Back to previous page
Question: 3.3. What other documents are acceptable for verifying identity?
| Lender | Answer |
|---|---|
| Accord Mortgages Ltd |
List A - Full Driving Licence - either photocard version or old style. - Residence Permit issued to EU National on sight of own country passport - EU member state ID card - Foreign National ID card (on basis that indefinite leave to remain has been granted) |
| Atom Bank plc |
List A Electronic AML verification printout from a Credit Reference Agency National Identity Card Identity Card issued by the Electoral Office for Northern Ireland List B Valid (old style) full UK driving licence Recent evidence of entitlement to a state or local authority- funded benefit (including housing benefit and council tax benefit), tax credit, pension, educational or other grant Instrument of a court appointment |
| Aviva Equity Release UK Ltd |
Please contact the lender |
| Bank of Ireland (UK) plc |
None. |
| Bank of Ireland as Bank of Ireland Mortgages |
None. |
| Bank of Scotland Beginning A |
List A - Inland Revenue Tax Code Notification - Building Industry Sub-Contractor?s Certificate (C1S4 or C1S6) - Residence Permit (issued by the Home Office to EU Nationals) - Benefits Agency, DWP or Jobseekers Plus benefit book List B - Employers Identity Card - Signed National Identity Card (EU) |
| Bank of Scotland Beginning O |
List A - Inland Revenue Tax Code Notification - Building Industry Sub-Contractor?s Certificate (C1S4 or C1S6) - Residence Permit (issued by the Home Office to EU Nationals) - Benefits Agency, DWP or Jobseekers Plus benefit book List B - Employers Identity Card - Signed National Identity Card (EU) |
| Barclays Bank UK PLC |
List B • Full UK Paper Driving Licence showing the client's current UK address • Government issued Benefit Entitlement Letter, less than 12 months old and confirming, at the time of issue, that a benefit was payable or is due to be paid • Letter from His Majesty's Revenue & Customs (HMRC), less than 12 months old and showing either a full national insurance number or unique tax reference code |
| Birmingham Midshires |
Contact Completions Team at office issuing mortgage instructions. |
| Bradford & Bingley Limited |
List A. Police ID card. Employer's ID card with photograph. A current Building Society passbook. List B. Most recent bank statement TESSA maturity certificate or similar. Benefit or pensions book. |
| Britannia, a trading name of The Co-operative Bank plc |
List A: Current Valid Passport (with English translation), Current full UK driving licence(old paper style), current full or provisional photocard driving licence (no more than 10 years old), Notification letter from the Benefits Agency/other Government Agency confirming the right to benefits/state pension. (issued within the last 6 months or valied for current year), HMRC document such as tax notification, tax assessment, statement of account; notice of coding, NI contributions bill (P45s and P60s are not acceptable), EU/EEA member state ID photo card. (This does not relate to ID cards issued by individual member states within the EU/EEA eg Portugese), Northern Ireland Electoral ID card, National ID card for non EEA foreign nationals. (eg French & Portugese ID cards etc. are not acceptable), Shotgun Licence/Firearms Certificate, Instruction from a UK Court appointing an individual (Court of Protection or Grant of Probate only). List B:Current UK/EU photocard driving licence (No more than 10 yrs old), Current full UK driving licence (old paper style), recent utility bill not more than 6 months old, Statement or letter from Bank/Building Society/Credit Card showing current address (issued within the last 6 months), Mortgage statement or letter from a recognised lender (statement valid for current year or letter issued within the last 6 months), Life insurance certificate/Pension of investment account statement (indicating that an account, investment of life insurance relationship exists) (Statement valid for current year or letter issued within last 6 months). Local authority council tax bill. (Issued within the last 6 months or valid for current year), Tenancy agreement from a housing association, local authority or public landlord (not a private arrangement), Notification letter from the Benefits Agency/other Government Agency confirming the right to benefits/state pension. (Issued within the last 6 months or valid for current year), HMRC document such as tax notification, tax assessment, statement of account, notice of coding, NI contributions bill (P45s and P60s are not acceptable), Current TC licence (valid for current year), Vehicle tax renewal document (issued within the last 6 months), Solicitors letter confirming recent house purchase or land registry confirmation, Letter from nursing home/care home confirming residency (issued within the last 6 months). |
| Chelsea Building Society (a trading name of Yorkshire BS) |
List A - Full Driving Licence - either photocard version or old style. - Residence Permit issued to EU National on sight of own country passport - EU member state ID card - Foreign National ID card (on basis that indefinite leave to remain has been granted) |
| CHL Mortgages |
