Answers for Scotland

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Question: 14.1.3. Does the lender require to receive paper certificates where security registered pre 8 December 2014?

Lender Answer
Accord Buy to Let Yes
Accord Mortgages Ltd Yes
Adam & Company  
Adam & Company International  
Aldermore Bank PLC Yes.
Allied Irish Bank (GB), a trading name of AIB Group (UK) Yes
Atom Bank plc Yes
Aviva Equity Release UK Ltd No
Bank of China No
Bank of Ireland (UK) plc Yes, paper certificates required.
Bank of Ireland as Bank of Ireland Mortgages Yes, paper certificates required
Bank of Scotland Beginning A Yes
Bank of Scotland Beginning O Yes
Barclays Bank UK PLC  
Birmingham Midshires Yes
Bluestone Mortgages N/A
Bradford & Bingley Limited Yes
Britannia, a trading name of The Co-operative Bank plc Yes, paper certificates required.
Chelsea Building Society (a trading name of Yorkshire BS) Yes
Clydesdale Bank plc Yes. Paper certificates to be sent to;
The team at Clydesdale Bank
Sunderland
SR43 4JE
Tel – 0800 121 4203


If delivery is not possible within 6 months of completion of the borrowing then you should advise us in writing with a copy of any correspondence from Registers of Scotland explaining the delay.
Co-operative Bank plc Yes, paper certificates required.
Coutts  
Coventry Building Society  
Darlington Building Society Yes, paper certificates required.
Ecology Building Society  
First Direct Yes
Foundation Home Loans Yes, paper certificates are required. To be forwarded to:

Customer Services, Foundation Home Loans, 5 Arlington Square, Downshire Way, Bracknell, RG12 1WA
Email: customerservices@foundationhomeloans.co.uk
Tel: 01344 770 8030.

Furness Building Society The Society does not require paper certificates where the Security is registered pre 8 December 2014. We require a paper or electronic copy of the Standard Security.
GE Money Home Lending Ltd GE Money Home Lending has withdrawn from the UK mortgage market.
Godiva Mortgages Ltd  
Halifax Yes
Halifax Loans Ltd Yes
Hampden & Co. plc No.
Handelsbanken Yes, paper certificates are required.
Hodge Yes, paper certificates are required
Hodge Equity Release Yes, paper certificates are required.
HSBC UK Bank plc Yes
HSMS  
Intelligent Finance Yes
ITL Mortgages  
Kensington Mortgage Company Ltd Yes, paper certificates are required. To be forwarded to: Deeds Administration, Kensington Mortgage Company Ltd, PO Box 4760, Maidenhead, SL60 1HU following completion.
Landbay Partners Limited Yes
Landmark Mortgages Limited Yes
Leeds Building Society No but please send a PDF of the updated title sheet and cadastral map from the Registers of Scotland.
Legal & General Home Finance Ltd Yes.
LendInvest Yes
LiveMore Capital No
Lloyds Bank plc pre fixed 40 Yes
Lloyds Bank plc pre fixed 50 Yes
Lloyds TSB Scotland plc Yes
M&S Bank yes
Magellan Homeloans Yes, paper certificates are required.
Masthaven Bank Yes.
Metro Bank Plc Yes - Please send to: Mortgage Admin Team, Metro Bank PLC, PO Box 1130, Uxbridge, UB8 9XX.
Mortgage Agency Services  
Mortgage Express Yes
Mortgage Express No 2 Yes
National Westminster Bank plc No.
Nationwide Building Society No, unless on Sasines Register whereby we require the full title deeds pack including the original Standard Security and disposition

Nedbank Private Wealth Ltd Yes
New Street Mortgages No, unless on new standard securities whereby we require the full title deeds pack including the original Standard Security and disposition.
NRAM Ltd Yes
Paragon Buy to Let Mortgages As 14.1.3
Platform (a trading name of The Co-operative Bank p.l.c.) Yes, paper certificates required.
Precise Mortgages (Charter Court Financial Services Ltd) Yes
Sainsbury's Bank N/A
Santander UK plc Yes. Paper Certificates to be sent to :
Santander UK plc
Deeds Services, Santander House,
201 Grafton Gate Eat, Milton Keynes
MK9 1AN.
DX 137000 Milton Keynes
Scottish Building Society Yes, paper certificates required.
Scottish Widows Bank Yes
Skipton Building Society Yes.
The Mortgage Business Yes
The Mortgage Lender Limited Yes, paper certificates required.
The Mortgage Works No, unless on Sasines Register whereby we require the full title deeds pack including the original Standard Security and disposition
The Royal Bank of Scotland plc No.
The Royal Bank of Scotland plc Direct Line Mortgages No.
The Royal Bank of Scotland plc Direct Line One No.
The Royal Bank of Scotland plc First Active No.
The Royal Bank of Scotland plc Natwest one Account No.
The Royal Bank of Scotland plc One Account No.
The Royal Bank of Scotland plc Virgin One No.
Topaz Finance Ltd Yes
TSB Bank plc Yes
Ulster Bank No.
Vida Homeloans Yes
Virgin Money The documents we need post-settlement are listed in our current Deeds Schedule.
Whistletree (a trading name of TSB Bank plc) Yes
Yorkshire Bank Home Loans Ltd Yes. Paper certificates to be sent to;
The team at Yorkshire Bank
Sunderland
SR43 4JF
Tel – 0800 121 4203

If delivery is not possible within 6 months of completion of the borrowing then you should advise us in writing with a copy of any correspondence from Registers of Scotland explaining the delay.
Yorkshire Building Society Yes