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Question: 5.20.4. Does the lender require you to disclose the details of any existing Green Deal Plan(s) on a property?
| Lender | Answer |
|---|---|
| Accord Buy to Let | Yes. Please provide details of any Green Deal plans - see 1.11a for contact details. |
| Accord Mortgages Ltd | Yes. Please provide details of any Green Deal plans - see 1.11a for contact details. |
| Adam & Company |
Yes. Where we have been advised by our solicitors that the property to be purchased benefits from a Green Deal. Green Deal is a government initiative designed to help business and home owners to employ more green technologies in their properties. Green technology is installed into the property with no up front costs. The costs are paid back through the energy bill over a period of time. When the owner moves then the remaining costs stays with the property and the new owner. Please consider the solicitors comments to assess if this information is material and needs to be advised to the Credit Approver. Please advise me if no action is necessary or when any additional Approval is obtained. |
| Adam & Company International |
Yes. Where we have been advised by our solicitors that the property to be purchased benefits from a Green Deal. Green Deal is a government initiative designed to help business and home owners to employ more green technologies in their properties. Green technology is installed into the property with no up front costs. The costs are paid back through the energy bill over a period of time. When the owner moves then the remaining costs stays with the property and the new owner. Please consider the solicitors comments to assess if this information is material and needs to be advised to the Credit Approver. Please advise me if no action is necessary or when any additional Approval is obtained. |
| Ahli United Bank (UK) plc | Yes |
| Aldermore Bank PLC | Yes. As 1.11. |
| Allied Irish Bank (GB), a trading name of AIB Group (UK) | Yes – please Refer to AIB Group (UK) plc, Central Securities (GB), 92 Anne Street, Belfast, BT1 3H |
| April Mortgages | Yes - Where a green deal loan balance is currently more than £10,000 please provide the issuing office with the following the balance, monthly payment, term remaining, list of works that were undertaken, copies of any guarantees for the work and a copy of the Energy Performance Certificate. |
| Atom Bank plc | Yes, contact details as per 1.11. |
| Aviva Equity Release UK Ltd | Yes; if possible provide a copy of the Energy Performance Certificate (EPC) showing the 22 digit reference number for the Green Deal provider. If this is not available provide full details (name & address) of Green Deal provider |
| Bank of China | Yes. |
| Bank of Ireland (UK) plc | Yes. |
| Bank of Ireland as Bank of Ireland Mortgages | Yes. |
| Bank of Scotland Beginning A | No. |
| Bank of Scotland Beginning O | No. |
| Bank of Scotland Private Banking | |
| Barclays Bank UK PLC | Please do not send us the Energy Performance Certificate (EPC) unless we specifically request it. |
| Barnsley Building Soc, a trading name Yorkshire Building Soc | Yes. Please provide details of any Green Deal plans - see 1.11a for contact details. |
| Birmingham Bank | Yes |
| Birmingham Midshires | No. |
| Bluestone Mortgages | Yes. |
| Bradford & Bingley Limited | We are not providing new lending and do not consent to the Green Deal on existing mortgage accounts. |
| Britannia, a trading name of The Co-operative Bank plc | Yes |
| Buckinghamshire Building Society | Yes |
| Chelsea Building Society (a trading name of Yorkshire BS) | Yes. Please provide details of any Green Deal plans - see 1.11a for contact details. |
| CHL Mortgages | Yes |
| Clydesdale Bank plc | Yes.(see 1.11a for contact details). |
| Co-operative Bank plc | Yes. |
| Coutts |
Yes. Where we have been advised by our solicitors that the property to be purchased benefits from a Green Deal. Green Deal is a government initiative designed to help business and home owners to employ more green technologies in their properties. Green technology is installed into the property with no up front costs. The costs are paid back through the energy bill over a period of time. When the owner moves then the remaining costs stays with the property and the new owner. Please consider the solicitors comments to assess if this information is material and needs to be advised to the Credit Approver. Please advise me if no action is necessary or when any additional Approval is obtained. |
