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Question: 14.2.2. Which documents must you send after settlement?
| Lender | Answer |
|---|---|
| Accord Buy to Let |
* All those specified in the Handbook and in these responses; * All those set out in our standard deeds schedule; * Any other documents specified in the mortgage offer. All documents are sent to us at your risk. Please note any unnecessary pre-registration deeds should not be sent to us. |
| Accord Mortgages Ltd |
* All those specified in the Handbook and in these responses; * All those set out in our standard deeds schedule; * Any other documents specified in the mortgage offer. All documents are sent to us at your risk. Please note any unnecessary pre-registration deeds should not be sent to us. |
| Adam & Company |
Only documents required are where applicable: Personal Guarantee Certified copy or registered extract Power of Attorney ARTL cases only- documents required under the Matrimonial Homes (Family Protection) (Scotland) Act 1981 as amended/Civil Partnership Act 2004 as amended. Any additional documentation received will be returned. |
| Adam & Company International |
Personal Guarantee Certified copy or registered extract Power of Attorney ARTL cases only- documents required under the Matrimonial Homes (Family Protection) (Scotland) Act 1981 as amended/Civil Partnership Act 2004 as amended. Any additional documentation received will be returned. |
| Aldermore Bank PLC |
Copy Title Sheet And where applicable: Original Form of Consent Copy Notice to landlord form Original Certificate of Independent Advice form Original (or copy) Architects certificate Copy indemnity policy documents Original Floating Charge (with Companies House Certificate of registration) Original Personal or Corporate Guarantee(s) Certified copy Board Minutes Share certificate and original undated executed stock transfer form (with the transferee left blank) signed by the Borrower Original Deed of Subordination Original Assignation of Rental Income And any documents necessary to establish and support the title and any other documents specified in these instructions. The Land Certificate and the Charge Certificate where the title is or falls to be registered. |
| Allied Irish Bank (GB), a trading name of AIB Group (UK) |
• The Land and Charge Certificate • Affidavits, Consents and Renunciations; • Such other documentation that you feel in your judgement that the bank will require |
| Atom Bank plc |
Electronic copies of: - Advance Notice - Confirmation of Application to Register - Final Title Sheet - Standard Security |
| Aviva Equity Release UK Ltd |
We require you to send us copies of the following items in image format only: Copy of the Register; Standard Security; Sole Occupancy Declaration Solicitors’ Certificate; Buildings Insurance Declaration; Indemnity insurance policy where one was obtained; Standard declaration and undertakings. All pre registration title deeds, searches, enquiries, consents, requisitions and documents relating to the Property may be returned to the Borrower’s solicitors or destroyed by you. |
| Bank of China |
All transactions: Title Sheet from Registers of Scotland Certificate of the Registration of a Mortgage or Charge from Companies House (for limited company borrowers) Original Standard Security/Debenture Any other applicable original Security Documents such as (but not limited to): Personal/Corporate Guarantee, Charge on Deposit, Deed of Variation, Deed of Postponement etc. Building Warranty documentation (lenders copy) |
| Bank of Ireland (UK) plc |
For LMS managed cases you are required to upload the following documents to LMS via their system: Once funds are released Law Firms are required to upload the Advanced Notice. Within 30 days of legal completion Law Firms are required to upload Confirmation of Application to Register (AP1 or electronic receipt). Once registration is complete Law Firms are required to upload the completed Final Title Sheet and any other documents specified by the Lender. Where you have been unable to register the charge within thirty days of completion you are required to update the LMS system with a reason for the delay at least every thirty days until registration is complete and the required documents have been uploaded. For all other cases, the title information document and all other documents you have been asked to send us under these Part 2 answers. This includes where applicable: Professional Consultant’s Certificate; Defective Title Indemnity policy; Power of Attorney; Mortgage Deed (First Start cases only); Certified copy of existing Tenancy Agreement (if a Buy-to-Let remortgage). For leasehold title deeds we also require the Receipted Notice of Transfer/Mortgage; and Management Company documentation. |