LIST A - current UK full driving licence LIST B - Self-Employed in the Construction Industry, photographic registration cards for individuals or partnerships (C1S4, C1S4 (P) C1S4 (T), C1S5, C1S6); - EEA member state identity card; -Inland Revenue Tax Notification, eg tax assessment, statement of account, notice of coding - Benefits Book or original notification letter from the relevant benefits agency confirming the right to benefits or state pension; - Northern Ireland Voter's Card; - Residence Permit issued by Home Office to EU Nationals on sight of own country passport. See 6.5.1 for Company Identity requirements |
| Co-operative Bank plc | All acceptable ID documents are listed in the Identity Requirements document to be found at intermediary.co-operativebank.co.uk/help-and-calculators/literature. |
| Coventry Building Society |
List A: Pension Book. List: None. |
| Danske Bank |
List A: • Valid Full EU Photo-Card Driving Licence • Valid Full old style UK Driving Licence • Valid EU/EEA Member State National Identity Card List B: • Blue parking card for people with disabilities • Biometric Residence Permit issued by the Home Office • HM Revenue & Customs tax notifications/tax documentation less than three months old • Evidence of entitlement to state funded benefit, state pension or pension credit. Please contact Danske Bank for further guidance on aml-compliance@danskebank.co.uk |
| DB UK Bank Ltd |
List A Government issues documents with a photograph, National ID card (issued by EEA member state or Switzerland) List B Government issued documents without a photograph incorporating the applicants full name: Valid (old style) full UK driving licence State pension or benefit book or confirmatory letter Inland Revenue tax notification Resident Permit issued to EU Nationals by the Home Office National Insurance card TV Licence Vehicle registration document Official confirmation of entitlement to state or local authority funded housing benefit and council tax benefit, tax credit, educational or other grants |
| Ecology Building Society |
A - Recognised Employer ID card bearing photograph and signature B - HM Revenue & Customs tax notification. Letter issued by the Benefits Agency |
| First Direct | None |
| First Trust Bank |
(A) Passport, Full UK/EC driving licence (B) Employers ID Card with photo & signature, Birth Certificate, Marriage Certificate |
| GE Money Home Lending Ltd | GE Money Home Lending has withdrawn from the UK mortgage market. |
| Godiva Mortgages Ltd |
List A: Pension Book. List B: None. |
| Halifax |
List A - Inland Revenue Tax Code Notification - Building Industry Sub-Contractor?s Certificate (C1S4 or C1S6) - Residence Permit (issued by the Home Office to EU Nationals) - Benefits Agency, DWP or Jobseekers Plus benefit book List B - Employers Identity Card - Signed National Identity Card (EU) |
| Halifax Loans Ltd |
List A - Inland Revenue Tax Code Notification - Building Industry Sub-Contractor?s Certificate (C1S4 or C1S6) - Residence Permit (issued by the Home Office to EU Nationals) - Benefits Agency, DWP or Jobseekers Plus benefit book List B - Employers Identity Card - Signed National Identity Card (EU) |
| Hampden & Co. plc | |
| HSBC UK Bank plc | None |
| HSMS |
List A. Police ID card. Employer's ID card with photograph. A current Building Society passbook. List B Most recent bank statement. TESSA maturity certificate or similar. Benefit or pensions book |
| Intelligent Finance |
List A - employer?s identity card with the signatory?s photograph and signature (provided you know the employer). List B - employer?s identity card with signatory?s photograph and signature (if you do not know the employer) - current UK driving licence (full old paper version) - Self-employed in the Construction Industry - tax exemption certificate with photograph of the holder (issued by the Inland Revenue, forms CIS4, CIS5 or CIS6) - Benefits Agency Benefit book or original notification letter from the Benefits Agency confirming right to benefits - Inland Revenue Tax Code Notification - Residence Permit (issued by the Home Office to EU Nationals) - Local council rent card or tenancy agreement. |
| ITL Mortgages |
List A: Pension Book. List B: None. |
| Kensington Mortgage Company Ltd |
Documents additional to List A: An employer's identity card bearing a photograph and signature; UK/Foreign National Identity Card. Documents additional to List B: National Insurance Card; a current Building Society passbook; or a Child Benefit Book. |
| Landmark Mortgages Limited | None |
| Leeds Building Society | Pension book, full UK (or EU) driving licence |
| Lloyds Bank plc |
- current full UK driving licence - current benefit book or original letter from benefits agency confirming the right to benefit for the current period - building industry sub contractors certificate. |
| Lloyds TSB Scotland plc |
List A: Current full UK Driving license Current Benefit payment book or original letter from Benefits Agency confirming the right to benefit for the current period Building industry sub contractors certificate |
| M&S Bank | none |
| Mortgage Express |
List A. Police ID card. Employer's ID card with photograph. A current Building Society passbook. List B Most recent bank statement. TESSA maturity certificate or similar. Benefit or pensions book |
| Mortgage Express (No 2) |
List A. Police ID card. Employer's ID card with photograph. A current Building Society passbook. List B Most recent bank statement. TESSA maturity certificate or similar. Benefit or pensions book |
| National Westminster Bank plc |