| Coutts Finance Co |
Yes. Where we have been advised by our solicitors that the property to be purchased benefits from a Green Deal. Green Deal is a government initiative designed to help business and home owners to employ more green technologies in their properties. Green technology is installed into the property with no up front costs. The costs are paid back through the energy bill over a period of time. When the owner moves then the remaining costs stays with the property and the new owner. Please consider the solicitors comments to assess if this information is material and needs to be advised to the Credit Approver. Please advise me if no action is necessary or when any additional Approval is obtained. |
| Coventry Building Society | No |
| Cynergy Bank | Yes. |
| Danske Bank |
Where there is an existing Green Deal Plan on a property, please provide the Mortgage Completion Team with the following details: • the balance; • monthly payment; • term remaining; • list of works that were undertaken; • copies of any guarantees for the work; and • a copy of the Energy Performance Certificate. |
| Darlington Building Society | Yes; if possible provide a copy of the Energy Performance Certificate (EPC) showing the 22 digit reference number for the Green Deal provider. If this is not available provide full details (name & address) of Green Deal provider |
| DB UK Bank Ltd | Yes. Please provide details of any Green Deal plans - see 1.11a for contact details. |
| Dudley Building Society | Yes, refer to us |
| Ecology Building Society | Yes |
| Family Building Soc (a trading name of National Counties BS) | Yes, see 1.11a for contact details. |
| First Direct | Yes, see 1.11a |
| Fleet Mortgages |
Yes. This includes details of the work carried out, the balance outstanding, the monthly payments, outstanding term, copies of any guarantees and a copy of the Energy Performance Certificate. |
| Foundation Home Loans |
Yes. See 1.11.a |
| Furness Building Society |
Yes, to Centralised Mortgage Processing Furness Building Society 51-55 Duke Street Barrow in Furness Cumbria LA14 1RT |
| GE Money Home Lending Ltd | GE Money Home Lending has withdrawn from the UK mortgage market. |
| Generation Home | Yes, you must disclose details of any existing Green deal plans to us as detailed above in 1.11a. This includes details of the work carried out, the balance outstanding, the monthly payments, outstanding term, copies of any guarantees and a copy of the Energy Performance Certificate. |
| Godiva Mortgages Ltd | No. |
| Habito | Yes |
| Halifax | No. |
| Halifax Loans Ltd | No. |
| Hampden & Co. plc | Yes. |
| Handelsbanken | Yes. |
| Harpenden Building Society | Yes |
| Hinckley and Rugby Building Society | Yes. Report to Principal Office, Mortgage Department, Advances Section. We require confirmation of the Green Deal loan balance outstanding, monthly payment, term remaining, list of works undertaken, copies of any guarantees for the work and a copy of the Energy Performance Certificate. |
| Hodge | Yes. Please refer to Mortgage Lending Department (as per 1.11a) |
| Hodge Equity Release | Yes. Please refer to Mortgage Lending Department (as per 1.11a) |
| Holmesdale Building Society | Yes, see 1.11a for contact details. |
| HSBC UK Bank plc | Yes (see 1.11a for contact details). |
| Intelligent Finance | No. |
| Investec Bank plc | Yes. |
| ITL Mortgages | No |
| JPMorgan Chase Bank, N.A. | |
| Kensington Mortgage Company Ltd |
Yes. Please provide the details to us. Do not proceed until we have confirmed that you may do so. |
| Kent Reliance (a trading name of OneSavings Bank plc) | |
| Keystone Property Finance | Yes. Please refer to 1.11a providing full details of the work carried out, the balance outstanding, the monthly payments, outstanding term, copies of any. Please do not proceed until we have confirmed that you may do so. |
| Landbay Partners Limited | Yes. |