| Bank of Ireland as Bank of Ireland Mortgages |
For LMS managed cases you are required to upload the following documents to LMS via their system: Once funds are released Law Firms are required to upload the Advanced Notice. Within 30 days of legal completion Law Firms are required to upload Confirmation of Application to Register (AP1 or electronic receipt). Once registration is complete Law Firms are required to upload the completed Final Title Sheet and any other documents specified by the Lender. Where you have been unable to register the charge within thirty days of completion you are required to update the LMS system with a reason for the delay at least every thirty days until registration is complete and the required documents have been uploaded. For all other cases, the title information document and all other documents you have been asked to send us under these Part 2 answers. This includes where applicable: Professional Consultant’s Certificate; Defective Title Indemnity policy; Power of Attorney; Mortgage Deed (First Start cases only); Certified copy of existing Tenancy Agreement (if a Buy-to-Let remortgage). For leasehold title deeds we also require the Receipted Notice of Transfer/Mortgage; and Management Company documentation. |
| Bank of Scotland Beginning A | Title documentation plus any other documentation referred to in Part 2. |
| Bank of Scotland Beginning O | Title documentation plus any other documentation referred to in Part 2. |
| Barclays Bank UK PLC | All the documents detailed in paragraph 14.2.1 of the Handbook and these instructions |
| Birmingham Midshires |
See section 14.2.1 |
| Bluestone Mortgages | You must send the documents referred to in 14.2.1 and as specified in the instructions (including this Part 2) and you may also send any additional documents relating to the mortgage property or the mortgage documents. |
| Bradford & Bingley Limited |
The Land/Charge Certificate or Standard Security, plus all documentation required by part 1 or our part 2 of the lenders handbook and/or any Special Conditions to the Mortgage Offer. |
| Britannia, a trading name of The Co-operative Bank plc |
The Land Certificate and Charge Certificate with our Standard Security Deed Attached (Land Charges titles) The recorded conveyance in favour of the Borrowers and our Standard Security (Sasine register titles) The property and personal reports/searches and property enquiry certificates Documents and deeds relating to additional or collateral security (if applicable) Planning and Building Regulation consents, warrants and certificates Affidavit (if applicable) All other documents separately referred to in these Part 2 instructions |
| Chelsea Building Society (a trading name of Yorkshire BS) |
* All those specified in the Handbook and in these responses. * All those set out in our standard deeds schedule. * Any other documents specified in the mortgage offer. All documents are sent to us at your risk. Please note any unnecessary pre-registration deeds should not be sent to us. |
| Clydesdale Bank plc |
For security being registered in the Land Register of Scotland, an extract or certified copy of the registered standard security from Registers of Scotland, together with any documents which you reasonably deem necessary to establish and support the title. If delivery is not possible within 6 months of completion of the borrowing then you should advise us in writing with a copy of any correspondence from Registers of Scotland explaining the delay. The original signed standard security, once registered, should be held by you to our order. For security being recorded in the Sasines Register, the title deeds, together with the original signed and recorded standard security. |
| Co-operative Bank plc |
PDF copy of the updated Title Sheet and Cadastral Map. [For Sasine Land, PDF copies of Sasine Search Sheet and Standard Security], together with the following, where applicable: (i) Affidavit under the Matrimonial Homes (Family Protection)(Scotland) Act 1981, as amended, and under the Civil Partnership Act 2004, as amended (ii) Indemnity Insurance policy schedule (iii) Power of Attorney and Statutory Declaration of non-revocation of Power of Attorney (iv) New Home Warranty certificate; together with any other documents as required by the special conditions in the borrower's Mortgage Offer. |
| Coutts |
Personal Guarantee Certified copy or registered extract Power of Attorney ARTL cases only- documents required under the Matrimonial Homes (Family Protection) (Scotland) Act 1981 as amended/Civil Partnership Act 2004 as amended. Any additional documentation received will be returned. |