The following documents are acceptable for both List A and List B: A valid full EU driving licence, Construction Industry tax exemption certificate issued by the Inland Revenue, Inland Revenue Tax Notification (issued in the past 12 months and valid for the current or next tax year). |
| Nationwide Building Society |
List A 1) Signed Employers Photo ID card, provided the employer is known to the conveyancer 2) Cheque guarantee card (UK issued) together with original account statement, less than 3 months old Note: Electoral ID card not acceptablexx |
| New Street Mortgages |
Documents additional to List A: An employers identity card bearing a photograph and a signature; UK/Foreign National Identity Card. Documents additional to List B: National Insurance Card; a current Building Society passbook; or a Child Benefit Book. |
| NRAM Ltd | |
| Platform (a trading name of The Co-operative Bank p.l.c.) |
List A - current valid passport (must contain English translation), Current UK full driving licence (old paper style), Current UK full or provisional photocard driving licence, Benefit book or most recent letter from the Benefits Agency confirming the right to benefits (issued within the last 6 months or valid for the current year), Firearms certificate/shotgun licence, most recent HMRC tax notification (issued within the last 6 months or valid for the current year - SA302, P60,P45 not acceptable), Northern Ireland Electoral ID card (no more than 10 yrs old), EU/EEA Member state ID photocard (UK ID cards are not acceptable), National ID card (for non-EEA foreign nationals). List B - Confirmation from an electoral register search that a person of that name lives at that address, recent Utility bill (issued within the last 6 months, mobile phone bills are not acceptable), Most recent Bank/Building Society or credit union statement, letter or passbook containing current address (issued within the last 6 months, internet statement are not acceptable), Most recent Mortgage statement from a recognised lender (issued within the last 6 months or valid for the current year), Benefits book or most recent notification from the Benefits Agecny confirming the right to benefits (issued within the last 6 months or valid for the current year), current UK full driving licence (old paper style), current UK full or provisional photocard driving licence, Local Authority tax bill (issued within the last 6 months or valid for the current year), Local Council tenancy agreement, Most recent HMRC tax notification (issued within the last 6 months or valid for the current year - SA302, P60, P45 not acceptable. |
| Rooftop Mortgages Ltd |
Current signed valid passport together with driving licence and counterpart |
| Sainsbury's Bank |
List A Current UK Firearms certificate or shotgun licence Valid UK Biometric Residence Permits Valid European Union or European Economic Area or Swiss National ID card Northern Ireland Electoral Identity Card List B Copy of valid full UK and Northern Ireland Driving Licence (old style paper) HM Revenue and Customs notice of coding (less than 12 months old) Council tax demand or statement (less than 12 months old) Current Instrument of a court appointment (such as grant of probate) Current UK based Bank statement or credit/debit card statement (less than 12 months old and excluding those printed from the internet) |
| Santander UK plc | None. |
| Scottish Widows Bank |
Additonal List B: Pension/Family allowance book Current notice of tax coding Recognised empoyer ID card bearing signature, photograph and company name. |
| The Mortgage Business |
List A - Inland Revenue Tax Code Notification - Building Industry Sub-Contractor?s Certificate (C1S4 or C1S6) - Residence Permit (issued by the Home Off |
| The Royal Bank of Scotland plc |
The following documents are acceptable for both List A and List B: A valid full EC driving licence, Construction Industry tax exemption certificate issued by the Inland Revenue, Inland Revenue Tax Notification (issued in the past 12 months and valid for the current or next tax year). |
| TSB Bank plc |
List A: Current full UK Driving license Current Benefit payment book or original letter from Benefits Agency confirming the right to benefit for the current period Building industry sub contractors certificate |
| UCB Home Loans Corporation Ltd |
List A : 1) Signed Employer's ID card, provided that the employer is known to the conveyancer. 2) Debit/Cheque guarantee card issued in the UK together with an original account statement less than 3 months old. "List B : 1) Inland Revenue Notice of Tax Code (less than 3 months old). 2) Residence Permit issued by the Home Office to EU Nationals. 3) Subcontractors Tax Certificate (must be accompanied by an IR Notice of Assessment). |
| Ulster Bank |
The following documents are acceptable for both List A and List B: A valid full EC driving licence, Construction Industry tax exemption certificate issued by the Inland Revenue, Inland Revenue Tax Notification (issued in the past 12 months and valid for the current or next tax year). |
| Virgin Money | None. |
| Yorkshire Building Society |
List A - Full Driving Licence -either photocard version or old style. -Residence Permit issued to EU National on sight of own country passport -EU member state ID card -Foreign National ID Card (on basis that indefinite leave to remain has been granted) List B - None. |