| Landmark Mortgages Limited | We are not providing new lending and do not consent to the Green Deal on existing mortgage accounts. |
| Leeds Building Society | Yes. Please refer to Mortgage Lending Department (as per 1.11a). |
| Legal & General Home Finance Ltd | Yes. Please refer to Underwriting Department. |
| LendInvest | Yes. This includes details of the work carried out, the balance outstanding, the monthly payments, outstanding term, copies of any guarantees and a copy of the Energy Performance Certificate. |
| LiveMore Capital |
Yes. Please provide details of any Green Deal plans - see 1.11a for contact details. |
| Lloyds Bank plc pre fixed 20/40 | No. |
| Lloyds Bank plc pre fixed 50/30/77 | No. |
| Lloyds TSB Scotland plc | No. |
| M&S Bank | Yes to M&S Bank, PO Box 12, Skipton, BD23 2HL. Telephone Number 0345 002 1128 Fax 0345 111 0322 |
| Magellan Homeloans | Yes; if possible provide a copy of the Energy Performance Certificate (EPC) showing the 22 digit reference number for the Green Deal provider. If this is not available provide full details (name & address) of Green Deal provider |
| Market Harborough Building Society | Yes |
| Masthaven Bank | Yes. |
| Metro Bank plc | Yes, contact details as per 1.11. |
| ModaMortgages |
Yes. |
| Molo Finance |
Yes. Please provide full details including: Confirmation of the Green Deal loan balance outstanding; monthly payment; term remaining; list of works undertaken; copies of any guarantees for the work and a copy of the Energy Performance Certificate. Do not proceed until you have received confirmation from us that it is satisfactory. |
| Monmouthshire Building Society |
Contact Lending Operations Department. sols@monbs.com |
| Mortgage Agency Services | Yes |
| Mortgage Express | We are not providing new lending and do not consent to the Green Deal on existing mortgage accounts. |
| MPowered Mortgages |
Yes. Please refer to See 1.11a. Providing full details of the work carried out, the balance outstanding, the monthly payments, outstanding term, copies of any guarantees and a copy of the Energy Performance Certificate. Please do not proceed until we have confirmed that you may do so. Please do not send us the Energy Performance Certificate (EPC) unless we specifically request it. |
| National Counties Building Society | Yes, see 1.11a for contact details. |
| National Westminster Bank plc | Yes, you must disclose details of any existing Green deal plans to us as detailed above in 1.11a. |
| Nationwide Building Society | Where a green deal loan balance is currently more than £10,000 please provide the issuing office with the following:the balance, monthly payment, term remaining, list of works that were undertaken, copies of any guarantees for the work and a copy of the Energy Performance Certificate. |
| Nedbank Private Wealth Ltd | Yes - Please refer to us |
| New Street Mortgages |
Yes, as New Street will not lend in these circumstances |
| NRAM Ltd | We are not providing new lending and do not consent to the Green Deal on existing mortgage accounts. |
| Paragon Buy to Let Mortgages |
Yes. Please provide full details including:- Confirmation of the Green Deal loan balance outstanding; monthly payment; term remaining; list of works undertaken; copies of any guarantees for the work and a copy of the Energy Performance Certificate. DO NOT PROCEED UNTIL WE HAVE CONFIRMED THAT YOU MAY DO SO. |
| Paragon Residential Owner-Occupied Mortgages |
Yes. Please provide full details including:- Confirmation of the Green Deal loan balance outstanding; monthly payment; term remaining; list of works undertaken; copies of any guarantees for the work and a copy of the Energy Performance Certificate. DO NOT PROCEED UNTIL WE HAVE CONFIRMED THAT YOU MAY DO SO. |
| Paratus AMC Ltd |
Yes. Please refer to New Business Department, Foundation Home Loans, 5 Arlington Square, Downshire Way, Bracknell, RG12 1WA /Email: FHL@foundationhomeloans.co.uk/ Tel: 0344 770 8033 |
| Parity Trust | Yes |
| Pepper Money | Yes, please provide the details to us at the contact point at 1.11 as soon as you have become aware. In any event, please inform us prior to exchange of contracts and do not proceed until we have confirmed that you may do so. |