| Coventry Building Society |
All those mentioned in Part 1 - 14.2.1 + any others specifically mentioned in your instructions. |
| Darlington Building Society |
Any documents necessary to establish and support the title including: Certified copy of the Standard Security; Certified copy of the Disposition; Updated title sheet showing our first ranking security; Alteration Documentation; and NHBC / new build home cover. |
| DB UK Bank Ltd | All Title Deeds and Documents |
| Ecology Building Society | Official copy of the register, original Mortgage Deed and all necessary title documents including those specified in these Instructions |
| First Direct |
A copy of the Title Sheet A copy of the completed Standard Security A copy of any other declarations (if applicable) (If the standard security was recorded prior to the closure of the SASINE REGISTER) - the deeds (showing the sasine register) - the Bank's standard security -the discharge document in favour of the previous lender. All documents should be sent to: HSBC UK Bank plc trading as first direct, Customer Service Centre, BX8 5HB |
| Foundation Home Loans |
Following registration of the mortgage at Registers of Scotland and, where appropriate, at Companies House, please: 1. Retain original documents in your file; 2. Complete our ‘eDeed Packet’ Checklist; 3. Forward a pdf copy of the checklist together with pdf copies, certified as true copies of the original by a Solicitor, FCILEX or authorised on behalf of your firm, BY EMAIL to: CustomerserviceReferrals@foundationhomeloans.co.uk |
| Furness Building Society |
All documents and deeds specified in Part 1 and this Part 2 including, but not limited to, the Land and Charge Certifcate and/or as the case may be) all title deeds, searches and documents relating to the title of the property and our security. |
| GE Money Home Lending Ltd | GE Money Home Lending has withdrawn from the UK mortgage market. |
| Godiva Mortgages Ltd |
All those mentioned in PART 1 - 14.2.1 + any others specifically mentioned in your instructions. |
| Halifax |
Any documents necessary to establish and support the title and any other documents specified in this table. The Title Sheet where the title is or falls to be registered. |
| Halifax Loans Ltd |
Any documents necessary to establish and support the title and any other documents specified in this table. The Land Certificate and the Charge Certificate where the title is or fails to be registered. |
| Hampden & Co. plc |
Within 5 business days of completion: Evidence that the mortgage deed has been received at the Land Register of Scotland or Register of Sasines for registration. a certified copy of the properly executed, completed and dated mortgage deed a certified copy of any necessary certificate, waiver, or declaration relative to occupancy rights properly executed, completed and dated the original, signed and dated deeds of undertaking a copy of the buildings insurance schedule |
| Handelsbanken | All documents (please refer to our instruction letter). |
| Hodge |
Original registered standard security Copy updated Title Sheet Certified copy or registered extract Power of Attorney (if applicable) Matrimonial Homes/Civil Partnership declaration (if applicable) |
| Hodge Equity Release |
Original registered standard security Copy updated Title Sheet Certified copy or registered extract Power of Attorney (if applicable) Matrimonial Homes/Civil Partnership declaration (if applicable) Solicitor certificate formally known as SHIP certificate |
| HSBC UK Bank plc |
A copy of the Title Sheet A copy of the completed Standard Security A copy of any other declarations (if applicable) (If the standard security was recorded prior to the closure of the SASINE REGISTER) - the deeds (showing the sasine register) - the Bank's standard security -the discharge document in favour of the previous lender Instructions received from Legal Marketing Services Ltd (LMS): All documents should be added to the LMS Conveyancer Zone |
| HSMS |
The Charge Certificate or recorded Standard Security, searches made in connection with the Loan, other deeds and documents containing information of value on a future sale and all other documents which you have been asked to send us in Part 2 and/or any Special Conditions to the Mortgage Offer. |
| Intelligent Finance |
The following documents should be sent: - documents constituting the title, - affidavits, consents and renunciations, - personal guarantees - searches, - planning permissions, building warrants, completion certificates and superiors consent, - timber and damp proof reports, specifications and guarantees. |
