Northern Ireland

1.10aContact point for standard documents.View all answers to this question

1.10bContact point if standard documents are inappropriate.View all answers to this question

1.13 May my firm act if the person dealing with the transaction or a member of his immediate family is the borrower?View all answers to this question

3.3 What other documents are acceptable for verifying identity?View all answers to this question

4.1.1 Do I get the valuation report?View all answers to this question

4.1.1.2 Contact point if assumptions stated by the valuer are incorrect.View all answers to this question

4.2aContact point if re-inspection required.View all answers to this question

4.2bWhere should the certficate of title be sent?View all answers to this question

5.1.1 Contact point if the seller has owned the property for less than 6 months.View all answers to this question

5.3.2aContact point if the seller is not giving adequate undertaking to comply with outstanding planning permission /building regulation condition.View all answers to this question

5.3.2bDoes the lender require an original/copy of the planning permission?View all answers to this question

5.3.2cDoes the lender require an original/copy building regulation consents?View all answers to this question

5.3.2dDoes the lender require certificates of lawful use or development/established use certificates?View all answers to this question

5.3.3 Contact point if the property is subject to restrictions which may affect its value or marketability.View all answers to this question

5.5.1aDo you lend on flying freeholds?View all answers to this question

5.5.1bDo you lend on freehold flats?View all answers to this question

5.5.2.1 Contact point if the property comprises a flying freehold/freehold flat.View all answers to this question

5.5.3 Do you lend in these circumstances?View all answers to this question

5.5.4.1 Do you lend in these circumstances?View all answers to this question

5.5.4.2 Do you lend in these circumstances?View all answers to this question

5.6 Contact point if there is a restriction on use.View all answers to this question

5.9 Contact point if borrower is not providing balance of purchase price from own funds/proposing to give second charge.View all answers to this question

5.10.1 What minimum unexpired lease term do you accept?View all answers to this question

5.10.7 Contact point for matters connected with the lease?View all answers to this question

5.10.8 Contact for service charge matters.View all answers to this question

5.10.9 Do you accept indemnity insurance where the terms of the lease are unsatisfactory?View all answers to this question

5.10.10 Do you require a clear ground rent/service charge receipt to be sent to you?View all answers to this question

5.10.11 Do you require a receipted copy of notice or evidence of service to be sent to you?View all answers to this question

5.10.13aContact point if there is an absentee/insolvent landlord.View all answers to this question

5.10.13bDo you accept indemnity insurance if the landlord is absent or insolvent?View all answers to this question

5.11.2aContact point if there are apparent problems with the management company.View all answers to this question

5.11.2bDo you require a management company share certificate to be sent to you?View all answers to this question

5.11.2cDo you require a signed blank transfer form to be sent to you?View all answers to this question

5.11.2dDo you require a management company's memorandum and articles of association to be sent to you?View all answers to this question

5.12.2 Contact point if unable to certify search entry does not relate.View all answers to this question

5.13.3aDo you require the power of attorney to be sent to you?View all answers to this question

5.13.3bDo you require the statutory declaration of non-revocation of power of attorney sent to you?View all answers to this question

5.14.1 Does the lender require me to report to them where the lease does not meet the UK Finance minimum requirements for leases of roof space for solar PV panels?View all answers to this question

5.14.3 Does the lender have additional requirements relating to leases of roof space for solar PV panels, and if so, what are they?View all answers to this question

6.1.3 Contact point if borrower is not taking up the mortgage offer.View all answers to this question

6.2 Contact if any discrepancies in property's description.View all answers to this question

6.3.1aContact point for any issues relating to purchase price.View all answers to this question

6.3.1bDo I have to report incentives?View all answers to this question

6.3.2 Contact point if I will not have control of the purchase price.View all answers to this question

6.4 Contact point if vacant possession is not being given.View all answers to this question

6.5.1 Contact point if property is let/to be let.View all answers to this question

6.5.2 Do you require counterpart/certified copy tenancy agreement to be sent to you?View all answers to this question

6.6.1 What new home warranty schemes are acceptable to the lender?View all answers to this question

6.6.2 What New Home Warranty documentation should be sent to you?View all answers to this question

6.6.3 Should any assignments of building standards indemnity schemes be sent to us?View all answers to this question

6.6.4 Will you accept monitoring by a professional consultant?View all answers to this question

6.6.6 Do you require the professional consultant's certificate to be sent to you?View all answers to this question

6.7.1 Contact point if no agreement and bond for an unadopted road or sewer?View all answers to this question

6.8.1 Contact point if necessary easements are absent.View all answers to this question

6.9.1 Contact point for enquiries on undertakings.View all answers to this question

6.9.2 Who will you release any retentions (or instalments of the advance) to?View all answers to this question

6.10 Contact point if property is affected by redevelopment and road proposals.View all answers to this question

6.11 Contact point if pre-emption rights, resale restrictions, options etc will affect our security.View all answers to this question

6.12 Contact point if property is affected by improvement/repair grant which will not be discharged.View all answers to this question

7.3 Do you require a consent to mortgage from all occupants aged 17 or over?View all answers to this question

7.4 Contact point if doubts about accuracy of information disclosed.View all answers to this question

8 May I also advise any of the specified third parties?View all answers to this question

9 Do you require the indemnity insurance policy to be sent to you?View all answers to this question

9.2 What limit of indemnity insurance do you require?View all answers to this question

10.2aWill the mortgage advance be paid electronically or by cheque?View all answers to this question

10.2bWhat is the minimum number of days notice lenders require?View all answers to this question

10.2cWhat are the standard deductions made from the mortgage advance?View all answers to this question

10.3 On a delayed completion, when and how is advance to be returned?View all answers to this question

10.5 Contact point if completion delayed?View all answers to this question

10.6 How long can I hold the mortgage advance before returning it?View all answers to this question

10.7 What, if any, interest do you charge if return of the advance is delayed?View all answers to this question

12.3 Contact point for release of retentions/mortgage advance instalments.View all answers to this question

14.2.1 Where should the title deeds and documents be sent?View all answers to this question

14.2.2 Which documents must I send after completion?View all answers to this question

16.1 Contact point for requesting the deeds.View all answers to this question

16.3.1 Do you have a standard form of transfer/deed of covenant?View all answers to this question

16.3.1.2 Contact point for finding out the debt amount.View all answers to this question

16.3.3 Do you require the transfer of equity to be sent to you?View all answers to this question

16.3.6aContact point for obtaining execution of transfer equity?View all answers to this question

16.3.6bWhat form of attestation clause do you use?View all answers to this question

16.4.1aContact point for application for consent to letting.View all answers to this question

16.4.1bDoes a copy of a proposed tenancy need to be sent to you?View all answers to this question

16.5.2 Contact point for confirming proposed deed or agreement will adversely affect you.View all answers to this question

16.5.3aWhere should the deed of variation be sent?View all answers to this question

16.5.3bWhere should the deed of rectification be sent?View all answers to this question

16.5.3cWhere should the deed of easement be sent?View all answers to this question

17.1 Contact point for requesting redemption statement?View all answers to this question