| Pepper Money (PUK) | Yes, please provide the details to us at the contact point at 1.11 as soon as you have become aware. In any event, please inform us prior to exchange of contracts and do not proceed until we have confirmed that you may do so. |
| Perenna | If identified as forming part of the application, please contact our Mortgage team by either telephone: 0330 341 2013 or Email: conveyancing@perenna.co.uk |
| Platform (a trading name of The Co-operative Bank p.l.c.) | Yes |
| Precise Mortgages (Charter Court Financial Services Ltd) | Yes. |
| Principality Building Society | Yes, you must disclose details of any existing Green Deal Plans to us as detailed in 1.7. |
| Reliance Bank Ltd | Yes |
| Rooftop Mortgages Ltd | |
| Saffron Building Society |
Yes – Where the Green Deal balance is currently more than £10,000 please provide the balance, monthly payment, term remaining, list of works that were undertaken, copies of any guarantees for the work and a copy of the EPC to: Mortgage.processing@saffronbs.co.uk Fax 01799 581901 Saffron Building Society, Saffron House, 1A. Market Street, Saffron Walden, Essex. CB10 1HX |
| Sainsbury's Bank | Yes. Please report to the Contact point as detailed in 1.11a. |
| Santander UK plc | No unless there are any unusual situations or concerns then please refer to the Mortgage Operations office instructing you. |
| Scottish Building Society | Yes. |
| Scottish Widows Bank | No. |
| Secure Trust Bank PLC | As 1.11 |
| Skipton Building Society | Yes. Please also provide an up to date EPC. |
| State Bank of India UK | Yes. Full details must be provided together with a full copy of the Energy Performance Certificate (EPC) including the disclosure page. |
| Swansea Building Society | Yes |
| The Mortgage Business | No. |
| The Mortgage Lender Limited | Yes. This includes details of the work carried out, the balance outstanding, the monthly payments, outstanding term, copies of any guarantees and a copy of the Energy Performance Certificate. |
| The Mortgage Works | Where a green deal loan balance is currently more than £10,000 please provide the issuing office with the following: the balance, monthly payment, term remaining, list of works that were undertaken, copies of any guarantees for the work and a copy of the Energy Performance Certificate. |
| The Royal Bank of Scotland plc |
Yes, you must disclose details of any existing Green deal plans to us as detailed above in 1.11a. |
| The Royal Bank of Scotland plc Direct Line Mortgages |
Yes, you must disclose details of any existing Green deal plans to us as detailed above in 1.11a. |
| The Royal Bank of Scotland plc Direct Line One | Yes, you must disclose details of any existing Green deal plans to us as detailed above in 1.11a. |
| The Royal Bank of Scotland plc First Active | Yes, you must disclose details of any existing Green deal plans to us as detailed above in 1.11a. |
| The Royal Bank of Scotland plc Natwest one Account | Yes, you must disclose details of any existing Green deal plans to us as detailed above in 1.11a. |
| The Royal Bank of Scotland plc One Account | Yes, you must disclose details of any existing Green deal plans to us as detailed above in 1.11a. |
| The Royal Bank of Scotland plc Virgin One | Yes, you must disclose details of any existing Green deal plans to us as detailed above in 1.11a. |
| The Tipton & Coseley Building Society | Yes - please supply full details of any Green Deal Plan including ongoing monthly commitments and the EPC certificate. |
| Together Personal Finance Limited | Yes. |
| Topaz Finance Ltd | |
| TSB Bank plc | No |
| Ulster Bank | Yes, you must disclose details of any existing Green deal plans to us as detailed above in 1.11a. |
| Vida Homeloans | Yes. As 1.11a |
| Virgin Money | Only if the credit agreement is for £10,000 or more. |
| Whistletree (a trading name of TSB Bank plc) | Yes, as we do not consent to the Green Deal on existing mortgage accounts. Details as 1.11a |
| Yorkshire Bank Home Loans Ltd | Yes.(see 1.11a for contact details). |
| Yorkshire Building Society | Yes. Please provide details of any Green Deal plans - see 1.11a for contact details. |
| Zephyr Homeloans | Yes. Please provide full details and await our further instructions |