| ITL Mortgages | All those mentioned in PART 1 - 14.2.1 + any others specifically mentioned in your instructions. |
| Kensington Mortgage Company Ltd |
Title Information Document Original Standard Security Copy signed Certificate of Title Copy of buildings insurance And where applicable: Conveyance and Examined Abstract/Epitome in the case of unregistered land Lease (and assignment) Certified copy of Head lease Original Matrimonial/Civil Partnership Declaration Notice of Charge to Landlords Ground rent and service charge receipts NHBC or similar Deed of Gift Indemnity Policy Original Ranking Agreement Original Share Certificate Original undated executed stock transfer form Where the borrower is a Limited Company, we also require: Certificate of Registration from Companies House Original Limited Company Personal Guarantee(s) |
| Landbay Partners Limited | Please see our instructions |
| Landmark Mortgages Limited |
Where the property is registered in the Land Register, we require the original Standard Security and Charge Certificate to be sent to us. Where this is not available, we will require you to send us Official Office Copies of the title register and Standard Security, which must be certified as true copies by the Keeper. Quick Copies of the Register and Standard Security are not acceptable. Where the property is registered in the Register of Sasines, we will require you to send us the original Standard Security along with all relevant documents of title. If these are not available, you should send us Official Office Copies of the relevant documents, which must be certified as true copies by the Keeper. Quick Copies are not acceptable. |
| Leeds Building Society |
Where the initial instruction has come through LMS via the S.T.A.R.S system, you are required to upload the following documents to LMS via their S.T.A.R.S system: • Advance Notice; • Confirmation of Application to Register (electronic receipt); • Final Title Sheet; • Cadastral Map; • Standard Security. Where the initial instruction has come through LMS via the S.T.A.R.S system, where you have been unable to register the charge within thirty days of completion you are required to update the LMS system with a reason for the delay at least every thirty days until registration is complete and the required documents have been uploaded. For Limited Company Buy to Let cases, a certified copy of the completed guarantee(s) and a plain copy of the independent legal advice letter(s) must be sent via email to the contact details in 1.11a. |
| Legal & General Home Finance Ltd |
In all cases, the original or certified Standard Security must be sent along with any Consent or Declaration under the Matrimonial Homes (Family Protection) (Scotland) Act 1981, as amended, and under the Civil Partnership Act 2004, as amended. For dealings in the Land Register where application is made on or after 22 January 2007 we do not require paper Land or Charge Certificates. Following registration an updated Title sheet showing the registration of the Standard Security is required. We would also require copies of any applicable Building Warranty, Planning Permission, Building Regulation Certificate; certified copy power of attorney (if applicable); copy buildings insurance declaration (where applicable) or copy current buildings insurance policy; copies of any search or title indemnity insurance policies; copy solicitors certificate (lifetime mortgage only); |
| LendInvest |
Confirmation of the completion date (i.e. the date the funds were sent to the borrower’s solicitors) Confirmation that all security has been registered at (i) Companies House (where applicable) and (ii) at the Land Register of Scotland. If there are no Companies House registrations because the borrower is an individual, this should be confirmed in the email. A PDF copy of the fully signed and dated: Loan agreement Gifted Deposit Letter Occupiers Consent Spouse/Civil Partner Declaration Borrower Declaration Floating Charge Standard Security (where applicable) Personal corporate Guarantees (where applicable) Ranking Agreement/Deed of Postponement/Intercreditor/Subordination (where applicable) For corporate borrowers, a copy of the constitutional documents (certificate of incorporation and articles or other constitutional documents) Other (e.g. share charge, along with share certificates and STF) (where applicable) A PDF copy of the signed and issued report on title. A PDF copy of the signed and issued report on title checklist (if applicable). For development finance deals only, a PDF copy of the signed and issued QS report. A copy of the Title Sheet showing the registration of the standard security. A copy of the Companies House registration certificate (where applicable). A copy of any other declarations (if applicable). If the standard security was recorded prior to the closure of the SASINE REGISTER: a.the deeds (showing the sasine register) b.the Bank's standard security c. the discharge document in favour of the previous lender |
