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Question: 5.3.2. Does the lender require an original/copy building regulation consents?
| Lender | Answer |
|---|---|
| Accord Mortgages Ltd |
Yes, to be sent with the deeds after completion. |
| Atom Bank plc | No, however we may request a copy if the property has been converted since 1st January 1973 and we require you to keep a copy with the title deeds in all cases. |
| Aviva Equity Release UK Ltd | Yes |
| Bank of Ireland (UK) plc |
No. |
| Bank of Ireland as Bank of Ireland Mortgages |
No. |
| Bank of Scotland Beginning A |
No, please forward to the borrower. |
| Bank of Scotland Beginning O |
No, please forward to the borrower. |
| Barclays Bank UK PLC |
Yes, for self build properties. No, in all other cases |
| Birmingham Midshires |
No, please forward to the borrower. |
| Bradford & Bingley Limited |
Yes after completion with the title deeds. |
| Britannia, a trading name of The Co-operative Bank plc |
Yes with the deeds |
| Chelsea Building Society (a trading name of Yorkshire BS) | Yes, to be sent with the deeds after completion. |
| CHL Mortgages |
Yes, after completion. Please place with the title documents |
| Co-operative Bank plc | Yes, placed with the deeds after completion. |
| Coventry Building Society | No. |
| Danske Bank |
Yes, please place with the title deeds and return to: Danske Bank Mortgage Customer Support Team Mortgage Completion Team Killeaton House 41 Mosside Road, Dunmurry Belfast, BT17 9HH DX 2015 NR BELFAST 2 |
| DB UK Bank Ltd | Please forward with the Title Deeds |
| Ecology Building Society |
Yes |
| First Direct | We do not require a copy of the building consents. If any breach of building regulations is still within any applicable enforcement period, we will rely upon your professional judgement to protect any risk to the Bank. If you consider indemnity insurance is required, this should be obtained in accordance with Section 9 of the UK Finance Handbook. If not, we do not need to be notified. |
| First Trust Bank | Yes, please forward with title deeds upon completion. |
| GE Money Home Lending Ltd | GE Money Home Lending has withdrawn from the UK mortgage market. |
| Godiva Mortgages Ltd | No. |
| Halifax |
No, please forward to the borrower. |
| Halifax Loans Ltd | No, please forward to the borrower. |
| Hampden & Co. plc | |
| HSBC UK Bank plc |
We do not require a copy of the building consents. If any breach of building regulations is still within any applicable enforcement period, we will rely upon your professional judgement to protect any risk to the Bank. If you consider indemnity insurance is required, this should be obtained in accordance with Section 9 of the UK Finance Handbook. If not, we do not need to be notified. |
| HSMS |
No |
| Intelligent Finance | No, please forward to the borrower. |
| ITL Mortgages | No. |
| Kensington Mortgage Company Ltd | Yes. A copy is acceptable. To be forwarded to: Deeds Administration, Kensington Mortgage Company Ltd, PO Box 4760, Maidenhead, SL60 1HU following completion with the title deeds. |
| Landmark Mortgages Limited | Yes, after completion with the Title Deeds. |
| Leeds Building Society | No, but please retain a copy on your file. |
| Lloyds Bank plc | No. |
| Lloyds TSB Scotland plc | No |
| M&S Bank | no, however we may request a copy if the property has been converted in the last 10 years |
| Mortgage Express |
Yes after completion with the title deeds. |
| Mortgage Express (No 2) |
Yes after completion with the title deeds. |
| National Westminster Bank plc | Yes after completion. |
| Nationwide Building Society | Yes |
| New Street Mortgages | No, you should satisfy yourself as our representative that appropriate building regulation consents were granted. |
| NRAM Ltd | |
| Platform (a trading name of The Co-operative Bank p.l.c.) |
Yes-placed with the deeds |
| Rooftop Mortgages Ltd |
Yes, please place with the title deeds |
| Sainsbury's Bank | Yes, these should be sent to us at completion. |
| Santander UK plc | Yes. |
| Scottish Widows Bank | Yes, after completion. |
| The Mortgage Business |
No, please forward to the borrower. |
| The Royal Bank of Scotland plc |
Yes, after completion. |
| TSB Bank plc | No |
| UCB Home Loans Corporation Ltd |
Yes - copy with the deeds. |
| Ulster Bank |
Yes, after completion |
| Virgin Money | The documents we need post-completion are listed in our current Deeds Schedule. |
| Yorkshire Building Society |
Yes, to be sent with the deeds after completion. |