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Question: 9. Do you require the indemnity insurance policy to be sent to you?
| Lender | Answer |
|---|---|
| Accord Mortgages Ltd |
Yes, to be sent with the deeds after completion. |
| Atom Bank plc | No - to be held on file with the title deeds and documents after completion |
| Aviva Equity Release UK Ltd |
Yes |
| Bank of Ireland (UK) plc |
Yes, to be placed with the title deeds after completion. |
| Bank of Ireland as Bank of Ireland Mortgages |
Yes, to be placed with the title deeds after completion. |
| Bank of Scotland Beginning A |
No, please forward to the borrower. |
| Bank of Scotland Beginning O |
No, please forward to the borrower. |
| Barclays Bank UK PLC |
Yes, after completion with the title deeds |
| Birmingham Midshires | No, please forward to the borrower. |
| Bradford & Bingley Limited |
Yes, after completion, with the title deeds. |
| Britannia, a trading name of The Co-operative Bank plc |
Yes with the deeds |
| Chelsea Building Society (a trading name of Yorkshire BS) |
Yes, to be sent with the deeds after completion. |
| CHL Mortgages | Yes, certified copy with original mortgage deed, associated documents and papers. Please note we require indemnity policies to cover our successors in title, including purchasers from us in possession. |
| Co-operative Bank plc | Yes, placed with the deeds after completion. |
| Coventry Building Society | Yes, after completion. |
| Danske Bank |
Yes, please place with the title deeds and return to: Danske Bank Mortgage Customer Support Team Mortgage Completion Team Killeaton House 41 Mosside Road, Dunmurry Belfast, BT17 9HH DX 2015 NR BELFAST 2 |
| DB UK Bank Ltd | Yes |
| Ecology Building Society | Yes |
| First Direct | Yes |
| First Trust Bank | Yes, should be sent with title deeds upon completion |
| GE Money Home Lending Ltd | GE Money Home Lending has withdrawn from the UK mortgage market. |
| Godiva Mortgages Ltd | Yes, after completion. |
| Halifax | No, please forward to the borrower. |
| Halifax Loans Ltd | No, please forward to the borrower. |
| Hampden & Co. plc | |
| HSBC UK Bank plc | Yes |
| HSMS |
Electronically |
| Intelligent Finance | No, please forward to the borrower. |
| ITL Mortgages | Yes, after completion. |
| Kensington Mortgage Company Ltd | Yes. A copy is acceptable. To be forwarded to: Deeds Administration, Kensington Mortgage Company Ltd, PO Box 4760, Maidenhead, SL60 1HU following completion. |
| Landmark Mortgages Limited | Yes, after completion with the Title Deeds. |
| Leeds Building Society |
No, but please retain a copy on your file. |
| Lloyds Bank plc | Yes, schedule only with the deeds. |
| Lloyds TSB Scotland plc | The schedule only after completion |
| M&S Bank | yes |
| Mortgage Express |
Yes, after completion, with the title deeds. |
| Mortgage Express (No 2) |
Yes, after completion, with the title deeds. |
| National Westminster Bank plc | Yes after completion. |
| Nationwide Building Society |
Yes Please note that we do not require an indemnity policy to be taken out when the purchaser has received a cash gift which forms part or all of their deposit. |
| New Street Mortgages | Yes, a copy should be sent to New Street Mortgages, PO Box 4761, Maidenhead, SL60 1HW and the original forwarded to the borrower |
| NRAM Ltd | Yes - after completion with the Title Deeds |
| Platform (a trading name of The Co-operative Bank p.l.c.) |
Yes, placed with deeds |
| Rooftop Mortgages Ltd |
Yes, please place with the title deeds |
| Sainsbury's Bank | Yes, this should be sent to us after completion. |
| Santander UK plc | No. Please only provide the name of the insurer, the policy number and the type of policy. |
| Scottish Widows Bank | Yes, after completion. |
| The Mortgage Business |
No, please forward to the borrower. |
| The Royal Bank of Scotland plc |
Yes, after completion. |
| TSB Bank plc | The schedule only after completion |
| UCB Home Loans Corporation Ltd |
Yes, policy to be sent with the deeds. |
| Ulster Bank |
Yes, after completion |
| Virgin Money | The documents we need post-completion are listed in our current Deeds Schedule. |
| Yorkshire Building Society |
Yes, to be sent with the deeds after completion. |