| LiveMore Capital |
Copy of Standard Security Copy of Title Sheet showing the registration of the standard security. |
| Lloyds Bank plc pre fixed 40 |
Title Deeds or Title Sheet, copy of form 4 when received if property subject to first registration, the Mortgage Loan Agreement(s), search for incumbrances and NHBC (or equivalent) certificate if appropriate. For Lend A Hand: Lend A Hand guarantee and deposit agreement with covering letter from the solicitor who advised the saver. |
| Lloyds Bank plc pre fixed 50 |
Title Deeds/Title Sheet Copy of form 4 when received if property subject to first registration Loan agreement(s) Credit agreement(s) regulated by CCA* Search for Incumbrances NHBC (or similar) certificate* *if applicable" For Lend A Hand: Lend A Hand guarantee and deposit agreement with covering letter from the solicitor who advised the saver. |
| Lloyds TSB Scotland plc |
Title Deeds/Title Sheet Copy of form 4 when received if property subject to first registration Loan agreement(s) Search for Incumbrances NHBC (or similar) certificate* Deed of Guarantee* Certified Copy of Power of Attorney* Title Indemnity* *if applicable For Lend A Hand: Lend A Hand guarantee and deposit agreement with covering letter from the solicitor who advised the saver. |
| M&S Bank |
A copy of the Title Sheet A copy of the completed Standard Security A copy of any other declarations (if applicable) All documents should be sent to: M&S Bank, PO Box 12, Skipton, BD23 2HL. Telephone Number 0345 002 1128 Fax 0345 111 0322 |
| Magellan Homeloans |
Original standard security Title sheet Where applicable: Guarantees Any other document required in our Mortgage Offer |
| Masthaven Bank | You must send the documents referred to in 14.2.1 and as specified in the instructions (including this Part 2). You may also send any additional documents relating to the mortgaged property or the mortgage. |
| Metro Bank Plc | None, we do not require the original title deeds and documents, they should be retained by yourselves and made available upon request. |
| Mortgage Agency Services |
All those set out in Part 1 of the Lenders Handbook and in our standard Deeds schedule. |
| Mortgage Express |
The Charge Certificate or recorded Standard Security, searches made in connection with the Loan, other deeds and documents containing information of value on a future sale and all other documents which you have been asked to send us in Part 2 and/or any Special Conditions to the Mortgage Offer. |
| Mortgage Express No 2 |
The Charge Certificate or recorded Standard Security, searches made in connection with the Loan, other deeds and documents containing information of value on a future sale and all other documents which you have been asked to send us in Part 2 and/or any Special Conditions to the Mortgage Offer. |
| National Westminster Bank plc |
In cases where you have been instructed through the LMS system you are required to upload the following documents to LMS via their system: Title Sheet showing the registration of the standard security. Where applicable you must also upload to LMS the following documents: Certified Copy or Registered Extract Power of Attorney Personal Guarantee ARTL cases only - documents required under the Matrimonial Homes (Family Protection) (Scotland) Act 1981 as amended/Civil Partnership Act 2004 as amended. Any additional documentation received will be returned. Offset Flexible Mortgage instructed after 5/12/2011 Only documents required are where applicable: Certified copy or Registered Power of Attorney Any additional documentation received will be returned. For cases not instructed through the LMS system please send the above directly to our Mortgage Centre using the contact details in 1.11. |
| Nationwide Building Society |
LAND REGISTER Where the application is made on or after 22 January 2007 we do not require paper or Land Charge Certificates. As from the 1st December 2014 the Registers of Scotland will no longer be issuing Paper Charge or Land certificates. It will be necessary to request the Registers of Scotland to forward directly by email, a PDF of the updated title sheet and cadastral map to: RegDeedsROS@Nationwide.co.uk SASINES TITLES For dealings in the Sasines Register, we require the full title deeds pack including the original Standard Security and disposition. All CASES (where applicable)Please send a certified copy of Consent or Declaration under the Matrimonial Homes (Family Protection) (Scotland) Act 1981, as amended, and under the Civil Partnership Act 2004, as amended. Title Registration Team DX12500 Moulton Park 4 Northampton Or Title Registration Team Kings Park Road Moulton Park Northampton NN3 6NW |
