthly payment; term remaining; list of works undertaken; copies of any guarantees for the work and a copy of the Energy Performance Certificate.

Do not proceed until you have received confirmation from us that it is satisfactory.
Monmouthshire Building Society Contact Lending Operations Department.
sols@monbs.com
Mortgage Agency Services Yes
Mortgage Express We are not providing new lending and do not consent to the Green Deal on existing mortgage accounts.
MPowered Mortgages Yes. Please refer to See 1.11a. Providing full details of the work carried out, the balance outstanding, the monthly payments, outstanding term, copies of any guarantees and a copy of the Energy Performance Certificate. Please do not proceed until we have confirmed that you may do so.

Please do not send us the Energy Performance Certificate (EPC) unless we specifically request it.
National Counties Building Society Yes, see 1.11a for contact details.
National Westminster Bank plc Yes, you must disclose details of any existing Green deal plans to us as detailed above in 1.11a.
Nationwide Building Society Where a green deal loan balance is currently more than £10,000 please provide the issuing office with the following:the balance, monthly payment, term remaining, list of works that were undertaken, copies of any guarantees for the work and a copy of the Energy Performance Certificate.
Nedbank Private Wealth Ltd Yes - Please refer to us
New Street Mortgages Yes, as New Street will not lend in these circumstances
NRAM Ltd We are not providing new lending and do not consent to the Green Deal on existing mortgage accounts.
Paragon Buy to Let Mortgages Yes. Please provide full details including:- Confirmation of the Green Deal loan balance outstanding; monthly payment; term remaining; list of works undertaken; copies of any guarantees for the work and a copy of the Energy Performance Certificate.

DO NOT PROCEED UNTIL WE HAVE CONFIRMED THAT YOU MAY DO SO.
Paragon Residential Owner-Occupied Mortgages Yes. Please provide full details including:-
Confirmation of the Green Deal loan balance outstanding; monthly payment; term remaining; list of works undertaken; copies of any guarantees for the work and a copy of the Energy Performance Certificate. DO NOT PROCEED UNTIL WE HAVE CONFIRMED THAT YOU MAY DO SO.
Paratus AMC Ltd Yes. Please refer to New Business Department, Foundation Home Loans, 5 Arlington Square, Downshire Way, Bracknell, RG12 1WA /Email: FHL@foundationhomeloans.co.uk/ Tel: 0344 770 8033
Parity Trust Yes
Pepper Money Yes, please provide the details to us at the contact point at 1.11 as soon as you have become aware. In any event, please inform us prior to exchange of contracts and do not proceed until we have confirmed that you may do so.
Pepper Money (PUK) Yes, please provide the details to us at the contact point at 1.11 as soon as you have become aware. In any event, please inform us prior to exchange of contracts and do not proceed until we have confirmed that you may do so.
Perenna If identified as forming part of the application, please contact our Mortgage team by either telephone: 0330 341 2013 or Email: conveyancing@perenna.co.uk
Platform (a trading name of The Co-operative Bank p.l.c.) Yes
Precise Mortgages (Charter Court Financial Services Ltd) Yes.
Principality Building Society Yes, you must disclose details of any existing Green Deal Plans to us as detailed in 1.7.
Reliance Bank Ltd Yes
Rooftop Mortgages Ltd  
Saffron Building Society Yes – Where the Green Deal balance is currently more than £10,000 please provide the balance, monthly payment, term remaining, list of works that were undertaken, copies of any guarantees for the work and a copy of the EPC to:
Mortgage.processing@saffronbs.co.uk
Fax 01799 581901
Saffron Building Society, Saffron House, 1A. Market Street, Saffron Walden, Essex. CB10 1HX
Sainsbury's Bank Yes. Please report to the Contact point as detailed in 1.11a.
Santander UK plc No unless there are any unusual situations or concerns then please refer to the Mortgage Operations office instructing you.
Scottish Building Society Yes.
Scottish Widows Bank No.
Secure Trust Bank PLC As 1.11
Skipton Building Society Yes. Please also provide an up to date EPC.
State Bank of India UK Yes. Full details must be provided together with a full copy of the Energy Performance Certificate (EPC) including the disclosure page.
Swansea Building Society Yes
The Mortgage Business No.
The Mortgage Lender Limited Yes. This includes details of the work carried out, the balance outstanding, the monthly payments, outstanding term, copies of any guarantees and a copy of the Energy Performance Certificate.
The Mortgage Works Where a green deal loan balance is currently more than £10,000 please provide the issuing office with the following: the balance, monthly payment, term remaining, list of works that were undertaken, copies of any guarantees for the work and a copy of the Energy Performance Certificate.
The Royal Bank of Scotland plc Yes, you must disclose details of any existing Green deal plans to us as detailed above in 1.11a.
The Royal Bank of Scotland plc Direct Line Mortgages Yes, you must disclose details of any existing Green deal plans to us as detailed above in 1.11a.
The Royal Bank of Scotland plc Direct Line One Yes, you must disclose details of any existing Green deal plans to us as detailed above in 1.11a.
The Royal Bank of Scotland plc First Active Yes, you must disclose details of any existing Green deal plans to us as detailed above in 1.11a.
The Royal Bank of Scotland plc Natwest one Account Yes, you must disclose details of any existing Green deal plans to us as detailed above in 1.11a.
The Royal Bank of Scotland plc One Account Yes, you must disclose details of any existing Green deal plans to us as detailed above in 1.11a.
The Royal Bank of Scotland plc Virgin One Yes, you must disclose details of any existing Green deal plans to us as detailed above in 1.11a.
The Tipton & Coseley Building Society Yes - please supply full details of any Green Deal Plan including ongoing monthly commitments and the EPC certificate.
Together Personal Finance Limited Yes.
Topaz Finance Ltd  
TSB Bank plc No
Ulster Bank Yes, you must disclose details of any existing Green deal plans to us as detailed above in 1.11a.
Vida Homeloans Yes. As 1.11a
Virgin Money Only if the credit agreement is for £10,000 or more.
Whistletree (a trading name of TSB Bank plc) Yes, as we do not consent to the Green Deal on existing mortgage accounts. Details as 1.11a
Yorkshire Bank Home Loans Ltd Yes.(see 1.11a for contact details).
Yorkshire Building Society Yes. Please provide details of any Green Deal plans - see 1.11a for contact details.
Zephyr Homeloans Yes. Please provide full details and await our further instructions