| Nedbank Private Wealth Ltd | We require you to send all relevant documents to us including the following:the charge, if executed under a power of attorney, a properly certified copy of the power, any relevant board or other necessary resolution, any appropriate legal opinion in relation to the Borrower or any Guarantor, any postponements or consents from occupiers, details of the registered title, any deeds of priority, personal guarantees, the lease and any relevant deeds of variation, licences or consents under the lease, FENSA, GasSafe and electrical installation certificates, title indemnity policies, including restrictive covenant policies, any NHBC or similar guarantees or building related warranties, any sublease or tenancy to which the property is subject on completion, share certificate and blank stock transfer form for any management company share. |
| New Street Mortgages |
(a) LAND REGISTER You should send a PDF copy of the updated title sheet and cadastral map that you receive from the Registers of Scotland to enquiries@newstreetmortgages.com b) NEW STANDARD SECURITIES Where title is recorded in the new standard securities, all those as set out in Part 1 of the Lender's Handbook and in our standard Deeds Schedule, including the standard security, a full prescriptive progress of Titles and relative ancillary documentation. (c) FOR ALL CASES (where applicable): (i) any personal guarantee; (ii) any Consent or Declaration under the Matrimonial Homes (Family Protection) (Scotland) Act 1981, as amended, and under the Civil Partnership Act 2004, as amended. |
| NRAM Ltd |
Where the property is registered in the Land Registry, we require the original Standard Security and Charge Certificate to be sent to us. Where this is not available, we will require you to send us Official Office Copies of the title register and Standard Security, which must be certified as true copies by the Keeper. Quick Copies of the Register and Standard Security are not acceptable. Where the property is registered in the Register of Sasines, we will require you to send us the original Standard Security along with the relevant documents of title. If these are not available, you should send us Official office copies of the relevant documents, which must be certified as true copies by the Keeper. Quick Copies are not acceptable. |
| Paragon Buy to Let Mortgages |
SASINE REGISTER - the deeds (showing the sasine register) - the Bank’s standard security - the discharge document in favour of the previous lender LAND REGISTER - the Land Certificate and Charge Certificate - a copy of the Bank’s standard security - the discharge document in favour of the previous lender - the Floating Charge And in each case, any other documents specified in this table. In all cases, in addition, if applicable, the Deed of Guarantee; Certificate of Confirmation of Advice; certificates of registration at Companies House for the standard security and Floating Charge and UK Finance Disclosures of Incentive Form. |
| Platform (a trading name of The Co-operative Bank p.l.c.) |
All those set out in Part 1 of the Lenders Handbook and in our standard Deeds schedule. |
| Precise Mortgages (Charter Court Financial Services Ltd) | Those listed in your Instruction Letter. |
| Rooftop Mortgages Ltd |
Those set out in our standard Deeds Schedule, any document detailed in Part 2 of the Lender?s Handbook for Scotland, and any guarantees relating to, or works carried out to, the security property. |
| Sainsbury's Bank |
Electronic copy of updated title sheet. Original Standard Security Matrimonial Homes/Civil Partnership documentation Certified Copy Power of Attorney Certificate of Independent Legal Advice Any title indemnity policies. |
| Santander UK plc |
Only documents required are where applicable: (a) LAND REGISTER You should send a PDF copy of the updated title sheet and cadastral map that you receive from the Registers of Scotland to oc@santander.co.uk b) GENERAL REGISTER OF SASINES (for standard securities recorded prior to the closure of the Sasine Register) Where title is recorded in the General Register of Sasines, all those as set out in Part 1 of the Lender's Handbook and in our standard Deeds Schedule, including the standard security, a full prescriptive progress of Titles and relative ancillary documentation. (c) FOR ALL CASES (where applicable): (i) any personal guarantee; (ii) any certified copy power of attorney in accordance with our requirements pursuant to paragraph 5.12.3; and (iii) any Consent or Declaration under the Matrimonial Homes (Family Protection) (Scotland) Act 1981, as amended, and under the Civil Partnership Act 2004, as amended. |
| Scottish Building Society |
Original of undernoted to be placed with Title Deeds and a copy sent to the Society if specifically requested within the offer documentation. Standard Security Disposition/Land Certificate Property Searches Personal Searches Matrimonial Homes Act Affidavids NHBC or similar Guarantee documentation Warrants and Consents (if alterations carried out within last 10 years) Undertaking(s) Discharge by previous lender Personal Guarantee Documents Any additional document(s) specified in the Mortgage Offer |
| Scottish Widows Bank | All documents as stated in 14.2.1 together with a copy of the title sheet. |
| Skipton Building Society |
You are required to upload the following documents to the LMS system: • Priority Notice (OS1 / OS2 / K17); • Confirmation of Application to Register (AP1 or electronic receipt); • Official Copy Register; Where you have been unable to register the charge within thirty days of completion you are required to update the LMS system with a reason for the delay at least every thirty days until registration is complete and the required documents have been uploaded. |
| St James Place Bank |
- documents constituting the title, - affidavits, consents and renunciations, - personal guarantees, - searches, - planning permissions, building warrants, completion certificates and superiors consent, - timber and damp proof reports, specifications and guarantees. |
| The Mortgage Business |
Any documents necessary to establish and support the title and any other documents specified in this table. The Land Certificate and the Charge Certificate where the title is or fails to be registered. |
| The Mortgage Lender Limited |
You are required to upload the following documents electronically to LMS: • Registered Land: Final Title Sheet and Standard Security • Sasine Land: Sasine Search Sheet or Title Sheet and Standard Security • Indemnity Insurance Policies, • Matrimonial Homes or Civil Partnership Consents, Affidavit or Declarations (Scotland) All pre-registration deeds, planning and building control documents and any other ancillary documentation should be sent to the borrower for safekeeping Where you have been unable to register the charge within thirty days of completion you are required to update the LMS system with a reason for the delay at least every thirty days until registration is complete and the required documents have been uploaded. |
| The Mortgage Works | For dealings in the Land Register where application is made on or after 22 January 2007 we do not require paper Land or Charge Certificates and neither do we require the original Standard Security |
| The Royal Bank of Scotland plc |
In cases where you have been instructed through the LMS system you are required to upload the following documents to LMS via their system: Title Sheet showing the registration of the standard security. Where applicable you must also upload to LMS the following documents: Certified Copy or Registered Extract Power of Attorney Personal Guarantee ARTL cases only - documents required under the Matrimonial Homes (Family Protection) (Scotland) Act 1981 as amended/Civil Partnership Act 2004 as amended. Any additional documentation received will be returned. Offset Flexible Mortgage instructed after 5/12/2011 Only documents required are where applicable: Certified copy or Registered Power of Attorney Any additional documentation received will be returned. For cases not instructed through the LMS system please send the above directly to our Mortgage Centre using the contact details in 1.11. |
| The Royal Bank of Scotland plc Direct Line Mortgages |
Where the Property is registered in the Land Register you should send the Land and Charge Certificate. Where the Property is recorded in the General Register of Sasines you should send the Standard Security and other title deeds. In addition to the documents referred to above any other relevant deeds, including any guarantee(s) referred to in the valuation/specialist report should be sent to the Bank. |
| The Royal Bank of Scotland plc Direct Line One |
Where the Property is registered in the Land Register you should send the Land and Charge Certificate. Where the Property is recorded in the General Register of Sasines you should send the Standard Security and other title deeds. In addition to the documents referred to above any other relevant deeds, including any guarantee(s) referred to in the valuation/specialist report should be sent to the Bank. |
| The Royal Bank of Scotland plc First Active |
Cases instructed on or after 22 June 2009 (excluding Offset Flexible Mortgage) - Only documents required are where applicable: Personal Guarantee Certified copy or registered extract Power of Attorney ARTL cases only- documents required under the Matrimonial Homes (Family Protection) (Scotland) Act 1981 as amended/Civil Partnership Act 2004 as amended Any additional documentation received will be returned. For any clarification of our requirements, please phone Gordon on 01475 551067. |
| The Royal Bank of Scotland plc Natwest one Account |
For cases instructed after 5/12/2011 - only documents required are where applicable: Certified copy or Registered Power of Attorney Any additional documentation received will be returned. |
| The Royal Bank of Scotland plc One Account |
For cases instructed after 5/12/2011 - only documents required are where applicable: Certified copy or Registered Power of Attorney Any additional documentation received will be returned. |
| The Royal Bank of Scotland plc Virgin One |
For cases instructed after 5/12/2011 - only documents required are where applicable: Certified copy or Registered Power of Attorney Any additional documentation received will be returned. |
| Topaz Finance Ltd |
All documents. |
| TSB Bank plc |
Title Deeds/Land & Charge Certificate Certificate (or, in respect of cases where your application for registration has been submitted to Registers of Scotland from the 8th December 2014 onwards, a paper copy of the new Title Sheet and plan). Copy of form 4 when received if property subject to first registration (or, in respect of cases where your application for registration has been submitted to Registers of Scotland from the 8th December 2014 onwards, a paper copy of your notification of application for registration). Search for Incumbrances NHBC (or similar) certificate* Deed of Guarantee* Certified Copy of Power of Attorney* Title Indemnity* *if applicable |
| UCB Home Loans Corporation Ltd |
Charge Certificate, Land Certificate including field plan |
| Ulster Bank |
Where the Property is registered in the Land Register you should send the Land and Charge Certificate. Where the Property is recorded in the General Register of Sasines you should send the Standard Security and other title deeds.In addition to the documents referred to above any other relevant deeds, including any guarantee(s) referred to in the Valuation/specialist report should be sent to the Bank. |
| Vida Homeloans |
Title Information Document (TID) Deed of Consent Certificate of Independent Advice Form Notice to Landlord Form Architects Certificate Original Mortgage Deed Guarantee Forms Indemnity Policy Floating Charge (with Companies House Certificate of registration) And any other documentation which we indicate in these instructions you must send to us. |
| Virgin Money |
The documents we need post-settlement are listed in our current Deeds Schedule. |
| Whistletree (a trading name of TSB Bank plc) |
Title Deeds/Land & Charge Certificate Certificate (or, in respect of cases where your application for registration has been submitted to Registers of Scotland from the 8th December 2014 onwards, a paper copy of the new Title Sheet and plan). Copy of form 4 when received if property subject to first registration (or, in respect of cases where your application for registration has been submitted to Registers of Scotland from the 8th December 2014 onwards, a paper copy of your notification of application for registration). Search for Incumbrances NHBC (or similar) certificate* Deed of Guarantee* Certified Copy of Power of Attorney* Title Indemnity* *if applicable |
| Yorkshire Bank Home Loans Ltd |
For security being registered in the Land Register of Scotland, an extract or certified copy of the registered standard security from Registers of Scotland, together with any documents which you reasonably deem necessary to establish and support the title. If delivery is not possible within 6 months of completion of the borrowing then you should advise us in writing with a copy of any correspondence from Registers of Scotland explaining the delay. The original signed standard security, once registered, should be held by you to our order. For security being recorded in the Sasines Register, the title deeds, together with the original signed and recorded standard security. |
| Yorkshire Building Society |
* All those specified in the Handbook and in these responses. * All those set out in our standard deeds schedule. * Any other documents specified in the mortgage offer. All documents are sent to us at your risk.Please note any unnecessary pre-registration deeds should not be sent to us. |